PICK - QUICK BIS
ActiveSummary
The computed 12-month bankruptcy probability of PICK - QUICK BIS is 3.0% (moderate). The 2025 annual accounts show equity of €227,318 and a net result of -€29,497. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 49% of 3762 sector peers (fiscal year 2025). The company has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability54▼-21
Solvency54▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity short (current ratio 0.69 against 0.97 in 2024; short-term debt: 31.9% and cash: 8% of total assets), and 71% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29%
Return on assets
-3.8%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 25-09-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
26 d late
2023
91 d late
2022
3 d late
2021
3 d late
2019
33 d late
2018
41 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 3 November (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close28-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€1.5m
EBIT margin
1.3%
Net result
-€29,497
2024 · €56,096
Working capital
-€78,204▼ 584%
2024 · -€11,432
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result-€50,478-€270,707€51,299▼ 81.1%€89,927▲ 75.3%€939▼ 99.0%
Net result-€81,509-€236,561above the sector's middle half€17,973within the sector's middle half▼ 92.4%€56,096within the sector's middle half▲ 212%-€29,497below the sector's middle half
EBIT margin
Equity-€64,022-€182,746within the sector's middle half€200,719within the sector's middle half▲ 9.8%€256,815within the sector's middle half▲ 27.9%€227,318within the sector's middle half▼ 11.5%
Total assets€1.0m-€1.1mabove the sector's middle half▲ 11.1%€1.3mabove the sector's middle half▲ 15.7%€1.0mabove the sector's middle half▼ 20.9%€782,625within the sector's middle half▼ 25.1%
Debt€1.1m-€958,622▼ 11.4%€1.1m▲ 16.8%€787,563▼ 29.7%€555,307▼ 29.5%
Working capital-€569,272--€204,449below the sector's middle half▲ 64.1%-€142,387below the sector's middle half▲ 30.4%-€11,432within the sector's middle half▲ 92.0%-€78,204below the sector's middle half▼ 584%
Solvency-6.2%-16.0%within the sector's middle half▲ 22.2pp15.2%within the sector's middle half▼ 0.8pp24.6%within the sector's middle half▲ 9.4pp29.0%within the sector's middle half▲ 4.5pp
Current ratio0.34-0.56below the sector's middle half▲ 0.220.80within the sector's middle half▲ 0.240.97within the sector's middle half▲ 0.170.69within the sector's middle half▼ 0.29
Return on assets (ROA)-7.9%-20.7%above the sector's middle half▲ 28.7pp1.4%within the sector's middle half▼ 19.4pp5.4%within the sector's middle half▲ 4.0pp-3.8%within the sector's middle half▼ 9.1pp
Staff (FTE)15.9-15within the sector's middle half▼ 5.7%15within the sector's middle half=15above the sector's middle half=15above the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 99% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €782,625
Fixed assets
€611,135 ▼ 2.5%
Current assets
€171,490 ▼ 58.9%
Equity and liabilities €782,625
Equity
€227,318 ▼ 11.5%
Debt
€555,307 ▼ 29.5%
Debt's share of the balance-sheet total falls from 75.4% to 71.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€146,745▼
2024 · €222,292
Cash flow
€116,309▼
2024 · €188,461
Quick ratio
0.53▼
2024 · 0.93
Debt to equity
2.44▼
2024 · 3.07
ROE
-13.0%▼
2024 · 21.8%
Interest coverage
4.82▼
2024 · 8.22
Debt ≤ 1 year
€249,694▼
2024 · €428,958
Debt > 1 year
€305,613▼
2024 · €358,605
Staff costs
€1.0m▼
2024 · €1.0m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,508 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a small loss
1.4%
went bankrupt
1.7%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,508 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €666,491 | €950,620 | €1.0m | €1.0m | ▼ 0.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €66,839 | €136,825 | €133,872 | €132,364 | €145,806 | ▲ 10.2% |
| Other operating charges640/8 | - | €599 | €4,301 | €960 | €968 | ▲ 0.8% |
| Non-recurring operating charges66A | - | €750 | €1,800 | €19,944 | €3,200 | ▼ 84.0% |
| Gross operating margin9900 | €528,950 | €1.1m | €1.1m | €1.3m | €1.2m | ▼ 7.6% |
| Operating profit (loss)9901 | -€50,478 | €270,707 | €51,299 | €89,927 | €939 | ▼ 99.0% |
| Financial income75/76B | - | €22 | €96 | - | €1 | - |
| Recurring financial income75 | €371 | €22 | €96 | - | €1 | - |
| Financial charges65/66B | - | €34,168 | €33,421 | €27,041 | €30,437 | ▲ 12.6% |
| Recurring financial charges65 | €8,177 | €34,168 | €33,421 | €27,041 | €30,437 | ▲ 12.6% |
| Profit (loss) for the period before taxes9903 | -€56,740 | €236,561 | €17,973 | €62,886 | -€29,497 | ▼ 147% |
| Income taxes67/77 | €24,769 | - | - | €6,790 | - | - |
| Profit (loss) for the period9904 | -€81,509 | €236,561 | €17,973 | €56,096 | -€29,497 | ▼ 153% |
| Profit (loss) for the period to be appropriated9905 | -€81,509 | €236,561 | €17,973 | €56,096 | -€29,497 | ▼ 153% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.0m | €1.1m | €1.3m | €1.0m | €782,625 | ▼ 25.1% |
| Formation expenses20 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €737,359 | €883,301 | €753,726 | €626,852 | €611,135 | ▼ 2.5% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €737,359 | €883,301 | €753,726 | €626,852 | €611,135 | ▼ 2.5% |
