Equity
€32,683 from €67,060 in 2014
Equity fell by 51% in 11 years.
PIET CNOPS ARCHITECT
Lifetime
20 annual accounts with figures on one time axis, 24 filings since 2002peak €49,295 (2012)
€4,656▼ 57.8%
lowest -€14,688 (2020)
€1,285▼ 78.1%
peak €67,060 (2014)
€32,683▲ 1.4%
€19,388▼ 27.2%
Board1 name since 2002
1 directorCNOPS Pierre Jean Paul
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €11,042 to €4,656Result from €5,873 to €1,285Dividend €833Debts from €26,635 to €19,388
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 50% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025highest value
10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 2.97, cash €46,778
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Equity €32,683 (62.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 61% of them on solvency, 76% on liquidity, 22% on profitability and 43% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as PIET CNOPS ARCHITECT has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PIET CNOPS ARCHITECT itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for PIET CNOPS ARCHITECT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.97 (2.35 in 2024), above the usual 1.5. Short-term debt is 33.4% and cash 89.8% of total assets. 37.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €32,683
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
29 days late
2023
30 days late
2022
30 days late
2021
152 days late
2020
31 days late
2019
112 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 59 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0476494583
Resignation: CNOPS Pierre Jean Paul (manager)
Reappointment: CNOPS Pierre Jean Paul (director) · Director discharge: CNOPS Pierre Jean Paul · General meeting of 06-05-2022 · Gazette deed
Incorporation
published on 31-01-2002 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PIET CNOPS ARCHITECT Ghent | €52,071 | €4,656 | 62.8% | - |
| INTERIOR DESIGN 9 Lasne | €50,648 | €3,922 | -85.8% | - |
| BoRé Herentals | €60,654 | €4,113 | 85.6% | - |
| ARCHITECTENBURO FONTEYN en Co. - ARCHITECTEN - INTERPROFESSIONELE VENNOOTSCHAP Ninove | €49,002 | €3,171 | 73.6% | - |
| Fransquin-Chaiban-Bos, société multiprofessionnelle d' architectes Brussels | €68,016 | €4,210 | 96.1% | - |
| A4AS ARCHITECTENBUREAU VOOR ARCHITECTUURSERVICE Wevelgem | €41,685 | €5,510 | 26.5% | - |
| DEVILLE & PARTNERS, bureau d'architecture Braine-l'Alleud | €53,736 | €5,934 | 23.8% | - |
These companies have the same main activity as PIET CNOPS ARCHITECT: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €41,700 and €68,000, founded between 1997 and 2005.
Official details
Source: KBO- Status
- Active since 17-01-2002Normal situation
- Activity
- Activities of building architectsNACE 71111
- Financial year end
- 31 December
- Peppol
- Reachable since 30-01-2025
Insights on PIET CNOPS ARCHITECT
PIET CNOPS ARCHITECT files the micro format. That format states no turnover. The gross margin rose from -€7,587 in 2006 to €4,656 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PIET CNOPS ARCHITECT
- What is the company number of PIET CNOPS ARCHITECT?
- The company number of PIET CNOPS ARCHITECT is 0476.494.583. The VAT number is the same number with BE in front: BE 0476.494.583.
- Where is PIET CNOPS ARCHITECT based?
- The registered office is at Vaderlandstraat 36, 9000 Ghent.Company details
- What does PIET CNOPS ARCHITECT do?
- According to the KBO register, the main activity is activities of building architects (NACE 71111).
- What is the legal form of PIET CNOPS ARCHITECT?
- PIET CNOPS ARCHITECT is a private limited company (BV).
- When was PIET CNOPS ARCHITECT founded?
- PIET CNOPS ARCHITECT was founded on 17-01-2002.
- Is PIET CNOPS ARCHITECT still active?
- Yes, PIET CNOPS ARCHITECT is an active enterprise in the KBO register.
- What is the turnover of PIET CNOPS ARCHITECT?
- The turnover in financial year 2025 is ≈ €30,000. This figure is estimated from the gross margin of €4,656 and 48 comparable companies (NACE 71111). It probably lies between €16,000 and €54,000. It is a rough estimate.Financials
- Is PIET CNOPS ARCHITECT profitable?
- In financial year 2025, PIET CNOPS ARCHITECT made a profit of €1,285.
- Where can I find the annual accounts of PIET CNOPS ARCHITECT?
- PIET CNOPS ARCHITECT filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PIET CNOPS ARCHITECT due?
- PIET CNOPS ARCHITECT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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