Pieter van Stee
ActivePieter van Stee has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €40k and a net result of €20k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 72% of 1235 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency97▲+36
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.21 against 1.36 in 2023; short-term debt: 27.9% and cash: 76.5% of total assets), and 27.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
509 d late
2022
102 d late
2021
31 d late
2020
47 d late
2019
81 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€40k▲ 96.6%
2023 · €20k
2019: €18k
2020: €11k
2021: €37k
2022: €40k
2023: €20k
2019 → 2024
Total assets
€55k▼ 1.4%
2023 · €56k
2019: €122k
2020: €138k
2021: €103k
2022: €89k
2023: €56k
2019 → 2024
Net result
€20k
2023 · €-19k
2019: €11k
2020: €-6k
2021: €13k
2022: €3k
2023: €-19k
2019 → 2024
Working capital
€34k▲ 164%
2023 · €13k
2019: €19k
2020: €11k
2021: €40k
2022: €46k
2023: €13k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€11k-€37k▲ 219%€40k▲ 8.3%€20k▼ 48.8%€40k▲ 96.6%
Operating result€-5k-€19k€8k▼ 56.2%€-18k€22k
Net result€-6k-€13k€3k▼ 76.0%€-19k€20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €22k after a loss of €18k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €55k
Fixed assets
€6k▼ 21.9%
Current assets
€50k▲ 1.7%
Equity and liabilities €55k
Equity
€40k▲ 96.6%
Debt
€15k▼ 56.9%
The debt ratio falls from 63.8% to 27.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▲
2023 · €-16k
Cash flow
€25k▲
2023 · €-17k
Solvency
72.1%▲
2023 · 36.2%
Current ratio
3.21▲
2023 · 1.36
Quick ratio
3.21▲
2023 · 1.36
Debt / equity
0.39▼
2023 · 1.76
ROE
49.1%▲
2023 · -95.3%
ROA
35.4%▲
2023 · -34.5%
Interest coverage
33.88▲
2023 · -16.29
Debt
€15k▼
2023 · €36k
Debt ≤ 1 year
€15k▼
2023 · €36k
Income taxes
€1k▲
2023 · €247
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€56k€55k▼
Fixed assets21/28€7k€6k▼
Intangible fixed assets21€1€1=
Tangible fixed assets22/27€7k€6k▼
Furniture and vehicles24€7k€4k▼
Other tangible fixed assets26-€2k
Current assets29/58€49k€50k▲
Amounts receivable within one year40/41€32k€7k▼
Trade receivables40€23k€7k▼
Other amounts receivable41€8k€176▼
Cash at bank and in hand54/58€17k€42k▲
Deferred charges and accrued income490/1€555€426▼
Equity and liabilities
Total equity and liabilities10/49€56k€55k▼
Equity10/15€20k€40k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€2k€21k▲
Amounts payable17/49€36k€15k▼
Amounts payable within one year42/48€36k€15k▼
Trade debts44€17k€2k▼
Suppliers440/4€17k€2k▼
Taxes, remuneration and social security45€922€10k▲
Taxes450/3€922€10k▲
Other amounts payable47/48€18k€4k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8€1k€188▼
Gross operating margin9900€-14k€27k▲
Operating profit (loss)9901€-18k€22k▲
Financial income75/76B-€6
Recurring financial income75-€6
Financial charges65/66B€963€795▼
Recurring financial charges65€963€795▼
Profit (loss) for the period before taxes9903€-19k€21k▲
Income taxes67/77€247€1k▲
Profit (loss) for the period9904€-19k€20k▲
Profit (loss) for the period to be appropriated9905€-19k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€21k▲
Profit (loss) brought forward from the previous period14P€21k€2k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 509 days late
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.21
Current ratio from 1.36 to 3.21; short-term debt falls from €36k to €15k.
2023
31-12
Financial
Weakest financial yearnet €-19k ▼734%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 102 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
16-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 47 days late
2020
20-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 81 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Festraetsstraat 523800 Sint-TruidenGround area
402 m²
Building footprint
160 m²
Volume, LiDAR
1,040 m³
Parcel 71352D0833/00R005, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Pieter van Stee
since 20182.284.137.291
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352D0833/00R005 | Flanders | 402 m² | 1 · 160 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,855 companies in sector 18130 we hold annual accounts for 831. 671 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2018
Fiscal year end31-12
Activities, NACEBEL
18130Pre-press and pre-media services
18200Printing and reproduction of recorded media
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.