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Pilato

Active
Private limited companyfounded 20233 yrs activeHerfststraat 58, 1050 Elsene, BelgiumKBO/BCE: BE 0804.866.309
Summary

The computed 12-month bankruptcy probability of Pilato is 3.0% (moderate). The 2025 annual accounts show equity of €12,330 and a net result of -€147. Its solvency ranks better than 58% of 969 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability68
Solvency85
Growth-
Track record79
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.46; short-term debt: 39.7% and cash: 5.5% of total assets), and 39.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
60.3%
Return on assets
-0.7%
Age of the figures
15 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Printing and reproduction of recorded media (NACE 18)
about 11% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-02-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
17 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 August 2023, Pilato was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€12,330
Total assets
€20,434
Net result
-€147
Working capital
€3,701

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €20,434
Fixed assets €8,629
Current assets €11,805
Equity and liabilities €20,434
Equity €12,330
Debt €8,104
Debt finances 39.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€1,643
Cash flow
€1,486
Current ratio
1.46
Quick ratio
0.96
Debt to equity
0.66
ROE
-1.2%
ROA
-0.7%
Interest coverage
22.51
Debt ≤ 1 year
€8,104
Income taxes
€85

Peer companies

Historical observation

Of the 2,151 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss
2.1% went bankrupt
5.9% stopped otherwise
91% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,151 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€20,434
Fixed assets21/28€8,629
Tangible fixed assets22/27€6,929
Plant, machinery and equipment23€3,029
Furniture and vehicles24€3,901
Financial fixed assets28€1,700
Current assets29/58€11,805
Stocks and contracts in progress3€4,000
Stocks30/36€4,000
Amounts receivable within one year40/41€6,674
Other amounts receivable41€6,674
Cash at bank and in hand54/58€1,131
Equity and liabilities
Total equity and liabilities10/49€20,434
Equity10/15€12,330
Contributions10/11€1,500
Profit (loss) carried forward14€10,830
Amounts payable17/49€8,104
Amounts payable within one year42/48€8,104
Trade debts44€15
Suppliers440/4€15
Taxes, remuneration and social security45€85
Taxes450/3€85
Other amounts payable47/48€8,004
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,633
Gross operating margin9900€1,643
Operating profit (loss)9901€9
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€73
Recurring financial charges65€73
Profit (loss) for the period before taxes9903-€63
Income taxes67/77€85
Profit (loss) for the period9904-€147
Profit (loss) for the period to be appropriated9905-€147
Appropriation of the result
Profit (loss) to be appropriated9906€10,830
Profit (loss) brought forward from the previous period14P€10,977

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,633
Gross operating margin9900€1,643
Operating profit (loss)9901€9
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€73
Recurring financial charges65€73
Profit (loss) for the period before taxes9903-€63
Income taxes67/77€85
Profit (loss) for the period9904-€147
Profit (loss) for the period to be appropriated9905-€147
Line2025
Assets
Total assets20/58€20,434
Fixed assets21/28€8,629
Tangible fixed assets22/27€6,929
Plant, machinery and equipment23€3,029
Furniture and vehicles24€3,901
Financial fixed assets28€1,700
Current assets29/58€11,805
Stocks and contracts in progress3€4,000
Stocks30/36€4,000
Amounts receivable within one year40/41€6,674
Other amounts receivable41€6,674
Cash at bank and in hand54/58€1,131
Equity and liabilities
Total equity and liabilities10/49€20,434
Equity10/15€12,330
Contributions10/11€1,500
Profit (loss) carried forward14€10,830
Amounts payable17/49€8,104
Amounts payable within one year42/48€8,104
Trade debts44€15
Suppliers440/4€15
Taxes, remuneration and social security45€85
Taxes450/3€85
Other amounts payable47/48€8,004
Line2025
Profit (loss) for the period9904-€147
+ Depreciation and write-downs630€1,633
Operating cash flow (approximation)€1,486

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
17-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
232 m²
Building footprint
116 m²
Volume, LiDAR
1,801 m³
Parcel 21445C0229/02F007, Brussels · tallest building 19.8 m, ±6 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Pilato
Herfststraat 58, 1050 ElseneActivities of interior architects
since 20232.348.278.839
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21445C0229/02F007 Brussels 232 m² 1 · 116 m² 19.8 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,856 companies in sector 18130 we hold annual accounts for 832. 499 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-08-2023
Fiscal year end30-06
Activities, NACEBEL 2025
18130Pre-press and pre-media services
71112Activities of interior architects
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
74999Other professional, scientific and technical activities
90120Visual arts creation
E-invoicing
Reachable via Peppol
Peppol ID 0208:0804866309
Registered 07-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.