PIGS INFORMATIQUE
ActiveSummary
The computed 12-month bankruptcy probability of PIGS INFORMATIQUE is 2.4% (moderate). The 2025 annual accounts show equity of €19k and a net result of €8k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 33% of 18400 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+23
Solvency39▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.86 against 0.89 in 2024; short-term debt: 86.1% and cash: 0.5% of total assets), and 86.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.9%
Return on assets
5.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
36 d late
2023
90 d late
2022
31 d late
2021
127 d late
2020
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▲ 70.5%
2024 · €11k
2020: €11k
2021: €15k▲ +37.4% vs 2020
2022: €25k▲ +63.8% vs 2021highest in 6 years
2023: €10k▼ -59.5% vs 2022lowest in 6 years
2024: €11k▲ +10.4% vs 2023
2025: €19k▲ +70.5% vs 2024
2020 → 2025
Total assets
€135k▲ 43.4%
2024 · €94k
2020: €137khighest in 6 years
2021: €121k▼ -11.8% vs 2020
2022: €123k▲ +1.4% vs 2021
2023: €108k▼ -12.2% vs 2022
2024: €94k▼ -12.4% vs 2023lowest in 6 years
2025: €135k▲ +43.4% vs 2024
2020 → 2025
Net result
€8k▲ 648%
2024 · €1k
2020: €981lowest in 6 years
2021: €4k▲ +318% vs 2020
2022: €10k▲ +135% vs 2021highest in 6 years
2023: €2k▼ -76.0% vs 2022
2024: €1k▼ -54.8% vs 2023
2025: €8k▲ +648% vs 2024
2020 → 2025
Working capital
€-16k▼ 78.5%
2024 · €-9k
2020: €17khighest in 6 years
2021: €5k▼ -69.7% vs 2020
2022: €9k▲ +78.2% vs 2021
2023: €-10k▼ -215% vs 2022
2024: €-9k▲ +14.0% vs 2023
2025: €-16k▼ -78.5% vs 2024lowest in 6 years
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€25k▲ 63.8%€10k▼ 59.5%€11k▲ 10.4%€19k▲ 70.5%
2021: €15k
2022: €25k▲ +63.8% vs 2021highest in 5 years
2023: €10k▼ -59.5% vs 2022lowest in 5 years
2024: €11k▲ +10.4% vs 2023
2025: €19k▲ +70.5% vs 2024
Operating result€4k-€17k▲ 299%€6k▼ 63.5%€3k▼ 50.7%€18k▲ 487%
2021: €4k
2022: €17k▲ +299% vs 2021
2023: €6k▼ -63.5% vs 2022
2024: €3k▼ -50.7% vs 2023lowest in 5 years
2025: €18k▲ +487% vs 2024highest in 5 years
Net result€4k-€10k▲ 135%€2k▼ 76.0%€1k▼ 54.8%€8k▲ 648%
2021: €4k
2022: €10k▲ +135% vs 2021highest in 5 years
2023: €2k▼ -76.0% vs 2022
2024: €1k▼ -54.8% vs 2023lowest in 5 years
2025: €8k▲ +648% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 487% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €135k
Fixed assets
€35k ▲ 74.1%
Current assets
€101k ▲ 35.1%
Equity and liabilities €135k
Equity
€19k ▲ 70.5%
Debt
€116k ▲ 39.8%
Debt's share of the balance-sheet total falls from 88.3% to 86.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▲
2024 · €8k
Cash flow
€17k▲
2024 · €6k
Current ratio
0.86▼
2024 · 0.89
Quick ratio
0.79▲
2024 · 0.55
Debt to equity
6.18▼
2024 · 7.54
ROE
41.3%▲
2024 · 9.4%
ROA
5.8%▲
2024 · 1.1%
Interest coverage
15.81▲
2024 · 3.94
Debt ≤ 1 year
€116k▲
2024 · €83k
Debt > 1 year
€0=
2024 · €0
Income taxes
€9k
Staff costs
€65k▼
2024 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€94k€135k▲
Fixed assets21/28€20k€35k▲
Intangible fixed assets21€16k€13k▼
Tangible fixed assets22/27€4k€22k▲
Furniture and vehicles24€4k€22k▲
Current assets29/58€74k€101k▲
Stocks and contracts in progress3€29k€8k▼
