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Private limited companyfounded 2018active for 8 yearsRue du Bardeau(MOU) 32, 7543 Tournai, BelgiumKBO/BCE: BE 0703.936.423
Summary

PhunQ is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.0m and a net result of €153,218. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 14% of 3,022 sector peers (NACE 64, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
PhunQ
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, établir par simple décision de organe administration des sièges administratifs,agences,ateliers,dépôts et succursales,tant…” (deed in French)

deed of 08-08-2022

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“Article 13 : Pouvoirs de représentation externe. Sauf délégation spéciale et sans préjudice du pouvoir de représentation général du conseil…”
Board ruleHow the board is made up, meets and takes decisions.
“Avec ou sans limitation durée, assemblée qui nomme fixe nombre durée mandat et en cas pluralité pouvoirs” (deed in French)
“Fixe ou proportionnelle, frais généraux” (deed in French)
Power of attorneyA special mandate allowing someone to perform one or more acts on the company's behalf.
One provision in the deed

deed of 08-08-2022

Capital, shares and profit

Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Partagés par moitié cédant et société, cession d'actions-droit de préemption,droit de suite et agrément” (deed in French)
“Article 10.2 §2 Procédure agrément, majorité simple associés présents ou représentés” (deed in French)
2 more provisions on this in the deed
Share issue ruleHow and by whom new shares can be issued.
“Priorité aux actionnaires ayant exercé totalité,selon modalités organe d'administration jusqu'à souscription entière ou renonciation, apport…” (deed in French)

deed of 08-08-2022

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
“Article 17 : Tenue. Il est tenu chaque année, au siège, une assemblée générale ordinaire le premier lundi du mois de juin à quinze heures…” (deed in French)

deed of 08-08-2022

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Modifications aux statuts, assemblée générale” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Administrateurs en fonction” (deed in French)

deed of 08-08-2022

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Appels de fonds, à l'émission” (deed in French)
Other provision: “Nominatives avec numéro d'ordre, nature des actions-registre” (deed in French)
Other provision: “Indivisibilité des titres, indivisibles,un seul propriétaire par titre pour exercice droits” (deed in French)
Other provision: “Article 12 Pouvoirs organe administration, forment organe collégial” (deed in French)
Other provision: “Trois ans, Article 16 Contrôle” (deed in French)
Other provision: “Convocations assemblées générales, ordre du jour” (deed in French)
Other provision: “Admission assemblée générale et vote” (deed in French)
Other provision: “5 jours calendrier avant assemblée, représentation assemblées” (deed in French)
Other provision: “Séance procès-verbaux, liste présences,rapports,procurations,votes correspondance” (deed in French)
Other provision: “Délibérations, majorité des voix” (deed in French)
Other provision: “3 semaines, organe d administration” (deed in French)
Other provision: “Répartition bénéfices réserves, annuel net” (deed in French)
Liquidation distribution: “Apurement dettes charges frais ou consignation, proportion actions” (deed in French)
Other provision: “Siège, élection de domicile” (deed in French)
Other provision: “Compétence judiciaire, société,actionnaires,administrateurs,commissaires,liquidateurs affaires société statuts” (deed in French)
Other provision: “Code des sociétés et des associations, droit commun” (deed in French)
2 more provisions in the deed, see the deed of 08-08-2022

deed of 08-08-2022