PICTURIMAGE
ActivePICTURIMAGE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €-9k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 49.12 against 34.21 in 2024; short-term debt: 1.7% and cash: 81.9% of total assets), and 1.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-9k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
27 d late
2023
8 d late
2022
4 d late
2021
4 d late
2020
11 d early
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€106k▼ 7.6%
2024 · €114k
2018: €97k
2019: €102k
2020: €120k
2021: €113k
2022: €115k
2023: €121k
2024: €114k
2018 → 2025
Total assets
€108k▼ 8.1%
2024 · €117k
2018: €118k
2019: €114k
2020: €134k
2021: €120k
2022: €120k
2023: €124k
2024: €117k
2018 → 2025
Net result
€-9k▼ 35.5%
2024 · €-6k
2018: €6k
2019: €5k
2020: €18k
2021: €-7k
2022: €2k
2023: €6k
2024: €-6k
2018 → 2025
Working capital
€89k▼ 1.4%
2024 · €91k
2018: €93k
2019: €99k
2020: €104k
2021: €101k
2022: €106k
2023: €108k
2024: €91k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€113k-€115k▲ 1.9%€121k▲ 4.8%€114k▼ 5.3%€106k▼ 7.6%
Operating result€-7k-€2k€7k▲ 213%€-7k€-9k▼ 34.9%
Net result€-7k-€2k€6k▲ 154%€-6k€-9k▼ 35.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €7k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €108k
Fixed assets
€17k▼ 30.8%
Current assets
€91k▼ 2.3%
Equity and liabilities €108k
Equity
€106k▼ 7.6%
Debt
€2k▼ 32.0%
The debt ratio falls from 2.3% to 1.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-3k
Cash flow
€-1k▲
2024 · €-3k
Solvency
98.3%▲
2024 · 97.7%
Current ratio
49.12▲
2024 · 34.21
Quick ratio
49.12▲
2024 · 34.21
Debt / equity
0.02▼
2024 · 0.02
ROE
-8.2%▼
2024 · -5.6%
ROA
-8.1%▼
2024 · -5.5%
Interest coverage
-20.50▲
2024 · -39.30
Debt
€2k▼
2024 · €3k
Debt ≤ 1 year
€2k▼
2024 · €3k
Income taxes
€188▲
2024 · €68
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€117k€108k▼
Fixed assets21/28€24k€17k▼
Tangible fixed assets22/27€24k€17k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€21k€15k▼
Financial fixed assets28€40€40=
Current assets29/58€93k€91k▼
Amounts receivable within one year40/41€717€1k▲
Trade receivables40€684€1k▲
Other amounts receivable41€34€65▲
Cash at bank and in hand54/58€91k€88k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€117k€108k▼
Equity10/15€114k€106k▼
Contributions10/11€13k€13k=
Profit (loss) carried forward14€101k€93k▼
Amounts payable17/49€3k€2k▼
Amounts payable within one year42/48€3k€2k▼
Trade debts44€589€157▼
Suppliers440/4€589€157▼
Taxes, remuneration and social security45€467€11▼
Taxes450/3€467€11▼
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€7k▲
Other operating charges640/8€970€695▼
Non-recurring operating charges66A€7k-
Gross operating margin9900€5k€-956▼
Operating profit (loss)9901€-7k€-9k▼
Financial income75/76B€443€625▲
Recurring financial income75€443€625▲
Financial charges65/66B€84€81▼
Recurring financial charges65€84€81▼
Profit (loss) for the period before taxes9903€-6k€-8k▼
Income taxes67/77€68€188▲
Profit (loss) for the period9904€-6k€-9k▼
Profit (loss) for the period to be appropriated9905€-6k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€101k€93k▼
Profit (loss) brought forward from the previous period14P€108k€101k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €18k ▲252%
Operating result €21k, net result €18k, both a record.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
31-12
Financial
Equity above €100kEq €102k ▲5.3%
2 profitable years in a row build equity to €102k.
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bernissart · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Arthur Cantillon(POM) 407322 BernissartGround area
4,029 m²
Building footprint
127 m²
Volume, LiDAR
1,218 m³
Parcel 51049B0405/00P000, Wallonia · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PICTURIMAGE
since 20042.138.579.289
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51049B0405/00P000 | Wallonia | 4,029 m² | 1 · 127 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 15,555 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2004
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
62010Computer programming, consultancy and related activities
62100Computer programming
72220
74201Photography, excluding press photography
74811
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:contact@picturimage.com
Phone:0485360854