Stocks30/36€29k€8k▼
Amounts receivable within one year40/41€45k€92k▲
Trade receivables40€28k€75k▲
Other amounts receivable41€17k€17k▼
Cash at bank and in hand54/58€364€612▲
Equity and liabilities
Total equity and liabilities10/49€94k€135k▲
Equity10/15€11k€19k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€1k€9k▲
Amounts payable17/49€83k€116k▲
Amounts payable after more than one year17€0€0=
Financial debts170/4€0€0=
Amounts payable within one year42/48€83k€116k▲
Current portion of amounts payable after more than one year42€4k€0▼
Trade debts44€35k€50k▲
Suppliers440/4€35k€50k▲
Advances received on contracts in progress46-€21k
Taxes, remuneration and social security45€15k€20k▲
Taxes450/3€2k€12k▲
Remuneration and social security454/9€13k€8k▼
Other amounts payable47/48€28k€25k▼
Income statement
Code20242025
Remuneration, social security and pensions62€80k€65k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€9k▲
Other operating charges640/8€1k€7k▲
Non-recurring operating charges66A€2k-
Gross operating margin9900€91k€99k▲
Operating profit (loss)9901€3k€18k▲
Financial income75/76B€7€8▲
Recurring financial income75€7€8▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€1k€17k▲
Income taxes67/77-€9k
Profit (loss) for the period9904€1k€8k▲
Profit (loss) for the period to be appropriated9905€1k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€9k▲
Profit (loss) brought forward from the previous period14P-€1k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €848 | €1k | €50k | €80k | €65k | ▼ 19.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €5k | €5k | €5k | €9k | ▲ 76.8% |
| Other operating charges640/8 | €348 | €348 | €421 | €1k | €7k | ▲ 544% |
| Non-recurring operating charges66A | - | - | - | €2k | - | - |
| Gross operating margin9900 | €10k | €24k | €62k | €91k | €99k | ▲ 8.1% |
| Operating profit (loss)9901 | €4k | €17k | €6k | €3k | €18k | ▲ 487% |
| Financial income75/76B | €1 | €47 | - | €7 | €8 | ▲ 20.6% |
| Recurring financial income75 | €1 | €47 | - | €7 | €8 | ▲ 20.6% |
| Financial charges65/66B | €245 | €5k | €2k | €2k | €2k | ▼ 17.2% |
| Recurring financial charges65 | €245 | €5k | €2k | €2k | €2k | ▼ 17.2% |
| Profit (loss) for the period before taxes9903 | €4k | €12k | €4k | €1k | €17k | ▲ 1,493% |
| Income taxes67/77 | - | €3k | €2k | - | €9k | - |
| Profit (loss) for the period9904 | €4k | €10k | €2k | €1k | €8k | ▲ 648% |
| Profit (loss) for the period to be appropriated9905 | €4k | €10k | €2k | €1k | €8k | ▲ 648% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €121k | €123k | €108k | €94k | €135k | ▲ 43.4% |
| Fixed assets21/28 | €34k | €30k | €24k | €20k | €35k | ▲ 74.1% |
| Intangible fixed assets21 | €25k | €22k | €19k | €16k | €13k | ▼ 19.9% |
| Tangible fixed assets22/27 | €9k | €8k | €6k | €4k | €22k | ▲ 434% |
| Plant, machinery and equipment23 | €4k | €3k | €3k | - | - | - |
| Furniture and vehicles24 | €5k | €4k | €2k | €4k | €22k | ▲ 434% |
| Current assets29/58 | €87k | €93k | €83k | €74k | €101k | ▲ 35.1% |
| Stocks and contracts in progress3 | €23k | €13k | €20k | €29k | €8k | ▼ 70.8% |
| Stocks30/36 | €23k | €13k | €20k | €29k | €8k | ▼ 70.8% |
