Pierpoint
ActivePierpoint has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €19k. Its solvency ranks better than 28% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
61
/ 100
Healthy▲ +11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency17▼-15
Growth78
Stability94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 1.92 in 2024), and 94% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6%
Return on assets
4.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▲ 367%
2024 · €5k
2024: €5k
2024 → 2025
Total assets
€405k▼ 53.3%
2024 · €867k
2024: €867k
2024 → 2025
Net result
€19k▲ 497%
2024 · €3k
2024: €3k
2024 → 2025
Working capital
€24k▼ 94.2%
2024 · €415k
2024: €415k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€5k-€24k▲ 367%
Operating result€19k-€60k▲ 221%
Net result€3k-€19k▲ 497%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 221% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €405k
Fixed assets
€50=
Current assets
€405k▼ 53.3%
Equity and liabilities €405k
Equity
€24k▲ 367%
Debt
€381k▼ 55.8%
The debt ratio falls from 99.4% to 94.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€60k▲
2024 · €21k
Cash flow
€19k▲
2024 · €5k
Solvency
6.0%▲
2024 · 0.6%
Current ratio
1.06▼
2024 · 1.92
Quick ratio
0.13▼
2024 · 0.70
Debt / equity
15.69
ROE
78.6%▲
2024 · 61.5%
ROA
4.7%▲
2024 · 0.4%
Interest coverage
1.76▲
2024 · 1.50
Debt
€381k▼
2024 · €862k
Debt ≤ 1 year
€381k▼
2024 · €452k
Debt > 1 year
€0▼
2024 · €407k
Income taxes
€7k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€867k€405k▼
Fixed assets21/28€50€50=
Financial fixed assets28€50€50=
Current assets29/58€867k€405k▼
Stocks and contracts in progress3€549k€356k▼
Stocks30/36€549k€356k▼
Amounts receivable within one year40/41€101k€32k▼
Trade receivables40€100k€0▼
Other amounts receivable41€1k€32k▲
Cash at bank and in hand54/58€217k€17k▼
Deferred charges and accrued income490/1€115€0▼
Equity and liabilities
Total equity and liabilities10/49€867k€405k▼
Equity10/15€5k€24k▲
Contributions10/11€2k€2k=
Reserves13€3k€22k▲
Distributable reserves133€3k€22k▲
Amounts payable17/49€862k€381k▼
Amounts payable after more than one year17€407k€0▼
Financial debts170/4€407k€0▼
Amounts payable within one year42/48€452k€381k▼
Current portion of amounts payable after more than one year42-€243k
Trade debts44€89k€347▼
Suppliers440/4€89k€347▼
Taxes, remuneration and social security45€2k€13k▲
Taxes450/3€2k€13k▲
Other amounts payable47/48€362k€125k▼
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€0▼
Other operating charges640/8€2k€720▼
Gross operating margin9900€23k€61k▲
Operating profit (loss)9901€19k€60k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€14k€34k▲
Recurring financial charges65€14k€34k▲
Profit (loss) for the period before taxes9903€5k€26k▲
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€3k€19k▲
Profit (loss) for the period to be appropriated9905€3k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€19k▲
Transfer to equity691/2€3k€19k▲
To other reserves6921€3k€19k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
A. Nobelstraat 263620 LanakenGround area
579 m²
Building footprint
180 m²
Volume, LiDAR
912 m³
Parcel 73042B0242/00N000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pierpoint
since 20232.350.990.384
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73042B0242/00N000 | Flanders | 579 m² | 1 · 180 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0771.281.939
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REAL MANAGEMENT COMPANY
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Sint-Lambrechts-Woluwe · Eq €24k
Of 9,635 companies in sector 68121 we hold annual accounts for 7,327. 4,244 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-08-2023
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.