PIERRE JOEL MOBILITY By RMGA
ActivePIERRE JOEL MOBILITY By RMGA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €794k and a net result of €46k. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 32% of 1029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-23
Solvency52▼-10
Growth49=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 1.59 in 2024; short-term debt: 71.7% and cash: 13% of total assets), and 72.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.2%
Return on assets
1.6%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
27 d late
2023
29 d late
2022
28 d late
2021
30 d late
2020
25 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€16.78M▼ 20.3%
2021 · €21.05M
2018: €15.22M
2019: €21.26M
2020: €19.71M
2021: €21.05M
2018 → 2022
EBIT margin
1.8%▼ 0.9pp
2021 · 2.6%
2018: 3.3%
2019: 2.4%
2020: 3.5%
2021: 2.6%
2018 → 2022
Net result
€46k▼ 73.4%
2024 · €172k
2018: €359k
2019: €341k
2020: €485k
2021: €386k
2022: €203k
2023: €74k
2024: €172k
2018 → 2025
Working capital
€796k▲ 8.2%
2024 · €735k
2018: €174k
2019: €164k
2020: €198k
2021: €249k
2022: €472k
2023: €551k
2024: €735k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€21.05M-€16.78M▼ 20.3%
Equity€299k-€502k▲ 67.8%€576k▲ 14.7%€748k▲ 29.8%€794k▲ 6.1%
Operating result€554k-€296k▼ 46.6%€161k▼ 45.5%€252k▲ 56.2%€87k▼ 65.6%
Net result€386k-€203k▼ 47.4%€74k▼ 63.5%€172k▲ 132%€46k▼ 73.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 66% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.92M
Fixed assets
€30k▲ 26.9%
Current assets
€2.89M▲ 46.3%
Equity and liabilities €2.92M
Equity
€794k▲ 6.1%
Debt
€2.12M▲ 70.0%
The debt ratio rises from 62.6% to 72.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€98k▼
2024 · €263k
Cash flow
€57k▼
2024 · €182k
Solvency
27.2%▼
2024 · 37.4%
Current ratio
1.38▼
2024 · 1.59
Quick ratio
0.45▼
2024 · 0.88
Debt / equity
2.68▲
2024 · 1.67
ROE
5.8%▼
2024 · 23.0%
ROA
1.6%▼
2024 · 8.6%
Interest coverage
4.27▼
2024 · 13.88
Debt
€2.12M▲
2024 · €1.25M
Debt ≤ 1 year
€2.09M▲
2024 · €1.24M
Income taxes
€18k▼
2024 · €62k
Staff costs
€414k▲
2024 · €402k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.00M€2.92M▲
Fixed assets21/28€23k€30k▲
Tangible fixed assets22/27€19k€25k▲
Plant, machinery and equipment23€432€16k▲
Other tangible fixed assets26€18k€9k▼
Financial fixed assets28€4k€4k=
Current assets29/58€1.97M€2.89M▲
Stocks and contracts in progress3€881k€1.95M▲
Stocks30/36€881k€1.95M▲
Amounts receivable within one year40/41€567k€467k▼
Trade receivables40€435k€330k▼
Other amounts receivable41€132k€136k▲
Cash at bank and in hand54/58€443k€381k▼
Deferred charges and accrued income490/1€83k€95k▲
Equity and liabilities
Total equity and liabilities10/49€2.00M€2.92M▲
Equity10/15€748k€794k▲
Contributions10/11€200k€200k=
Profit (loss) carried forward14€548k€594k▲
Amounts payable17/49€1.25M€2.12M▲
Amounts payable within one year42/48€1.24M€2.09M▲
Financial debts43€14k€13k▼
Credit institutions430/8€14k€13k▼
Trade debts44€1.14M€1.99M▲
Suppliers440/4€1.14M€1.99M▲
Taxes, remuneration and social security45€86k€87k▲
Taxes450/3€22k€22k=
Remuneration and social security454/9€65k€66k▲
Accrued charges and deferred income492/3€11k€32k▲
Income statement
Code20242025
Remuneration, social security and pensions62€402k€414k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-36k€-19k▲
Other operating charges640/8€4k€16k▲
Non-recurring operating charges66A€252€89▼
Gross operating margin9900€633k€510k▼
Operating profit (loss)9901€252k€87k▼
Financial income75/76B€221€151▼
Recurring financial income75€221€151▼
Financial charges65/66B€19k€23k▲
Recurring financial charges65€19k€23k▲
Profit (loss) for the period before taxes9903€233k€64k▼
Income taxes67/77€62k€18k▼
Profit (loss) for the period9904€172k€46k▼
Profit (loss) for the period to be appropriated9905€172k€46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€548k€594k▲
