Piantino
ActivePiantino has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €43k and a net result of €67k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 41% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency53▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.19 in 2023; short-term debt: 60.5% and cash: 59.2% of total assets), and 71.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-07-2025, 15 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
15 d early
2023
27 d early
2022
116 d early
2021
30 d early
2020
26 d late
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€43k▲ 24.2%
2023 · €35k
2019: €17k
2020: €40k
2021: €75k
2022: €36k
2023: €35k
2019 → 2024
Total assets
€154k▲ 7.7%
2023 · €143k
2019: €28k
2020: €56k
2021: €95k
2022: €82k
2023: €143k
2019 → 2024
Net result
€67k▲ 37.1%
2023 · €49k
2019: €13k
2020: €24k
2021: €23k
2022: €27k
2023: €49k
2019 → 2024
Working capital
€27k▲ 71.6%
2023 · €16k
2019: €14k
2020: €38k
2021: €75k
2022: €-16k
2023: €16k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€40k-€75k▲ 88.8%€36k▼ 52.3%€35k▼ 2.6%€43k▲ 24.2%
Operating result€32k-€30k▼ 6.2%€34k▲ 12.4%€69k▲ 104%€93k▲ 34.2%
Net result€24k-€23k▼ 5.2%€27k▲ 15.8%€49k▲ 84.3%€67k▲ 37.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 34% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €154k
Fixed assets
€34k▼ 23.8%
Current assets
€121k▲ 21.7%
Equity and liabilities €154k
Equity
€43k▲ 24.2%
Debt
€111k▲ 2.4%
The debt ratio falls from 75.6% to 71.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€103k▲
2023 · €80k
Cash flow
€78k▲
2023 · €60k
Solvency
28.1%▲
2023 · 24.4%
Current ratio
1.29▲
2023 · 1.19
Quick ratio
1.29▲
2023 · 1.19
Debt / equity
2.56▼
2023 · 3.11
ROE
155.1%▲
2023 · 140.5%
ROA
43.6%▲
2023 · 34.2%
Interest coverage
93.39▲
2023 · 48.82
Debt
€111k▲
2023 · €108k
Debt ≤ 1 year
€93k▲
2023 · €83k
Debt > 1 year
€17k▼
2023 · €25k
Income taxes
€25k▲
2023 · €18k
Staff costs
€2k=
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€143k€154k▲
Fixed assets21/28€44k€34k▼
Tangible fixed assets22/27€44k€34k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€38k€28k▼
Current assets29/58€99k€121k▲
Amounts receivable within one year40/41€32k€28k▼
Trade receivables40€32k€19k▼
Other amounts receivable41-€9k
Cash at bank and in hand54/58€66k€91k▲
Deferred charges and accrued income490/1€880€1k▲
Equity and liabilities
Total equity and liabilities10/49€143k€154k▲
Equity10/15€35k€43k▲
Contributions10/11€19k€19k=
Reserves13€16k€16k=
Distributable reserves133€16k€16k=
Profit (loss) carried forward14-€8k
Amounts payable17/49€108k€111k▲
Amounts payable after more than one year17€25k€17k▼
Financial debts170/4€25k€17k▼
Amounts payable within one year42/48€83k€93k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€14k€3k▼
Suppliers440/4€14k€3k▼
Taxes, remuneration and social security45€11k€23k▲
Taxes450/3€11k€21k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€50k€59k▲
Accrued charges and deferred income492/3-€354
Income statement
Code20232024
Remuneration, social security and pensions62€2k€2k=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€499€699▲
Gross operating margin9900€82k€105k▲
Operating profit (loss)9901€69k€93k▲
Financial income75/76B€2€543▲
Recurring financial income75€2€543▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€67k€92k▲
Income taxes67/77€18k€25k▲
Profit (loss) for the period9904€49k€67k▲
Profit (loss) for the period to be appropriated9905€49k€67k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€67k▲
Transfer from equity791/2€936-
Profit to be distributed694/7€50k€59k▲
Return on contributions (dividend)694€50k€59k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €67k ▲37.1%
Operating result €93k, net result €67k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Linde 968310 BruggeGround area
2,770 m²
Building footprint
296 m²
Volume, LiDAR
1,238 m³
Parcel 31029B0268/00Y004, Flanders · tallest building 12.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Piantino
since 20192.283.494.123
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31029B0268/00Y004 | Flanders | 2,770 m² | 1 · 296 m² | 12.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,641 companies in sector 46170 we hold annual accounts for 671. 455 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2019
Fiscal year end31-12
Activities, NACEBEL
46170Agents in the wholesale of food, beverages and tobacco
10890Manufacture of food products
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.