General partnership · founded 2023 · active for 3 yearsLigneuville-Grand Rue 32, 4960 Malmedy, BelgiumKBO/BCE: BE 0801.281.663
Summary
The computed 12-month bankruptcy probability of PHY & Associés is 2.0% (moderate). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. No annual accounts have been filed with the National Bank.
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
2 sites
Size
No accounts; a small general or limited partnership need not file
Financial health
Bankruptcy probabilitywithin 12 months
2.0%
No score: no figures
Structure
1 of 2 deeds read
Signalsraises riskFounded in 20232 establishment unitsSector: Retail trade (NACE 47)lowers riskLegal form: general partnershipShow the evidence
Bankruptcy probability
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
2.0%Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 1.2% (6,480 companies, NACE 47, without accounts)
Last 24 months11-2024: 1.7%lowest value12-2024: 1.9%▲ +0.2 percentage points vs 11-202401-2025: 1.9%● unchanged vs 12-202402-2025: 1.8%▼ -0.1 percentage points vs 01-202503-2025: 1.8%● unchanged vs 02-202504-2025: 2.1%▲ +0.3 percentage points vs 03-202505-2025: 2.1%● unchanged vs 04-2025highest value06-2025: 2.1%● unchanged vs 05-2025highest value07-2025: 2.1%● unchanged vs 06-2025highest value08-2025: 2.1%● unchanged vs 07-2025highest value09-2025: 2.1%● unchanged vs 08-2025highest value10-2025: 2.1%● unchanged vs 09-2025highest value11-2025: 2.1%● unchanged vs 10-202512-2025: 1.9%▼ -0.2 percentage points vs 11-202501-2026: 1.8%▼ -0.1 percentage points vs 12-202502-2026: 1.7%▼ -0.1 percentage points vs 01-202603-2026: 1.7%● unchanged vs 02-202604-2026: 1.7%● unchanged vs 03-202605-2026: 1.7%● unchanged vs 04-202606-2026: 1.8%▲ +0.1 percentage points vs 05-202607-2026: 1.8%● unchanged vs 06-202608-2026: 2.0%▲ +0.2 percentage points vs 07-202609-2026: 2.0%● unchanged vs 08-202610-2026: 2.0%● unchanged vs 09-2026
No annual accounts of this company are filed with the National Bank. A small general partnership whose unlimited partners are natural persons is not required to file.
No filed accounts are known for this company, so a size comparison is not possible. These companies share only the sector and the region. Of the 10,318 active companies whose main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110), figures are known for 5,849. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
Directors
Who runs the company today and since when, grouped the way the KBO groups its office holders. Many recent board changes are a reason to keep a close eye.
Resignation: SINGH Ram (manager) · Share transfer · Director discharge8 facts ▸
General meeting, 04-12-2024
Share transfer, SINGH Ram → AJAZ Farkhandah
Other provision, “entière responsabilité des parts sociales cédées, seule, responsabilité après cession” (deed in French)
Director appointment, AJAZ Farkhandah (manager)
Director resignation, SINGH Ram (manager)
Director discharge, SINGH Ram (manager)
Shareholding, 04-12-2024, “parts” (deed in French)
Shareholding, 04-12-2024, “part” (deed in French)
Gazette deed
1 of 2 deeds read
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.