PIERRIMMO
ActivePIERRIMMO has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.57M and a net result of €19k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 85% of 12675 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 81.66; short-term debt: 0.7% and cash: 49.8% of total assets), and 13.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.4%
Return on assets
1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
29 d late
2023
71 d early
2022
71 d early
2021
63 d early
2020
89 d early
2019
88 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.57M▲ 1.2%
2024 · €1.55M
2018: €1.15M
2019: €1.31M
2020: €1.32M
2021: €1.55M
2022: €1.54M
2023: €1.55M
2024: €1.55M
2018 → 2025
Total assets
€1.81M▲ 0.3%
2024 · €1.81M
2018: €1.89M
2019: €1.91M
2020: €1.90M
2021: €2.14M
2022: €1.98M
2023: €1.77M
2024: €1.81M
2018 → 2025
Net result
€19k
2024 · €-1k
2018: €38k
2019: €28k
2020: €9k
2021: €233k
2022: €-11k
2023: €9k
2024: €-1k
2018 → 2025
Working capital
€958k▲ 4.7%
2024 · €915k
2018: €340k
2019: €421k
2020: €404k
2021: €709k
2022: €739k
2023: €789k
2024: €915k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.55M-€1.54M▼ 0.7%€1.55M▲ 0.5%€1.55M▼ 0.1%€1.57M▲ 1.2%
Operating result€-18k-€-1k▲ 92.9%€16k€4k▼ 74.6%€22k▲ 430%
Net result€233k-€-11k€9k€-1k€19k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 430% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.81M
Fixed assets
€843k▼ 5.2%
Current assets
€970k▲ 5.6%
Equity and liabilities €1.81M
Equity
€1.57M▲ 1.2%
Provisions
€171k▼ 4.3%
Debt
€75k▼ 7.4%
The debt ratio falls from 4.5% to 4.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€69k▲
2024 · €61k
Cash flow
€66k▲
2024 · €56k
Solvency
86.4%▲
2024 · 85.6%
Current ratio
81.66
Quick ratio
81.66
Debt / equity
0.05▼
2024 · 0.05
ROE
1.2%▲
2024 · -0.1%
ROA
1.0%▲
2024 · -0.1%
Interest coverage
248.77▲
2024 · 179.18
Debt
€75k▼
2024 · €82k
Debt ≤ 1 year
€12k▲
2024 · €4k
Debt > 1 year
€64k▼
2024 · €78k
Income taxes
€22k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.81M€1.81M▲
Fixed assets21/28€889k€843k▼
Tangible fixed assets22/27€889k€843k▼
Land and buildings22€876k€842k▼
Plant, machinery and equipment23€354-
Furniture and vehicles24€12k€778▼
Current assets29/58€919k€970k▲
Amounts receivable within one year40/41€10k€4k▼
Trade receivables40€7k€4k▼
Other amounts receivable41€3k-
Current investments50/53€60k€60k=
Cash at bank and in hand54/58€846k€903k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.81M€1.81M▲
Equity10/15€1.55M€1.57M▲
Contributions10/11€20k€20k=
Reserves13€1.53M€1.55M▲
Tax-exempt reserves132€537k€514k▼
Distributable reserves133€990k€1.03M▲
Profit (loss) carried forward14€36€37▲
Provisions and deferred taxes16€179k€171k▼
Deferred taxes168€179k€171k▼
Amounts payable17/49€82k€75k▼
Amounts payable after more than one year17€78k€64k▼
Other amounts payable178/9€78k€64k▼
Amounts payable within one year42/48€4k€12k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45-€7k
Taxes450/3-€7k
Other amounts payable47/48€1k€1k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€47k▼
Other operating charges640/8€9k€9k▲
Gross operating margin9900€69k€78k▲
Operating profit (loss)9901€4k€22k▲
Financial income75/76B€163€12k▲
Recurring financial income75€163€12k▲
Financial charges65/66B€340€276▼
Recurring financial charges65€340€276▼
Profit (loss) for the period before taxes9903€4k€34k▲
Transfer from deferred taxes780€8k€8k=
Income taxes67/77€13k€22k▲
Profit (loss) for the period9904€-1k€19k▲
Transfer from tax-exempt reserves789€23k€23k=
Profit (loss) for the period to be appropriated9905€22k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€66k€42k▼
Profit (loss) brought forward from the previous period14P€44k€36▼
Transfer to equity691/2€66k€42k▼
To other reserves6921€66k€42k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
20-03
State Gazette act
Director resignation · Director appointment
Permanent representative
2025
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity times 10current ratio 257.70
Current ratio from 26.52 to 257.70; short-term debt falls from €31k to €4k.
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-12
Financial
Liquidity times 7current ratio 26.52
Current ratio from 4.04 to 26.52; short-term debt falls from €243k to €31k.
21-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-11k ▼105%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
29-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €233k ▲2478%
Net result €233k, the highest in the series.
03-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
11-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Chaufours(H) 437334 Saint-GhislainGround area
1,349 m²
Building footprint
229 m²
Volume, LiDAR
1,160 m³
Parcel 53036A0048/00_000, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Chaufours(H) 43, 7334 Saint-Ghislain
since 19962.228.104.054
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53036A0048/00_000 | Wallonia | 1,349 m² | 1 · 229 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PRINCEN-SCHELDEMAN-BECKERS
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Of 1,020 companies in sector 69103 we hold annual accounts for 611. 314 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-1997
Fiscal year end31-12
Activities, NACEBEL
69103Activities of bailiffs
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.