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PICARDIE

Active
Public limited company· 32 yrs active
Eugeen Van de Vellaan 65 ·2970 Schilde, Belgium
KBO/BCE: BE 0451.711.875
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Age32 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of PICARDIE is 0.6% (low). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 18 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 30-06-2025 31 d early 2025-00199068
31-12-2023 31-07-2024 02-07-2024 29 d early 2024-00194841
31-12-2022 31-07-2023 30-09-2023 61 d late 2023-00463565
31-12-2021 31-07-2022 30-09-2022 61 d late 2022-20442537
31-12-2020 31-07-2021 31-01-2022 184 d late 2022-03000247
31-12-2019 31-07-2020 09-09-2020 40 d late 2020-52300354
31-12-2018 31-07-2019 28-08-2019 28 d late 2019-63200003
31-12-2017 31-07-2018 30-08-2018 30 d late 2018-53200132
31-12-2016 31-07-2017 31-08-2017 31 d late 2017-52600338
31-12-2015 31-07-2016 31-08-2016 31 d late 2016-51800207

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1993, 32 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record Lower-risk legal form

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 30-06-2025 2025-00199068
31-12-2023 micro 02-07-2024 2024-00194841
31-12-2022 micro 30-09-2023 2023-00463565
31-12-2021 micro 30-09-2022 2022-20442537
31-12-2020 micro 31-01-2022 2022-03000247
31-12-2019 micro 09-09-2020 2020-52300354
31-12-2018 verkort 28-08-2019 2019-63200003
31-12-2017 verkort 30-08-2018 2018-53200132
31-12-2016 verkort 31-08-2017 2017-52600338
31-12-2015 verkort 31-08-2016 2016-51800207

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

1 location
PICARDIE
Eugeen Van de Vellaan 65, 2970 SchildeOverige financiële instellingen, n.e.g.
since 19942.065.573.032
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,329 m²
Buildings1
Building footprint261 m²
Volume (LiDAR)1,983 m³
Tallest building12.6 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11039D0130/00M000 Flanders 3,329 m² 1 · 261 m² 12.6 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameNL PICARDIE
Registered office
Eugeen Van de Vellaan 65
2970 Schilde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.