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PICARD CONSTRUCT

Active Risk: not assessed
Public limited companyfounded 1999active for 27 yearsRamont 8, 6970 Tenneville, BelgiumKBO/BCE: BE 0465.839.530
Summary

PICARD CONSTRUCT is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.7m and a net result of €1.1m. Equity has been growing by about 9.4% per year since 2018. Its solvency ranks better than 20% of 3,033 sector peers (NACE 64, financial year 2025). The company has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals.

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PICARD CONSTRUCTActive
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Overview

Official details

Source: KBO
Status
Active since 09-04-1999 Normal situation
Activity
Activities of holding companies NACE 64210and 1 other
Joint committees
124 Construction
200 Auxiliary committee for white-collar workers · annual accounts 2025
Establishment unit
2.091.470.844 6970 Tenneville, since 30-06-1999
Financial year end
31 December
Peppol
Reachable since 26-01-2026
Company details

Board and ownership

Board
  • CABAY ChantalDirector · since 30-07-2021
  • COLSON MarcDirector · since 30-07-2021
  • ENBACO SRLDirector · since 01-10-2022 · permanent representative Bastien Colson
and 1 other
Auditor
PITON & Cie Réviseurs d'entreprises SRL
Shareholders
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€1.1m
▲ 303%
Equity
€2.7m
▲ 67.0%
Total assets
€10.9m
▲ 2.6%
Employees on 31-12-2025
95
▲ 13.1%
  • 2025 accounts filed 25 days after the deadline
Financials
Signalsraises riskWeak solvency compared with the sector2025 accounts filed 25 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 3033 sector peers (2025).
NBB · sector comparison
Position among 3033 sector peers
Solvency
better than 20%
← weakest strongest →
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
25 days late
2024
30 days early
2023
93 days early
2022
31 days late
2021
31 days late
2020
25 days early
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 accounts filed within 55 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €264,508 to €1.1m ▲ 303% View
  • Positive: Largest employer in the province of Luxembourg, Finance and insurance sectorin the Checked rankings No. 1 View

Recent changes

  1. · Gazette deed Reappointment: PITON & Cie Réviseurs d'entreprises SRL (statutory auditor)
  2. · Gazette deed 2 directors appointed, 2 directors resigningResignations: Bastien Colson (director) and Mathilde Colson (director) · Appointments: ENBACO SRL (director) and MCO developpement SRL (director) · Permanent representatives: Bastien Colson and Mathilde Colson
  3. · Gazette deed Reappointment: APH audit SRL (statutory auditor)
All 19 events

Comparable companies

These companies have the same main activity as PICARD CONSTRUCT: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €5.3m and €34m, founded between 1991 and 2006.

CompanyTotal assetsTurnover
PICARD CONSTRUCT Tenneville€10.9m€34.4m
HECHT Braine-l'Alleud€18.5m€23.2m
Westpole Belgium Vilvoorde€21.3m€40.5m
GOODMAN MANAGEMENT SERVICES (BELGIUM) Vilvoorde€25.6m€30.4m
INTERMADIS Hannut€22.1m€46.8m
PROJECTIVE Machelen (Brab.)€5.3m€17.9m
SWISS HOTELS LEASING COMPANY Brussels€33.7m€17.1m
Full comparison

Key facts about PICARD CONSTRUCT
What is the company number of PICARD CONSTRUCT?
The company number of PICARD CONSTRUCT is 0465.839.530. The VAT number is the same number with BE in front: BE 0465.839.530.
Where is PICARD CONSTRUCT based?
The registered office is at Ramont 8, 6970 Tenneville.Company details
What does PICARD CONSTRUCT do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of PICARD CONSTRUCT?
PICARD CONSTRUCT is a public limited company (NV).
When was PICARD CONSTRUCT founded?
PICARD CONSTRUCT was founded on 09-04-1999.
Is PICARD CONSTRUCT still active?
Yes, PICARD CONSTRUCT is an active enterprise in the KBO register.
How many employees does PICARD CONSTRUCT have?
PICARD CONSTRUCT had an average of 87.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does PICARD CONSTRUCT fall under?
In its 2025 annual accounts, PICARD CONSTRUCT states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
What is the turnover of PICARD CONSTRUCT?
The turnover of PICARD CONSTRUCT was €34.4m in financial year 2025, according to the filed annual accounts.
Is PICARD CONSTRUCT profitable?
In financial year 2025, PICARD CONSTRUCT made a profit of €1.1m.
Where can I find the annual accounts of PICARD CONSTRUCT?
PICARD CONSTRUCT filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PICARD CONSTRUCT due?
PICARD CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check

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