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PILAR

Active
Private limited companyfounded 198145 yrs activeWijngaardstraat 89, 1755 Pajottegem, BelgiumKBO/BCE: BE 0421.661.869

PILAR has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €295k and a net result of €9k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 68% of 7709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
73 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▲+6
Solvency95▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.78 in 2024; short-term debt: 26% and cash: 0% of total assets), and 30.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 45 years 0 50 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69.9%
Return on assets
2.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
50 d early
2024
36 d early
2023
30 d early
2022
32 d early
2021
37 d early
2020
5 d early
2019
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€295k▲ 3.3%
2024 · €286k
2018: €203k 2019: €216k 2020: €241k 2021: €257k 2022: €260k 2023: €278k 2024: €286k
2018 → 2025
Total assets
€422k▼ 1.9%
2024 · €431k
2018: €401k 2019: €399k 2020: €384k 2021: €389k 2022: €419k 2023: €437k 2024: €431k
2018 → 2025
Net result
€9k▲ 23.6%
2024 · €8k
2018: €-31k 2019: €13k 2020: €24k 2021: €16k 2022: €3k 2023: €18k 2024: €8k
2018 → 2025
Working capital
€79k▼ 6.3%
2024 · €84k
2018: €37k 2019: €35k 2020: €62k 2021: €72k 2022: €64k 2023: €69k 2024: €84k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€257k-€260k▲ 1.3%€278k▲ 7.0%€286k▲ 2.7%€295k▲ 3.3%
Operating result€25k-€5k▼ 80.7%€27k▲ 469%€14k▼ 48.0%€18k▲ 30.3%
Net result€16k-€3k▼ 79.1%€18k▲ 438%€8k▼ 58.3%€9k▲ 23.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2021: €25k€25kNet result 2021: €16k€16kOperating result 2022: €5k€5kNet result 2022: €3k€3kOperating result 2023: €27k€27kNet result 2023: €18k€18kOperating result 2024: €14k€14kNet result 2024: €8k€8kOperating result 2025: €18k€18kNet result 2025: €9k€9k20212022202320242025
The operating result recovers in 2025; 2025 is 30% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €422k
Fixed assets €234k▼ 2.1%
Current assets €189k▼ 1.7%
Equity and liabilities €422k
Equity €295k▲ 3.3%
Provisions €16k▼ 9.4%
Debt €111k▼ 12.6%
The debt ratio falls from 29.5% to 26.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€29k
2024 · €25k
Cash flow
€20k
2024 · €18k
Solvency
69.9%
2024 · 66.4%
Current ratio
1.72
2024 · 1.78
Quick ratio
1.72
2024 · 1.78
Debt / equity
0.38
2024 · 0.44
ROE
3.2%
2024 · 2.7%
ROA
2.2%
2024 · 1.8%
Interest coverage
3.69
2024 · 3.02
Debt
€111k
2024 · €127k
Debt ≤ 1 year
€110k
2024 · €108k
Income taxes
€7k
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€431k€422k
Fixed assets21/28€239k€234k
Tangible fixed assets22/27€239k€234k
Land and buildings22€237k€233k
Furniture and vehicles24€871€550
Other tangible fixed assets26€740€65
Financial fixed assets28€20€20=
Current assets29/58€192k€189k
Amounts receivable after more than one year29€121k€121k=
Other amounts receivable291€121k€121k=
Amounts receivable within one year40/41€31k€29k
Trade receivables40€21k€14k
Other amounts receivable41€10k€15k
Cash at bank and in hand54/58€2k€137
Deferred charges and accrued income490/1€38k€38k=
Equity and liabilities
Total equity and liabilities10/49€431k€422k
Equity10/15€286k€295k
Contributions10/11€180k€180k=
Reserves13€106k€116k
Tax-exempt reserves132€72k€67k
Distributable reserves133€34k€49k
Provisions and deferred taxes16€18k€16k
Deferred taxes168€18k€16k
Amounts payable17/49€127k€111k
Amounts payable after more than one year17€19k-
Financial debts170/4€19k-
Amounts payable within one year42/48€108k€110k
Current portion of amounts payable after more than one year42-€3k
Financial debts43€85k€85k=
Credit institutions430/8€85k€85k=
Trade debts44€3k€3k
Suppliers440/4€3k€3k
Taxes, remuneration and social security45€20k€19k
Taxes450/3€19k€18k
Remuneration and social security454/9€889€888
Other amounts payable47/48€291€525
Accrued charges and deferred income492/3-€850
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k
Other operating charges640/8€5k€5k
Gross operating margin9900€29k€34k
Operating profit (loss)9901€14k€18k
Financial income75/76B€5k€5k
Recurring financial income75€5k€5k
Financial charges65/66B€8k€8k
Recurring financial charges65€8k€8k
Profit (loss) for the period before taxes9903€11k€15k
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€5k€7k
Profit (loss) for the period9904€8k€9k
Transfer from tax-exempt reserves789€5k€5k=
Profit (loss) for the period to be appropriated9905€13k€14k
Appropriation of the result
Profit (loss) to be appropriated9906€13k€14k
Transfer to equity691/2€13k€14k
To other reserves6921€13k€14k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
11-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €24k ▲86.4%
Net result €24k, the highest in the series.
31-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €13k
Net result €13k after one loss-making year.
08-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 69 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 1981
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Wijngaardstraat 891755 Pajottegem
Ground area
765 m²
Building footprint
136 m²
Volume, LiDAR
953 m³
Parcel 23024B0273/00C005, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pilar
Wijngaardstraat 89, 1755 PajottegemNACE 4520002
since 19812.019.116.267
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23024B0273/00C005 Flanders 765 m² 1 · 136 m² 8.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,219 companies in sector 82100 we hold annual accounts for 3,512. 2,285 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded16-06-1981
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.