PhV Managimmo
ActivePhV Managimmo has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-4k) and a net result of €5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 3451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
16
/ 100
Critical▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency33▼-4
Growth58=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.31 against 0.69 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-10%
Return on assets
12.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 3451 sector peers (2025).
NBB · sector comparisonPosition among 3451 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
38 d early
2023
29 d early
2022
22 d late
2021
62 d early
2020
45 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-4k▲ 54.6%
2024 · €-9k
2018: €12k
2019: €25k
2020: €35k
2021: €35k
2022: €19k
2023: €-13k
2024: €-9k
2018 → 2025
Total assets
€41k▲ 22.0%
2024 · €33k
2018: €57k
2019: €67k
2020: €66k
2021: €79k
2022: €26k
2023: €21k
2024: €33k
2018 → 2025
Net result
€5k▲ 8.3%
2024 · €5k
2018: €-11k
2019: €13k
2020: €9k
2021: €20k
2022: €-16k
2023: €-32k
2024: €5k
2018 → 2025
Working capital
€-29k▼ 126%
2024 · €-13k
2018: €4k
2019: €15k
2020: €25k
2021: €23k
2022: €8k
2023: €-20k
2024: €-13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€19k▼ 45.2%€-13k€-9k▲ 29.0%€-4k▲ 54.6%
Operating result€23k-€-15k€-29k▼ 93.7%€8k€8k▲ 7.6%
Net result€20k-€-16k€-32k▼ 102%€5k€5k▲ 8.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€27k▲ 428%
Current assets
€13k▼ 52.6%
Key figures and ratios
EBITDA
€11k▲
2024 · €10k
Cash flow
€8k▲
2024 · €7k
Solvency
-10.0%▲
2024 · -27.0%
Current ratio
0.31▼
2024 · 0.69
Quick ratio
0.31▼
2024 · 0.69
Debt / equity
-10.97▼
2024 · -4.71
ROE
-120.2%▼
2024 · -50.4%
ROA
12.1%▼
2024 · 13.6%
Interest coverage
3.82▲
2024 · 3.65
Debt
€45k▲
2024 · €42k
Debt ≤ 1 year
€43k▲
2024 · €41k
Income taxes
€470▲
2024 · €366
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€41k▲
Fixed assets21/28€5k€27k▲
Tangible fixed assets22/27€5k€2k▼
Furniture and vehicles24€5k€2k▼
Financial fixed assets28-€25k
Current assets29/58€28k€13k▼
Amounts receivable within one year40/41€27k€10k▼
Trade receivables40€27k€10k▼
Other amounts receivable41€35-
Cash at bank and in hand54/58-€2k
Deferred charges and accrued income490/1€940€943▲
Equity and liabilities
Total equity and liabilities10/49€33k€41k▲
Equity10/15€-9k€-4k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-17k€-12k▲
Amounts payable17/49€42k€45k▲
Amounts payable within one year42/48€41k€43k▲
Financial debts43€21k-
Credit institutions430/8€21k-
Trade debts44€3k€374▼
Suppliers440/4€3k€374▼
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€8k€8k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€8k€34k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€965€994▲
Non-recurring operating charges66A€771-
Gross operating margin9900€12k€12k▲
Operating profit (loss)9901€8k€8k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€5k€5k▲
Income taxes67/77€366€470▲
Profit (loss) for the period9904€5k€5k▲
Profit (loss) for the period to be appropriated9905€5k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-12k▲
Profit (loss) brought forward from the previous period14P€-21k€-17k▲
Profit to be distributed694/7€859-
Return on contributions (dividend)694€859-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €20k ▲121%
Operating result €23k, net result €20k, both a record.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dalhem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Visé(DAL) 464607 DalhemGround area
1,863 m²
Building footprint
120 m²
Volume, LiDAR
1,105 m³
Parcel 62027B0012/00H000, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Visé(DAL) 46, 4607 Dalhem
since 20142.347.636.758
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62027B0012/00H000 | Wallonia | 1,863 m² | 1 · 120 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,545 companies in sector 74999 we hold annual accounts for 1,931. 1,273 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2014
Fiscal year end31-12
Activities, NACEBEL
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.