PilotMe
ActiveSummary
PilotMe has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €21,458 and a net result of €14,919. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 46% of 2545 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+20
Solvency65▲+20
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.2 in 2023; short-term debt: 59.8% and cash: 63% of total assets), but 59.8% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
40.2%
Return on assets
28%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
21222324
2021 to 2024 · latest year €21,458
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-08-2025, 7 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
7 d late
2023
30 d early
2022
9 d early
2021
26 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€21,458▲ 228%
2023 · €6,539
Total assets
€53,375▲ 64.7%
2023 · €32,411
Net result
€14,919▲ 414%
2023 · €2,904
Working capital
€18,114▲ 250%
2023 · €5,181
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result-€6,019-€4,772€3,799▼ 20.4%€19,195▲ 405%
Net result-€6,064-€4,699€2,904▼ 38.2%€14,919▲ 414%
Equity-€1,064-€3,635€6,539▲ 79.9%€21,458▲ 228%
Total assets€12,756-€20,632▲ 61.7%€32,411▲ 57.1%€53,375▲ 64.7%
Debt€13,820-€16,997▲ 23.0%€25,872▲ 52.2%€31,917▲ 23.4%
Working capital-€2,376-€2,650€5,181▲ 95.5%€18,114▲ 250%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 405% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €53,375
Fixed assets
€3,344 ▲ 146%
Current assets
€50,031 ▲ 61.1%
Equity and liabilities €53,375
Equity
€21,458 ▲ 228%
Debt
€31,917 ▲ 23.4%
Debt's share of the balance-sheet total falls from 79.8% to 59.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19,538▲
2023 · €4,126
Cash flow
€15,262▲
2023 · €3,231
Current ratio
1.57▲
2023 · 1.20
Debt to equity
1.49▼
2023 · 3.96
ROE
69.5%▲
2023 · 44.4%
ROA
28.0%▲
2023 · 9.0%
Interest coverage
187.72▲
2023 · 36.46
Debt ≤ 1 year
€31,917▲
2023 · €25,872
Income taxes
€4,171▲
2023 · €788
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,045 | €327 | €327 | €343 | ▲ 4.8% |
| Other operating charges640/8 | - | - | - | €359 | - |
| Gross operating margin9900 | -€4,974 | €5,099 | €4,126 | €19,897 | ▲ 382% |
| Operating profit (loss)9901 | -€6,019 | €4,772 | €3,799 | €19,195 | ▲ 405% |
| Financial income75/76B | €0 | - | €6 | €0 | ▼ 99.2% |
| Recurring financial income75 | €0 | - | €6 | €0 | ▼ 99.2% |
| Financial charges65/66B | €45 | €73 | €113 | €104 | ▼ 8.0% |
| Recurring financial charges65 | €45 | €73 | €113 | €104 | ▼ 8.0% |
| Profit (loss) for the period before taxes9903 | -€6,064 | €4,699 | €3,692 | €19,091 | ▲ 417% |
| Income taxes67/77 | - | - | €788 | €4,171 | ▲ 429% |
| Profit (loss) for the period9904 | -€6,064 | €4,699 | €2,904 | €14,919 | ▲ 414% |
| Profit (loss) for the period to be appropriated9905 | -€6,064 | €4,699 | €2,904 | €14,919 | ▲ 414% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €12,756 | €20,632 | €32,411 | €53,375 | ▲ 64.7% |
| Fixed assets21/28 | €1,313 | €985 | €1,358 | €3,344 | ▲ 146% |
| Tangible fixed assets22/27 | €846 | €518 | €191 | €2,177 | ▲ 1,040% |
| Furniture and vehicles24 | €846 | €518 | €191 | €2,177 | ▲ 1,040% |
| Financial fixed assets28 | €467 | €467 | €1,167 | €1,167 | = |
| Current assets29/58 | €11,443 | €19,647 | €31,053 | €50,031 | ▲ 61.1% |
| Amounts receivable within one year40/41 | - | €15,085 | €3,745 | €13,203 | ▲ 253% |
| Trade receivables40 | - | €15,085 | €3,745 | €13,203 | ▲ 253% |
| Cash at bank and in hand54/58 | €11,128 | €3,090 | €14,776 | €33,638 | ▲ 128% |
| Deferred charges and accrued income490/1 | €315 | €1,471 | €12,531 | €3,190 | ▼ 74.5% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €12,756 | €20,632 | €32,411 | €53,375 | ▲ 64.7% |
| Equity10/15 | -€1,064 | €3,635 | €6,539 | €21,458 | ▲ 228% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€6,064 | -€1,365 | €1,539 | €16,458 | ▲ 970% |
| Amounts payable17/49 | €13,820 | €16,997 | €25,872 | €31,917 | ▲ 23.4% |
| Amounts payable within one year42/48 | €13,820 | €16,997 | €25,872 | €31,917 | ▲ 23.4% |
| Trade debts44 | €836 | €503 | €4,335 | €5,940 | ▲ 37.0% |
| Suppliers440/4 | €836 | €503 | €4,335 | €5,940 | ▲ 37.0% |
| Taxes, remuneration and social security45 | €2,984 | €6,560 | €3,603 | €8,043 | ▲ 123% |
| Taxes450/3 | €2,984 | €3,764 | €1,343 | €6,913 | ▲ 415% |
| Remuneration and social security454/9 | - | €2,797 | €2,260 | €1,130 | ▼ 50.0% |
| Other amounts payable47/48 | €10,000 | €9,934 | €17,934 | €17,934 | = |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,064 | €4,699 | €2,904 | €14,919 | ▲ 414% |
| + Depreciation and write-downs630 | €1,045 | €327 | €327 | €343 | ▲ 4.8% |
| Operating cash flow (approximation) | -€5,018 | €5,026 | €3,231 | €15,262 | ▲ 372% |
| Investment in fixed assets (approximation) | - | €0 | -€700 | -€2,329 | ▼ 233% |
| Change in cash | - | -€8,038 | €11,686 | €18,862 | ▲ 61.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-12
Financial
Highest result since 2021net €14,919 ▲414%
Operating result €19,195, net result €14,919, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4,699
Net result €4,699 after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2021
Ground area
1,454 m²
Building footprint
137 m²
Volume, LiDAR
1,148 m³
Parcel 25105C0006/00Z000, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
61
companies at this address
See who is registered here
1 establishment unit
PilotMe // PilotImmo // MindPilot
since 20212.316.171.641
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25105C0006/00Z000 | Wallonia | 1,453 m² | 1 · 137 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,671 companies in sector 85599 we hold annual accounts for 1,329. 925 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
85599Other education
68121Development of residential building projects
68122Development of non-residential building projects
Contact
E-mail
michelangelo@pilotme.be
Phone
0476/762430
E-invoicing
Reachable via Peppol
Peppol ID
0208:0764868061
Also
9925:BE0764868061
Registered
03-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.