PIAZZA GRANDE

Active

Private limited companyfounded 20223 yrs activeAssesteenweg 107, 1750 Lennik, BelgiumKBO/BCE: BE 0791.374.005

The computed 12-month bankruptcy probability of PIAZZA GRANDE is 4.3% (elevated). The 2024 annual accounts show equity of €97k and a net result of €43k. Its solvency ranks better than 49% of 18939 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

58 / 100

Fair▲ +15 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100=

Solvency38▲+26

Growth52

Stability94

Bankruptcy probability, 12 months

4.3% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €6k at 30 days acceptable

Liquidity short (current ratio 0.82 against 0.55 in 2023), and 72.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

54 d late

2023

19 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€97k▲ 79.9%

2023 · €54k

2023: €54k

2023 → 2024

Total assets

€354k▲ 4.8%

2023 · €338k

2023: €338k

2023 → 2024

Net result

€43k▼ 15.4%

2023 · €51k

2023: €51k

2023 → 2024

Working capital

€-39k▲ 62.7%

2023 · €-105k

2023: €-105k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€54k-€97k▲ 79.9%

Operating result€73k-€65k▼ 10.2%

Net result€51k-€43k▼ 15.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 10% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €354k

51.1%

48.9%

Fixed assets €181k▼ 13.2%

Current assets €173k▲ 33.7%

Equity and liabilities €354k

27.5%

72.5%

Equity €97k▲ 79.9%

Debt €257k▼ 9.6%

The debt ratio falls from 84.0% to 72.5%: equity grows while debt is paid down.

Key figures and ratios

2024 value · change against 2023

EBITDA

€107k▲

2023 · €105k

Cash flow

€85k▲

2023 · €83k

Solvency

27.5%▲

2023 · 16.0%

Current ratio

0.82▲

2023 · 0.55

Quick ratio

0.78▲

2023 · 0.53

Debt / equity

2.64▼

2023 · 5.25

ROE

44.4%▼

2023 · 94.5%

ROA

12.2%▼

2023 · 15.1%

Interest coverage

9.60▼

2023 · 12.12

Debt

€257k▼

2023 · €284k

Debt ≤ 1 year

€213k▼

2023 · €235k

Debt > 1 year

€44k▼

2023 · €49k

Income taxes

€11k▼

2023 · €13k

Staff costs

€232k▼

2023 · €330k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€338k€354k▲

Fixed assets21/28€208k€181k▼

Intangible fixed assets21€0-

Tangible fixed assets22/27€208k€181k▼

Plant, machinery and equipment23€2k€25k▲

Furniture and vehicles24€122k€75k▼

Other tangible fixed assets26€85k€80k▼

Current assets29/58€130k€173k▲

Stocks and contracts in progress3€5k€7k▲

Stocks30/36€5k€7k▲

Amounts receivable within one year40/41€0€8k▲

Trade receivables40-€2k

Other amounts receivable41€0€6k▲

Cash at bank and in hand54/58€123k€154k▲

Deferred charges and accrued income490/1€1k€5k▲

Equity and liabilities

Total equity and liabilities10/49€338k€354k▲

Equity10/15€54k€97k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€51k€94k▲

Amounts payable17/49€284k€257k▼

Amounts payable after more than one year17€49k€44k▼

Financial debts170/4€49k€44k▼

Amounts payable within one year42/48€235k€213k▼

Current portion of amounts payable after more than one year42€5k€5k▲

Trade debts44€40k€25k▼

Suppliers440/4€40k€25k▼

Bills of exchange payable441€143-

Taxes, remuneration and social security45€55k€54k▼

Taxes450/3€30k€36k▲

Remuneration and social security454/9€25k€17k▼

Other amounts payable47/48€135k€129k▼

Income statement Code20232024

Remuneration, social security and pensions62€330k€232k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€42k▲

Other operating charges640/8€732€2k▲

Gross operating margin9900€435k€341k▼

Operating profit (loss)9901€73k€65k▼

Financial income75/76B€0€0▼

Recurring financial income75€0€0▼

Financial charges65/66B€9k€11k▲

Recurring financial charges65€9k€11k▲

Profit (loss) for the period before taxes9903€64k€54k▼

Income taxes67/77€13k€11k▼

Profit (loss) for the period9904€51k€43k▼

Profit (loss) for the period to be appropriated9905€51k€43k▼

Appropriation of the result

Profit (loss) to be appropriated9906€51k€94k▲

Profit (loss) brought forward from the previous period14P-€51k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

2025

23-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 54 days late

2024

12-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

NBB filing

Directors · office · real estate

Directors

1 director, no change since 2023

Pignato Rossella

Director · since 01-01-2023

Current

01-01-2023 Appointed as Director

Location & real-estate footprint

Registered office, Lennik · 1 establishment unit since 2022

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Assesteenweg 1071750 Lennik

Ground area

4,434 m²

Building footprint

813 m²

Volume, LiDAR

4,334 m³

2 parcels, Flanders · tallest building 12.4 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

Piazza Grande

Markt 8, 1750 LennikFull-service restaurants

since 20222.336.042.189

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23072A0216/00F000	Flanders	3,526 m²	1 · 155 m²	6.9 m · 1 fl.
23072E0246/00M000	Flanders	909 m²	1 · 658 m²	12.3 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 20,229 companies in sector 56111 we hold annual accounts for 11,302. 9,488 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded26-09-2022

Fiscal year end31-12

Activities, NACEBEL

56101Full-service restaurants

56111Full-service restaurants

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.