Phytovet
ActivePhytovet has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €532k and a net result of €60k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 48% of 1734 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-5
Solvency65▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.74 in 2024; short-term debt: 46.3% and cash: 8.1% of total assets), but 59.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.3%
Return on assets
4.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €532k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
73 d early
2023
29 d late
2022
3 d early
2021
11 d late
2020
26 d late
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€532k▲ 12.7%
2024 · €472k
2018: €456k
2019: €410k
2020: €443k
2021: €453k
2022: €407k
2023: €377k
2024: €472k
2018 → 2025
Total assets
€1.32M▲ 18.3%
2024 · €1.12M
2018: €662k
2019: €594k
2020: €660k
2021: €910k
2022: €786k
2023: €1.16M
2024: €1.12M
2018 → 2025
Net result
€60k▼ 37.1%
2024 · €96k
2018: €36k
2019: €32k
2020: €34k
2021: €85k
2022: €35k
2023: €75k
2024: €96k
2018 → 2025
Working capital
€381k▲ 24.3%
2024 · €307k
2018: €437k
2019: €373k
2020: €296k
2021: €356k
2022: €271k
2023: €137k
2024: €307k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€453k-€407k▼ 10.2%€377k▼ 7.4%€472k▲ 25.4%€532k▲ 12.7%
Operating result€112k-€85k▼ 24.5%€88k▲ 4.3%€149k▲ 68.6%€90k▼ 39.7%
Net result€85k-€35k▼ 58.3%€75k▲ 114%€96k▲ 26.6%€60k▼ 37.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.32M
Fixed assets
€328k▼ 16.8%
Current assets
€993k▲ 37.5%
Equity and liabilities €1.32M
Equity
€532k▲ 12.7%
Debt
€789k▲ 22.4%
The debt ratio rises from 57.7% to 59.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€164k▼
2024 · €236k
Cash flow
€134k▼
2024 · €183k
Solvency
40.3%▼
2024 · 42.3%
Current ratio
1.62▼
2024 · 1.74
Quick ratio
1.11▲
2024 · 1.11
Debt / equity
1.48▲
2024 · 1.36
ROE
11.3%▼
2024 · 20.2%
ROA
4.5%▼
2024 · 8.6%
Interest coverage
11.21▼
2024 · 14.27
Debt
€789k▲
2024 · €644k
Debt ≤ 1 year
€611k▲
2024 · €415k
Debt > 1 year
€173k▼
2024 · €229k
Income taxes
€16k▼
2024 · €39k
Staff costs
€111k▼
2024 · €175k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.12M€1.32M▲
Fixed assets21/28€394k€328k▼
Intangible fixed assets21€67k€52k▼
Tangible fixed assets22/27€328k€269k▼
Land and buildings22€184k€173k▼
Plant, machinery and equipment23€28k€22k▼
Furniture and vehicles24€116k€75k▼
Financial fixed assets28-€7k
Current assets29/58€722k€993k▲
Amounts receivable after more than one year29€10k€9k▼
Other amounts receivable291€10k€9k▼
Stocks and contracts in progress3€262k€314k▲
Stocks30/36€262k€314k▲
Amounts receivable within one year40/41€193k€457k▲
Trade receivables40€152k€149k▼
Other amounts receivable41€41k€308k▲
Current investments50/53€3k€3k=
Cash at bank and in hand54/58€243k€107k▼
Deferred charges and accrued income490/1€11k€103k▲
Equity and liabilities
Total equity and liabilities10/49€1.12M€1.32M▲
Equity10/15€472k€532k▲
Contributions10/11€6k€6k=
Reserves13€466k€526k▲
Tax-exempt reserves132€70k€70k=
Distributable reserves133€396k€456k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€644k€789k▲
Amounts payable after more than one year17€229k€173k▼
Financial debts170/4€229k€173k▼
Amounts payable within one year42/48€415k€611k▲
Current portion of amounts payable after more than one year42€129k€213k▲
Financial debts43€40k€7k▼
Credit institutions430/8€40k€7k▼
Trade debts44€49k€223k▲
Suppliers440/4€49k€223k▲
Taxes, remuneration and social security45€31k€17k▼
Taxes450/3€11k€0▼
Remuneration and social security454/9€20k€17k▼
Other amounts payable47/48€165k€151k▼
Accrued charges and deferred income492/3€14€4k▲
Income statement
Code20242025
Non-recurring operating income76A€0€23k▲
Remuneration, social security and pensions62€175k€111k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€87k€74k▼
Other operating charges640/8€3k€8k▲
Non-recurring operating charges66A€6k€0▼
Gross operating margin9900€421k€283k▼
Operating profit (loss)9901€149k€90k▼
Financial income75/76B€2k€973▼
Recurring financial income75€2k€973▼
Financial charges65/66B€17k€15k▼
Recurring financial charges65€17k€15k▼
Profit (loss) for the period before taxes9903€134k€76k▼
Income taxes67/77€39k€16k▼
Profit (loss) for the period9904€96k€60k▼
Profit (loss) for the period to be appropriated9905€96k€60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€96k€60k▼
Transfer from equity791/2€0-
Transfer to equity691/2€96k€60k▼
To other reserves6921€96k€60k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90873.72.7▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
20-03
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 20/01/2026
- Registered-office move, Industriepark B 28D, bus 4, 2220 Heist-Op-Den-Berg
2025
31-12
Financial
Equity above €500kEq €532k ▲12.7%
8 profitable years in a row build equity to €532k.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €96k ▲26.6%
Operating result €149k, net result €96k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 11 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €32k ▼10.4%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-05-2024
Resigned as Director
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriepark B 28D2220 Heist-op-den-BergGround area
1.3 ha
Building footprint
1.2 ha
Volume, LiDAR
118,147 m³
Parcel 12014K0411/00K000, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Industriepark B 28D, 2220 Heist-op-den-Berg
since 19982.088.898.166
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014K0411/00K000indicative | Flanders | 1.3 ha | 1 · 1.2 ha | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 14,077 EUR awarded · 14,077 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 238 EUR | 238 EUR |
| 2024 | 1 | 3,285 EUR | 3,285 EUR |
| 2023 | 1 | 5,925 EUR | 5,925 EUR |
| 2022 | 1 | 4,629 EUR | 4,629 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Food safety, FASFC
2 sitesHeist-op-den-Berg2.088.898.166
Putte
Similar companies · same sector, comparable size
BE.FERT
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STASSART HIMBE
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FERME DE LA HUISSIERE
BE 0466.122.612
Sombreffe · Eq €536k
JOEL ET PIERRE RENARD
BE 0439.579.353
Sainte-Ode · Eq €527k
SOCIETE DES PANOTTES
BE 0433.229.615
Silly · Eq €537k
Of 20,591 companies in sector 01500 we hold annual accounts for 1,149. 901 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-1998
Fiscal year end31-12
Activities, NACEBEL
01500Mixed farming
46460Wholesale of pharmaceutical and medical goods
01410Raising of dairy cattle
46382Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.