Pictureweb
ActiveSummary
Pictureweb has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €50k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency56▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.38 in 2024; short-term debt: 69.2% and cash: 30.1% of total assets), and 69.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.8%
Return on assets
53.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €29k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
65 d early
2024
45 d early
2023
6 d early
2022
4 d early
2021
28 d late
2020
23 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k=
2024 · €29k
2018: €11k
2019: €50k
2020: €105k
2021: €86k
2022: €22k
2023: €19k
2024: €29k
2018 → 2025
Total assets
€93k▲ 31.3%
2024 · €71k
2018: €24k
2019: €77k
2020: €140k
2021: €106k
2022: €71k
2023: €70k
2024: €71k
2018 → 2025
Net result
€50k▲ 11.8%
2024 · €44k
2018: €5k
2019: €38k
2020: €49k
2021: €67k
2022: €3k
2023: €-3k
2024: €44k
2018 → 2025
Working capital
€21k▲ 28.2%
2024 · €16k
2018: €9k
2019: €44k
2020: €103k
2021: €83k
2022: €-2k
2023: €-578
2024: €16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€22k▼ 74.1%€19k▼ 13.2%€29k▲ 47.9%€29k=
Operating result€85k-€7k▼ 92.3%€-3k€51k€68k▲ 33.9%
Net result€67k-€3k▼ 95.0%€-3k€44k€50k▲ 11.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 34% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€8k ▼ 35.5%
Current assets
€85k ▲ 45.8%
Equity and liabilities €93k
Equity
€29k =
Debt
€65k ▲ 52.5%
Debt's share of the balance-sheet total rises from 59.6% to 69.2%. Debt is higher.
Key figures and ratios
EBITDA
€76k▲
2024 · €60k
Cash flow
€57k▲
2024 · €53k
Current ratio
1.32▼
2024 · 1.38
Debt to equity
2.25▲
2024 · 1.48
ROE
172.5%▲
2024 · 154.3%
ROA
53.1%▼
2024 · 62.3%
Interest coverage
488.59▲
2024 · 445.52
Debt ≤ 1 year
€65k▲
2024 · €42k
Income taxes
€19k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€71k€93k▲
Fixed assets21/28€13k€8k▼
Tangible fixed assets22/27€13k€8k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€9k€5k▼
Current assets29/58€58k€85k▲
Amounts receivable within one year40/41€43k€56k▲
Trade receivables40€41k€54k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€14k€28k▲
Deferred charges and accrued income490/1€1k€715▼
Equity and liabilities
Total equity and liabilities10/49€71k€93k▲
Equity10/15€29k€29k=
Contributions10/11€19k€19k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€42k€65k▲
Amounts payable within one year42/48€42k€65k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€5k€5k▲
Other amounts payable47/48€35k€58k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€7k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€61k€77k▲
Operating profit (loss)9901€51k€68k▲
Financial income75/76B€11k€1▼
Recurring financial income75€11k€1▼
Financial charges65/66B€135€155▲
Recurring financial charges65€135€155▲
Profit (loss) for the period before taxes9903€62k€68k▲
Income taxes67/77€17k€19k▲
Profit (loss) for the period9904€44k€50k▲
Profit (loss) for the period to be appropriated9905€44k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€50k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0-
Transfer to equity691/2€9k€0▼
To other reserves6921€9k€0▼
Profit to be distributed694/7€35k€50k▲
Return on contributions (dividend)694€35k€50k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €44k
Net result €44k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-3k ▼187%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
31-12
Financial
Highest result since 2018net €67k ▲35.9%
Operating result €85k, net result €67k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Equity above €100kEq €105k ▲112%
3 profitable years in a row build equity to €105k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Helstwegel(HEU) 19070 DestelbergenGround area
1,673 m²
Building footprint
266 m²
Volume, LiDAR
1,275 m³
Parcel 44028A0684/00T000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
.
since 20182.274.470.945
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028A0684/00T000 | Flanders | 1,673 m² | 1 · 265 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KONSILIA
BE 1010.353.384
Sint-Gillis (bij-Brussel) · Eq €28,730
J.O. SERVICES
BE 0832.885.748
Waimes · Eq €28,682
ANGELO KEIRSEBILCK
BE 1028.318.873
Knokke-Heist · Eq €28,742
FABULIS
BE 0477.927.413
Bütgenbach · Eq €28,661
BT CLINICAL COMPUTING
BE 0628.716.188
Charleroi · Eq €28,761
Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,301 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
74120Graphic design and visual communication
74201Photography, excluding press photography
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.