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PHVCONSULT

Active Risk: not assessed
Private limited companyfounded 2026incorporated this yearRue Charlemagne 113, 4020 Liège, BelgiumKBO/BCE: BE 1041.930.844
Summary

PHVCONSULT is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The company has been active since 2026 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

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PHVCONSULTActive
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Signals

1 signal. The signal on the left, the evidence on the right.
+raises risk
raises risk · Young company
Founded in 2026, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 0 years 0 10 y
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 1 September 2026, PHVCONSULT was incorporated as a Private limited company by one natural person, with a starting capital of EUR 3,000.12 VERSTRAELEN Philippe Joseph Léon Constant Jean has served as sole director of the company since 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 03-09-2026

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Who is behind this young company, and which other companies do they have?Network investigator Is the registered address a letterbox address or a business centre?Addresses

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Financials

First annual accounts expected by 31-07-2028
The first financial year runs to 31-12-2027. No annual accounts are due yet, so no filing is missing.

Timeline · acts, filings and financial milestones

2026
03-09
State Gazette act Incorporation
Appointment: VERSTRAELEN Philippe Joseph Léon Constant Jean (sole director) · Founder · Capital5 facts ▸
  • Incorporation, 01-09-2026
  • Founder, VERSTRAELEN Philippe Joseph Léon Constant Jean
  • Capital
  • Director appointment, VERSTRAELEN Philippe Joseph Léon Constant Jean (sole director)
  • Founding capital, €3.000
State Gazette act
1 of 1 act read

Directors · office · real estate

Directors
1 director, no change since 2026
VERSTRAELEN Philippe Joseph Léon Constant Jean
Sole director · since 01-09-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2026
seat establishment The establishment unit on the map
Ground area
885 m²
Building footprint
82 m²
Volume, LiDAR
1,089 m³
Parcel 62059C0745/00K007, Wallonia · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PHVCONSULT
Rue Charlemagne 113, 4020 LiègeInsurance, reinsurance and pension funding, except compulsory social security
since 20262.394.204.280
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62059C0745/00K007 Wallonia 885 m² 1 · 82 m² 14.6 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
VERSTRAELEN Philippe Joseph Léon Constant Jean
  • Sole director, from 01-09-2026 to date
See the board, name and seat on a given date →

Articles of association

Who signs
Each director alone
according to the deed of 03-09-2026
Financial year
From 1 January to 31 December
First financial year to 31-12-2027, first annual accounts due by 31-07-2028
according to the deed of 03-09-2026
Annual meeting
Last Friday of June at 18:00
according to the deed of 03-09-2026
Duration
Unlimited
according to the deed of 03-09-2026
Statutory auditor
No statutory auditor appointed: the company is not required to have one under the legal criteria
according to the deed of 03-09-2026
Purpose
Prospection, conseil, présentation et proposition de contrats d'assurance-vie; Recueil et transmission des demandes, informations et documents nécessaires à la souscription, à la…
Full purpose (7 activities)
  1. Prospection, conseil, présentation et proposition de contrats d'assurance-vie.
  2. Recueil et transmission des demandes, informations et documents nécessaires à la souscription, à la modification ou à la reconduction de contrats d'assurance-vie.
  3. Assistance à la conclusion des contrats d'assurance-vie, sans encaissement ni maniement de fonds pour compte de tiers, sauf autorisation réglementaire.
  4. Suivi et service après-vente relatif aux contrats d'assurance-vie.
  5. Facturation de commissions au courtier, ces commissions relevant du régime d'exonération/hors champ de la TVA applicable aux opérations d'assurance et aux services des courtiers et agents d' assurances.
  6. Intermédiation en assurances au sens de la réglementation applicable, exercée exclusivement en qualité de sous-agent d'un courtier en assurances dûment inscrit, et limitée aux branches 'assurance sur la vie'
  7. Toutes opérations commerciales, financières, mobilières ou immobilières directement ou indirectement liées à l'objet principal, pour autant qu'elles restent accessoires à l'intermédiation en assurance-vie
according to the deed of 03-09-2026
Name clause
PHVCONSULT
according to the deed of 03-09-2026
Registered office clause
Article 2. Siège
according to the deed of 03-09-2026
Share class
50, chaque action donne un droit égal dans la répartition des bénéfices et des produits de la liquidation
according to the deed of 03-09-2026
Other statement
Appels de fonds, proposition d'exclusion après un second avis resté sans résultat pendant un mois
Nominatives, registre des actions
Article 11. Démission – exclusion
Article 12. Administrateurs
Article 15. Gestion journalière
Toute personne peut renoncer à cette convocation, et en tout cas, sera considérée comme ayant été régulièrement convoquée si elle est présente ou représentée à…
Article 20. Bureau
Article 21. Délibérations
Tout actionnaire non domicilié en Belgique est tenu de faire élection de domicile dans le ressort du Tribunal de l'Entreprise dont dépend la société pour tout c…
Pour tout ce qui n'est pas prévu dans les présents statuts, il est référé au Code des Sociétés et des Associations. En conséquence, les dispositions de ce Code…
4 more provisions on this in the deed
according to the deed of 03-09-2026
Share issue rule
Le droit de préférence ne revient qu'aux titulaires d'actions de la classe à émettre; en cas d'émission d'actions d'une nouvelle classe, tous les actionnaires e…
according to the deed of 03-09-2026
Transfer restriction
Mise à l'ordre du jour de la prochaine assemblée générale ordinaire ou extraordinaire qui devra se tenir dans le délai d'un mois à compter de la déclaration fai…
Article 10. Inscription des transferts de titres
2 more provisions on this in the deed
according to the deed of 03-09-2026
Board rule
2 provisions in the deed
according to the deed of 03-09-2026
General meeting
2 provisions in the deed
according to the deed of 03-09-2026
Voting rule
Sauf dans les cas prévus par la loi, les décisions sont prises quelle que soit la portion du nombre d'actions représenté, à la majorité des voix
1
according to the deed of 03-09-2026
Profit allocation
L'organe d'administration, Aucune distribution ne peut être faite si l'actif net de la société est négatif ou le deviendrait à la suite d'une telle distribution…
according to the deed of 03-09-2026
Dissolution rule
L'organe d'administration expose dans un rapport spécial les mesures qu'il propose pour assurer la continuité de la société. Ce rapport est annoncé dans l'ordre…
according to the deed of 03-09-2026
Liquidation rule
Le surplus éventuel de l'actif sera réparti de manière égale entre toutes les actions., un ou de plusieurs liquidateurs nommés par l'assemblée générale qui déte…
according to the deed of 03-09-2026

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

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Capital and shareholders

Shareholders according to the acts
At incorporation act of 03-09-2026 ↗

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 03-09-2026 Incorporation · 3,000 EUR · 50 shares

Identification & contact

Identification
Legal formPrivate limited company
Founded01-09-2026
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

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