Profit (loss) brought forward from the previous period14P€376k€548k▲
Social balance
Average headcount (FTE)90875.05.7▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
State Gazette act
Resignations & appointmentsGeneral meeting · Name change2 facts ▸
State Gazette act
Resignations & appointments
General meeting · Name change2 facts ▸
- General meeting, 24.08.2026
- Name change, PIERRE JOEL MOBILITY By RMGA
26-08
State Gazette act
Resignations & appointmentsBoard meeting · Director appointment · Permanent representative3 facts ▸
State Gazette act
Resignations & appointments
Board meeting · Director appointment · Permanent representative3 facts ▸
- Board meeting, 2026-07-23
- Director appointment, ALLIANCE AUTOMOTIVE GROUPE (administrateur-délégué)
- Permanent representative, Olivier Pierre
26-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Permanent representative11 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Permanent representative11 facts ▸
- General meeting, 2026-07-23
- Director resignation, MILLESABOTS (administrateur)
- Permanent representative, Sylvie Ricco
- Director resignation, THEATRAL (administrateur)
- Permanent representative, Bernard Ricco
- Director discharge, MILLESABOTS
- Director discharge, THEATRAL
- Director appointment, ALLIANCE AUTOMOTIVE GROUPE (administrateur)
- Permanent representative, Olivier Pierre
- Director appointment, RMGA (administrateur)
- Permanent representative, Steve Monfort
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 13 days late
2025
31-12
Financial
Weakest financial yearnet €46k ▼73.4%
Net result drops to €46k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema · 28 days late
2022
31-12
Financial
Equity above €500kEq €502k ▲67.8%
5 profitable years in a row build equity to €502k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema · 30 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · unclassified schema · 25 days late
2020
31-12
Financial
Highest result since 2018net €485k ▲42.3%
Operating result €692k, net result €485k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 25 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 directors, no change since 2026
ALLIANCE AUTOMOTIVE GROUPE
CurrentDirector · since 23-07-2026 · Private limited company · perm. rep.: Olivier Pierre
RMGA
CurrentDirector · since 23-07-2026 · Public limited company · perm. rep.: Steve Monfort
23-07-2026
ALLIANCE AUTOMOTIVE GROUPE: Appointed as Director
23-07-2026
ALLIANCE AUTOMOTIVE GROUPE: Appointed as Managing director
23-07-2026
RMGA: Appointed as Director
23-07-2026
MILLESABOTS: Resigned as Director
23-07-2026
THEATRAL: Resigned as Director
Location & real-estate footprint
Registered office, Arlon · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Pietro-Ferrero 106700 ArlonGround area
9,937 m²
Building footprint
2,443 m²
Volume, LiDAR
13,397 m³
Parcel 81001A1743/02K002, Wallonia · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ETOILE GARAGE ARLON
since 20072.164.212.134
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 81001A1743/02K002 | Wallonia | 9,937 m² | 1 · 2,443 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
3 connected companiesNetwork connections
Shared corporate director
→
Shared corporate director
→
Shared corporate director
→
Ownership & control
2 partiesControl over this companysits on this company's board2
4 subsidiaries · 1 location
4 subsidiaries · 1 location
controls
PIERRE JOEL MOBILITY By RMGABE 0889.658.165
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Of 7,378 companies in sector 95311 we hold annual accounts for 2,959. 1,832 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-2007
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50200
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
50103
50302
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.