Equity
€17,553 ▲ 34.8%
PHP Consulting has made a profit in every financial year since 2023.
PHP Consulting
Overview
Lifetime
3 annual accounts with figures on one time axispeak €34,062 (2024)
€13,196▼ 61.3%
peak €7,380 (2023)
€4,533▼ 2.3%
peak €17,553 (2025)
€17,553▲ 34.8%
€18,384▼ 5.5%
Board1 name since 2023
1 directorPINTELON Philip Leo
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €34,062 to €13,196Equity from €13,020 to €17,553
Key points
from the 2025 annual accountsChecked score
81
Excellent
Financially stronger than 48% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,568 companies (NACE 70, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.2%▲ +0.1 percentage points vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.6%▲ +0.4 percentage points vs 08-2026highest value
10-2026: 0.5%▼ -0.1 percentage points vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 1.53
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €35,937
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 45% of them on solvency, 29% on liquidity, 43% on profitability and 75% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as PHP Consulting has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PHP Consulting itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for PHP Consulting. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.53 (1.25 in 2024), above the usual 1.5. Short-term debt is 51.2% of total assets. However, 51.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
31 days late
2024
37 days early
2023
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 14 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (3 of the last 3 accounts filed within 65 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0798925949
Incorporation
Founding capital of €1,000, 100 shares · Founder: PINTELON Philip Leo · Appointment: PINTELON Philip Leo (director) · published on 02-03-2023 · Gazette deed
First establishment
Oud-strijdersstraat 18, Knokke-Heist
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PHP Consulting Knokke-Heist | €35,937 | €13,196 | 48.8% | - |
| ANAHATA Bruges | €37,099 | €13,691 | 7.4% | - |
| OHANA BE Izegem | €38,269 | €16,172 | 63.7% | - |
| GELANDE Veurne | €38,832 | €14,696 | 29.4% | - |
| D&L Impact Hooglede | €40,961 | €16,119 | 43.1% | - |
| KM Support Koekelberg | €34,761 | €12,452 | 47.9% | - |
| Head Consulting Keerbergen | €37,565 | €12,117 | 57.9% | - |
These companies have the same main activity as PHP Consulting: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €34,800 and €41,000, founded in 2023.
Official details
Source: KBO- Status
- Active since 28-02-2023Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.342.396.8778301 Knokke-Heist, since 28-02-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 31-08-2025
Annual accounts 2025
- €13,196▼ 61.3%
- €4,533▼ 2.3%
- €17,553▲ 34.8%
- €35,937▲ 10.7%
- Filing
- Filed on 31-08-2026
Insights on PHP Consulting
PHP Consulting files the micro format. That format states no turnover. The gross margin fell from €18,113 in 2023 to €13,196 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€13,196
▼ 61.3%
€10,593
▲ 5.0%
€4,533
▼ 2.3%
€9,731
▲ 104%
48.8%
▲ 8.7 percentage points
1.53
▲ 0.28
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €61,000. Estimated: probably between €30,000 and €120,000.
Balance sheet
balance sheet total €35,937 on 31-12-2025What the company ownsHow it is paid for
in euro
Position in the sector
48.8%
Higher than 44% of 39,360 companies in 2025.
1.53
Higher than 40% of 38,044 companies in 2025.
12.6%
Higher than 47% of 38,516 companies in 2025.
