PIERRE ET BOIS
ActivePIERRE ET BOIS has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-9k) and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 3121 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-15
Solvency11▲+11
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.77 against 7.23 in 2024; short-term debt: 32.9% and cash: 10.8% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-14.4%
Return on assets
4.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 3121 sector peers (2025).
NBB · sector comparisonPosition among 3121 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
71 d late
2023
23 d early
2022
30 d late
2021
45 d early
2020
41 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-9k▲ 23.8%
2024 · €-12k
2018: €9k
2019: €-10k
2020: €-19k
2021: €-23k
2022: €-9k
2023: €-17k
2024: €-12k
2018 → 2025
Total assets
€61k▲ 69.8%
2024 · €36k
2018: €34k
2019: €40k
2020: €41k
2021: €40k
2022: €71k
2023: €43k
2024: €36k
2018 → 2025
Net result
€3k▼ 55.1%
2024 · €6k
2018: €-13k
2019: €-19k
2020: €-8k
2021: €-4k
2022: €14k
2023: €-8k
2024: €6k
2018 → 2025
Working capital
€36k▲ 34.8%
2024 · €26k
2018: €-10k
2019: €16k
2020: €11k
2021: €25k
2022: €48k
2023: €33k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-23k-€-9k▲ 60.6%€-17k▼ 92.8%€-12k▲ 34.1%€-9k▲ 23.8%
Operating result€-5k-€14k€-8k€6k€3k▼ 53.5%
Net result€-4k-€14k€-8k€6k€3k▼ 55.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€5k▲ 1.1%
Current assets
€56k▲ 81.6%
Key figures and ratios
EBITDA
€4k▼
2024 · €8k
Cash flow
€4k▼
2024 · €7k
Solvency
-14.4%▲
2024 · -32.1%
Current ratio
2.77▼
2024 · 7.23
Quick ratio
2.26▼
2024 · 4.21
Debt / equity
-7.95▼
2024 · -4.12
ROA
4.4%▼
2024 · 16.6%
Interest coverage
21.06▼
2024 · 37.04
Debt
€70k▲
2024 · €48k
Debt ≤ 1 year
€20k▲
2024 · €4k
Debt > 1 year
€50k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€36k€61k▲
Fixed assets21/28€5k€5k▲
Tangible fixed assets22/27€5k€5k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€2k€2k=
Financial fixed assets28-€294
Current assets29/58€31k€56k▲
Stocks and contracts in progress3€13k€10k▼
Stocks30/36€13k€10k▼
Amounts receivable within one year40/41€9k€36k▲
Trade receivables40€7k€36k▲
Other amounts receivable41€2k-
Current investments50/53€361-
Cash at bank and in hand54/58€8k€7k▼
Deferred charges and accrued income490/1€121€2k▲
Equity and liabilities
Total equity and liabilities10/49€36k€61k▲
Equity10/15€-12k€-9k▲
Contributions10/11€7k€7k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-20k€-17k▲
Amounts payable17/49€48k€70k▲
Amounts payable after more than one year17€43k€50k▲
Other amounts payable178/9€43k€50k▲
Amounts payable within one year42/48€4k€20k▲
Trade debts44€234€3k▲
Suppliers440/4€234€3k▲
Taxes, remuneration and social security45€4k€17k▲
Taxes450/3€712€4k▲
Remuneration and social security454/9€3k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€848€641▼
Non-recurring operating charges66A€0€1▲
Gross operating margin9900€9k€5k▼
Operating profit (loss)9901€6k€3k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€208€190▼
Recurring financial charges65€208€190▼
Profit (loss) for the period before taxes9903€6k€3k▼
Profit (loss) for the period9904€6k€3k▼
Profit (loss) for the period to be appropriated9905€6k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-17k▲
Profit (loss) brought forward from the previous period14P€-26k€-20k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €14k
Net result €14k after 4 loss-making years.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 5.88
Current ratio from 1.73 to 5.88; short-term debt falls from €16k to €5k.
10-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 41 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 9current ratio 4.95
Current ratio from 0.58 to 4.95; short-term debt falls from €25k to €4k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 2 establishment units since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Av des Prisonniers de Guerre 25B1490 Court-Saint-EtienneGround area
1,492 m²
Building footprint
105 m²
Parcel 92011A0132/00A000, Wallonia. Linked by address, not a title deed.
2 establishment units
Av des Prisonniers de Guerre 25, 1490 Court-Saint-Etienne
since 19912.052.988.370
MiamMiam
since 20232.348.961.007
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92011A0132/00A000 | Wallonia | 1,492 m² | 1 · 104 m² | - |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,625 companies in sector 01130 we hold annual accounts for 789. 165 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-1991
Fiscal year end31-12
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
45211
41001General construction of residential buildings
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475/823394