| Plant, machinery and equipment23 | - | €683,941 | €579,416 | €481,361 | €469,502 | ▼ 2.5% |
| Furniture and vehicles24 | - | €174,192 | €147,852 | €122,688 | €110,943 | ▼ 9.6% |
| Other tangible fixed assets26 | - | €25,167 | €26,458 | €22,803 | €30,690 | ▲ 34.6% |
| Financial fixed assets28 | €0 | - | - | - | - | - |
| Current assets29/58 | €290,345 | €258,068 | €567,099 | €417,526 | €171,490 | ▼ 58.9% |
| Stocks and contracts in progress3 | €22,261 | €32,261 | €15,361 | €16,800 | €38,160 | ▲ 127% |
| Stocks30/36 | - | €32,261 | €15,361 | €16,800 | €38,160 | ▲ 127% |
| Amounts receivable within one year40/41 | €258,616 | €185,982 | €266,301 | €322,267 | €63,154 | ▼ 80.4% |
| Trade receivables40 | - | €185,982 | €266,301 | €321,946 | €61,965 | ▼ 80.8% |
| Other amounts receivable41 | - | - | - | €321 | €1,189 | ▲ 270% |
| Current investments50/53 | €0 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €63,806 | €34,508 | €226,317 | €70,418 | €62,714 | ▼ 10.9% |
| Deferred charges and accrued income490/1 | - | €5,316 | €59,120 | €8,041 | €7,462 | ▼ 7.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.0m | €1.1m | €1.3m | €1.0m | €782,625 | ▼ 25.1% |
| Equity10/15 | -€64,022 | €182,746 | €200,719 | €256,815 | €227,318 | ▼ 11.5% |
| Contributions10/11 | - | €18,642 | €18,642 | €18,642 | €18,642 | = |
| Reserves13 | €39,993 | €39,993 | €39,993 | €39,993 | €39,993 | = |
| Non-distributable reserves130/1 | - | €1,864 | €1,864 | €1,864 | €1,864 | = |
| Reserves not available under the articles1311 | - | €1,864 | €1,864 | €1,864 | €1,864 | = |
| Distributable reserves133 | - | €38,128 | €38,128 | €38,128 | €38,128 | = |
| Profit (loss) carried forward14 | -€122,656 | €124,112 | €142,085 | €198,181 | €168,683 | ▼ 14.9% |
| Amounts payable17/49 | €1.1m | €958,622 | €1.1m | €787,563 | €555,307 | ▼ 29.5% |
| Amounts payable after more than one year17 | €239,009 | €496,105 | €410,620 | €358,605 | €305,613 | ▼ 14.8% |
| Financial debts170/4 | - | €496,105 | €410,620 | €358,605 | €305,613 | ▼ 14.8% |
| Amounts payable within one year42/48 | €859,616 | €462,517 | €709,486 | €428,958 | €249,694 | ▼ 41.8% |
| Current portion of amounts payable after more than one year42 | - | €67,593 | €55,485 | €52,016 | €52,992 | ▲ 1.9% |
| Trade debts44 | €298,545 | €186,502 | €386,276 | €142,651 | €65,956 | ▼ 53.8% |
| Suppliers440/4 | - | €186,502 | €386,276 | €142,651 | €65,956 | ▼ 53.8% |
| Taxes, remuneration and social security45 | - | €162,202 | €222,229 | €228,799 | €125,254 | ▼ 45.3% |
| Taxes450/3 | - | €42,790 | €14,582 | €29,748 | €19,963 | ▼ 32.9% |
| Remuneration and social security454/9 | - | €119,412 | €207,647 | €199,051 | €105,291 | ▼ 47.1% |
| Other amounts payable47/48 | - | €46,221 | €45,496 | €5,493 | €5,493 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€81,509 | €236,561 | €17,973 | €56,096 | -€29,497 | ▼ 153% |
| + Depreciation and write-downs630 | €66,839 | €136,825 | €133,872 | €132,364 | €145,806 | ▲ 10.2% |
| Operating cash flow (approximation) | -€14,670 | €373,386 | €151,845 | €188,461 | €116,309 | ▼ 38.3% |
| Investment in fixed assets (approximation) | - | -€282,766 | -€4,297 | -€5,490 | -€130,089 | ▼ 2,270% |
| Change in cash | - | -€29,298 | €191,808 | -€155,899 | -€7,704 | ▲ 95.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 91 days late
2023
31-03
Financial
Equity above €200,000Eq €200,719 ▲9.8%
2 profitable years in a row build equity to €200,719.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
31-03
Financial
Back to profitnet €236,561
Net result €236,561 after one loss-making year.
31-03
Financial
Equity above €150,000Eq €182,746
Equity rises from -€64,022 to €182,746.
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 3 days late
31-03
Financial
Weakest financial yearnet -€81,509
Net result drops to -€81,509, the lowest in the series; recovery starts the following year.
2019
03-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
18-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
15-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 45 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 2 establishment units since 1986
Ground area
5.9 ha
Building footprint
1.4 ha
Volume, LiDAR
133,958 m³
2 parcels, Brussels · tallest building 20.5 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Sylvain Dupuislaan 303, 1070 Anderlecht
since 19862.029.139.733
Woluwedal 70, 1200 Sint-Lambrechts-Woluwe
since 20172.260.884.908
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21674C0095/00M007 | Brussels | 5.2 ha | 1 · 1.2 ha | 17.1 m · 3 fl. |
| 21001A0392/00V000 | Brussels | 7,228 m² | 1 · 1,611 m² | 20.4 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.029.139.733
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Of 21,859 companies in sector 56112 we hold annual accounts for 9,783. 6,390 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded06-01-1986
Fiscal year end31-03
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0428355661
Registered
05-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.