| Amounts receivable within one year40/41 | €61k | €76k | €60k | €45k | €92k | ▲ 103% |
| Trade receivables40 | €44k | €53k | €36k | €28k | €75k | ▲ 170% |
| Other amounts receivable41 | €18k | €23k | €24k | €17k | €17k | ▼ 3.5% |
| Cash at bank and in hand54/58 | €2k | €4k | €627 | €364 | €612 | ▲ 68.3% |
| Deferred charges and accrued income490/1 | €0 | €241 | €2k | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €121k | €123k | €108k | €94k | €135k | ▲ 43.4% |
| Equity10/15 | €15k | €25k | €10k | €11k | €19k | ▲ 70.5% |
| Contributions10/11 | €10k | €10k | €10k | €10k | €10k | = |
| Profit (loss) carried forward14 | €5k | €15k | €0 | €1k | €9k | ▲ 748% |
| Amounts payable17/49 | €106k | €98k | €98k | €83k | €116k | ▲ 39.8% |
| Amounts payable after more than one year17 | €24k | €14k | €4k | €0 | €0 | - |
| Financial debts170/4 | €24k | €14k | €4k | €0 | €0 | - |
| Amounts payable within one year42/48 | €82k | €84k | €94k | €83k | €116k | ▲ 39.8% |
| Current portion of amounts payable after more than one year42 | €10k | €32k | €10k | €4k | €0 | ▼ 100% |
| Trade debts44 | €47k | €32k | €41k | €35k | €50k | ▲ 41.2% |
| Suppliers440/4 | €47k | €32k | €41k | €35k | €50k | ▲ 41.2% |
| Advances received on contracts in progress46 | €25 | €0 | - | - | €21k | - |
| Taxes, remuneration and social security45 | €25k | €5k | €10k | €15k | €20k | ▲ 29.7% |
| Taxes450/3 | €25k | €5k | €7k | €2k | €12k | ▲ 474% |
| Remuneration and social security454/9 | - | - | €3k | €13k | €8k | ▼ 38.1% |
| Other amounts payable47/48 | €0 | €15k | €33k | €28k | €25k | ▼ 10.3% |
| Accrued charges and deferred income492/3 | €0 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €10k | €2k | €1k | €8k | ▲ 648% |
| + Depreciation and write-downs630 | €4k | €5k | €5k | €5k | €9k | ▲ 76.8% |
| Operating cash flow (approximation) | €8k | €15k | €8k | €6k | €17k | ▲ 174% |
| Investment in fixed assets (approximation) | - | €-896 | €0 | €-528 | €-24k | ▼ 4,396% |
| Change in cash | - | €1k | €-3k | €-264 | €248 | ▲ 194% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 36 days late
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2020net €10k ▲135%
Net result €10k, the highest in the series.
05-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 127 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 2 establishment units since 2020
Ground area
2,136 m²
Building footprint
210 m²
Volume, LiDAR
817 m³
2 parcels, Wallonia · tallest building 22.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
PIGS INFORMATIQUE
since 20202.300.674.704
PIGS INFORMATIQUE
since 20252.376.025.688
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56058B0570/00M002 | Wallonia | 1,850 m² | 1 · 133 m² | 22.1 m · 2 fl. |
| 93076D0034/00W002indicative | Wallonia | 286 m² | 1 · 77 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,225 companies in sector 47400 we hold annual accounts for 1,807. 1,167 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
47400Retail sale of information and communication equipment
77330Rental and leasing activities
Contact
Website
www.pigs-informatique.be
E-mail
info@pigs-informatique.be
Scores and ratios are computed by Checked and are not a credit decision.