Pierre Berger
ActivePierre Berger has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €411k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 3269 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency35▼-17
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.95 against 0.91 in 2024; short-term debt: 90.5% and cash: 3.3% of total assets), and 90.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.5%
Return on assets
35.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 3269 sector peers (2025).
NBB · sector comparisonPosition among 3269 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
79 d early
2024
12 d early
2023
30 d early
2022
on the day
2021
2 d early
2020
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€111k▼ 47.1%
2024 · €210k
2020: €330k
2021: €1.12M
2022: €1.60M
2023: €78k
2024: €210k
2020 → 2025
Total assets
€1.17M▲ 48.1%
2024 · €790k
2020: €889k
2021: €1.99M
2022: €2.21M
2023: €746k
2024: €790k
2020 → 2025
Net result
€411k▲ 0.8%
2024 · €408k
2020: €261k
2021: €794k
2022: €475k
2023: €478k
2024: €408k
2020 → 2025
Working capital
€-53k▲ 2.2%
2024 · €-54k
2020: €-135k
2021: €575k
2022: €1.14M
2023: €-290k
2024: €-54k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.12M-€1.60M▲ 42.3%€78k▼ 95.1%€210k▲ 170%€111k▼ 47.1%
Operating result€1.03M-€636k▼ 38.5%€706k▲ 11.0%€577k▼ 18.3%€589k▲ 2.1%
Net result€794k-€475k▼ 40.2%€478k▲ 0.7%€408k▼ 14.8%€411k▲ 0.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.17M
Fixed assets
€165k▼ 37.9%
Current assets
€1.01M▲ 91.5%
Equity and liabilities €1.17M
Equity
€111k▼ 47.1%
Debt
€1.06M▲ 82.7%
The debt ratio rises from 73.4% to 90.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€691k▲
2024 · €680k
Cash flow
€513k▲
2024 · €510k
Solvency
9.5%▼
2024 · 26.6%
Current ratio
0.95▲
2024 · 0.91
Quick ratio
0.95▲
2024 · 0.91
Debt / equity
9.51▲
2024 · 2.75
ROE
369.2%▲
2024 · 193.7%
ROA
35.1%▼
2024 · 51.6%
Interest coverage
2198.59▲
2024 · 818.11
Debt
€1.06M▲
2024 · €579k
Debt ≤ 1 year
€1.06M▲
2024 · €579k
Income taxes
€178k▲
2024 · €168k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€790k€1.17M▲
Fixed assets21/28€265k€165k▼
Intangible fixed assets21€258k€158k▼
Tangible fixed assets22/27€7k€6k▼
Furniture and vehicles24€7k€6k▼
Current assets29/58€525k€1.01M▲
Amounts receivable within one year40/41€323k€944k▲
Trade receivables40€323k€328k▲
Other amounts receivable41-€617k
Cash at bank and in hand54/58€181k€39k▼
Deferred charges and accrued income490/1€22k€22k▲
Equity and liabilities
Total equity and liabilities10/49€790k€1.17M▲
Equity10/15€210k€111k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€148k€49k▼
Non-distributable reserves130/1€14k€14k=
Legal reserve130€7k€7k=
Other1319€7k€7k=
Distributable reserves133€135k€35k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€579k€1.06M▲
Amounts payable within one year42/48€579k€1.06M▲
Financial debts43€0€6k▲
Credit institutions430/8€0€6k▲
Trade debts44€32k€43k▲
Suppliers440/4€32k€43k▲
Taxes, remuneration and social security45€531k€489k▼
Taxes450/3€531k€489k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€17k€520k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€103k€102k▼
Other operating charges640/8€3k€1k▼
Gross operating margin9900€683k€693k▲
Operating profit (loss)9901€577k€589k▲
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€831€314▼
Recurring financial charges65€831€314▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€576k€589k▲
Income taxes67/77€168k€178k▲
Profit (loss) for the period9904€408k€411k▲
Profit (loss) for the period to be appropriated9905€408k€411k▲
Appropriation of the result
Profit (loss) to be appropriated9906€408k€411k▲
Transfer from equity791/2€0€99k▲
Transfer to equity691/2€133k€0▼
To other reserves6921€133k€0▼
Profit to be distributed694/7€275k€510k▲
Return on contributions (dividend)694€275k€510k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
19-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200kEq €210k ▲170%
5 profitable years in a row build equity to €210k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €794k ▲204%
Operating result €1.03M, net result €794k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.67
Current ratio from 0.76 to 1.67.
31-12
Financial
Equity above €1MEq €1.12M ▲240%
2 profitable years in a row build equity to €1.12M.
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ingenieur Haesaertslaan 492650 EdegemGround area
891 m²
Building footprint
166 m²
Volume, LiDAR
52 m³
Parcel 11013A0012/00F000, Flanders · tallest building 3.5 m. Linked by address, not a title deed.
1 establishment unit
Pierre Berger
since 20202.304.663.778
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11013A0012/00F000 | Flanders | 891 m² | 1 · 166 m² | 3.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 7,549 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-06-2020
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.