Equity
€42,650 ▲ 20.6%
Physio Moveo has made a profit in every financial year since 2021.
Physio Moveo
Lifetime
5 annual accounts with figures on one time axispeak €52,956 (2021)
€18,227▲ 229%
peak €39,050 (2021)
€7,298▲ 28×
peak €65,087 (2023)
€42,650▲ 20.6%
€5,326▼ 49.3%
Board1 name since 2021
1 directorHOVAERE Estelle Erika Murielle
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from €5,545 to €18,227Result from €265 to €7,298Equity from €35,352 to €42,650Debts from €10,505 to €5,326
Key points
from the 2025 annual accountsTurnover
≈ €110,000 estimated
The micro format states no turnover.
Liquidity
7.34 was 3.34 in 2024
Short-term debts fell from €8,425 to €4,926.
Filings
5 annual accounts 61 days
Latest accounts filed late: after the legal deadline.
Starting capital
€3,000 300 shares
Position in the sector
€7,298
Lower net result than 85% of companies in human health. Sector median €60,070 · 20,754 companies.
Checked score
96
Excellent
Financially stronger than 69% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 24,185 companies (NACE 86, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.2 percentage points vs 07-2025
09-2025: 0.4%▲ +0.1 percentage points vs 08-2025highest value
10-2025: 0.1%▼ -0.3 percentage points vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.2 percentage points vs 07-2026
09-2026: 0.1%▼ -0.2 percentage points vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 61 days late; 2 of the last 3 accounts late
lowers risk
Sector: Human health activities (NACE 86)
Liquidity: current ratio 7.34, cash €19,914
Equity €42,650 (88.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 82% of them on solvency, 90% on liquidity, 41% on profitability and 65% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as Physio Moveo has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Physio Moveo itself is lower: < 0.1% within 12 months. It rests on far more data about Physio Moveo than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Physio Moveo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.34 (3.34 in 2024), above the usual 1.5. Short-term debt is 10.3% and cash 41.5% of total assets. 11.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
61 days late
2024
29 days late
2023
92 days late
2022
31 days late
2021
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 49 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0776640495
Registered office moved from Schaerbeek to Waterloo
New registered office: Rue Forêt de Soignes 23, 1410 Waterloo · Previous registered office: Boulevard Lambermont 148 Boîte 3, 1030 Schaerbeek · Registered office clause: Boulevard Lambermont 148 Boîte 3, 1030 Schaerbeek · Board meeting of 15-05-2024 · Gazette deed
Incorporation
Founding capital of €3,000, 300 shares · Founder: HOVAERE Estelle Erika Murielle · Appointment: HOVAERE Estelle Erika Murielle (director) · published on 03-11-2021 · Gazette deed
First establishment
Physio Moneo, Rue Forêt de Soignes 23, Waterloo
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Physio Moveo Waterloo | €47,976 | €18,227 | 88.9% | - |
| CURATIS Boechout | €43,976 | €20,195 | 82.5% | - |
| JONATHAN MARTENS Bruges | €47,394 | €15,634 | 15.6% | - |
| Procorpus Kortrijk | €52,252 | €18,077 | 87.8% | - |
| Brasseur Pauline Bouillon | €40,569 | €18,753 | 20.4% | - |
| KINE-HARMONIE Evere | €42,179 | €20,891 | 53.4% | - |
| Ks Thérapie Mons | €59,453 | €19,295 | 76.5% | - |
These companies have the same main activity as Physio Moveo: physiotherapy (NACE 86951). They are comparable in size and age: total assets between €40,600 and €59,500, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 28-10-2021Normal situation
- Activity
- PhysiotherapyNACE 86951and 1 other
- Establishment unit
- 2.323.863.6421410 Waterloo, since 28-10-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 15-07-2025
Insights on Physio Moveo
Physio Moveo files the micro format. That format states no turnover. The gross margin fell from €52,956 in 2021 to €18,227 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Physio Moveo
- What is the company number of Physio Moveo?
- The company number of Physio Moveo is 0776.640.495. The VAT number is the same number with BE in front: BE 0776.640.495.
- Where is Physio Moveo based?
- The registered office is at Rue Forêt de Soignes 23, 1410 Waterloo.Company details
- What does Physio Moveo do?
- According to the KBO register, the main activity is physiotherapy (NACE 86951).
- What is the legal form of Physio Moveo?
- Physio Moveo is a private limited company (BV).
- When was Physio Moveo founded?
- Physio Moveo was founded on 28-10-2021.
- Is Physio Moveo still active?
- Yes, Physio Moveo is an active enterprise in the KBO register.
- What is the turnover of Physio Moveo?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €18,227 and 40 comparable companies (NACE 869). It probably lies between €73,000 and €190,000. It is a rough estimate.Financials
- Is Physio Moveo profitable?
- In financial year 2025, Physio Moveo made a profit of €7,298.
- Where can I find the annual accounts of Physio Moveo?
- Physio Moveo filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Physio Moveo due?
- Physio Moveo must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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