PHP Consulting
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
35,937 | 32,469 | 44,875 | |
21/28 |
7,822 | 8,243 | 37,177 | |
22/27 |
7,822 | 8,243 | 37,177 | |
23 |
1,301 | 559 | 1,039 | |
24 |
6,522 | 7,684 | 36,138 | |
29/58 |
28,115 | 24,225 | 7,698 | |
40/41 |
19,123 | 1,513 | 1,356 | |
40 |
3,194 | 1,513 | 726 | |
41 |
15,929 | - | 630 | |
54/58 |
- | 10,850 | 6,047 | |
490/1 |
8,992 | 11,863 | 295 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
35,937 | 32,469 | 44,875 | |
10/15 |
17,553 | 13,020 | 8,380 | |
10/11 |
1,000 | 1,000 | 1,000 | |
13 |
12,020 | 12,020 | 7,380 | |
133 |
12,020 | 12,020 | 7,380 | |
14 |
4,533 | - | - | |
17/49 |
18,384 | 19,449 | 36,495 | |
42/48 |
18,384 | 19,449 | 36,495 | |
42 |
- | 1,434 | 3,206 | |
43 |
1,919 | - | - | |
430/8 |
1,919 | - | - | |
44 |
7,011 | 432 | - | |
440/4 |
7,011 | 432 | - | |
45 |
9,454 | 9,984 | 3,321 | |
450/3 |
9,454 | 9,984 | 3,321 | |
47/48 |
- | 7,599 | 29,968 | |
| Income statement | ||||
76A |
- | 3,991 | 4,899 | |
9900 |
13,196 | 34,062 | 18,113 | |
630 |
2,035 | 1,331 | 7,056 | |
640/8 |
568 | 411 | 63 | |
66A |
- | 22,235 | - | |
9901 |
10,593 | 10,085 | 10,994 | |
75/76B |
226 | 1 | 1 | |
75 |
226 | 1 | 1 | |
65/66B |
2,433 | 378 | 294 | |
65 |
2,433 | 378 | 294 | |
9903 |
8,385 | 9,708 | 10,702 | |
67/77 |
3,852 | 5,069 | 3,321 | |
9904 |
4,533 | 4,640 | 7,380 | |
9905 |
4,533 | 4,640 | 7,380 | |
| Appropriation of the result | ||||
9906 |
4,533 | 4,640 | 7,380 | |
691/2 |
- | 4,640 | 7,380 | |
6921 |
- | 4,640 | 7,380 | |
| Document | ||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00484339.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 12,628 | 11,416 | 18,050 | ||
| 6,568 | 5,971 | 14,436 | ||
| 1,614 | 4,915 | 51,122 | ||
| - | 4,803 | - | ||
| 9,731 | 4,777 | -28,797 | ||
| 48.8% | 40.1% | 18.7% | ||
| 1.53 | 1.25 | 0.21 | ||
| 1.05 | 1.49 | 4.35 | ||
| 25.8% | 35.6% | 88.1% | ||
| 12.6% | 14.3% | 16.4% | ||
| 5.19 | 30.22 | 61.43 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €1,614 | €4,915 | €51,122 |
| €2,035 | €1,331 | €7,056 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on PHP Consulting
The operating result for 2025 is 5% higher than in 2024. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total falls from 59.9% to 51.2%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector
since 28-02-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 31-08-2026
Mandates through the years
1 name, the dashed line is todayPINTELON Philip Leo
Director
Director
Board
Mandates as a list
- PINTELON Philip Leo
- Director, from 28-02-2023 to date
Control
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €176 in 2025
- Source
- deed of 02-03-2023
Articles of association
deed of 02-03-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
Shareholders
At incorporation
deed of 02-03-2023 ↗
- PINTELON Philip Leo 100 shares (100%) · €1,000 in cash
Network & group
No group
PHP Consulting has no parent and no holdings in its annual accounts. PINTELON Philip Leo is the only director. PHP Consulting shares no director with another company.
Timeline
Timeline
7 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0798925949
Annual accounts 2024 filed PDFmicro format · 37 days before the deadline
2024
Liquidity more than 5 times current ratio 1.25 The current ratio rises from 0.21 to 1.25. Short-term debt falls from €36,495 to €19,449.
Annual accounts 2023 filed PDFmicro format · 35 days before the deadline
2023
IncorporationFounding capital of €1,000, 100 shares · Founder: PINTELON Philip Leo · Appointment: PINTELON Philip Leo (director) · published on 02-03-20233 points ▸
- Founder, PINTELON Philip Leo
- Founding capital, €1,000, 100 shares
- Director appointment, PINTELON Philip Leo
- The deed holds 3 more points.
First establishment Oud-strijdersstraat 18, Knokke-Heist
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 28 February 2023, PHP Consulting was incorporated as a private limited company by one natural person, with a starting capital of €1,000.12 PINTELON Philip Leo has served as director since 2023.3 Total assets went from €44,875 in 2023 to €35,937 in 2025.4
Company details
Identity
- Enterprise number
- 0798.925.949
- VAT number
- BE 0798.925.949
- Peppol ID
- 0208:0798925949
- Other Peppol ID
- 9925:BE0798925949
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 28-02-2023
- Financial year
- ends on 31 December
- Peppol
- Reachable since 31-08-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- PHP Consulting in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 02-03-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Oud Strijdersstraat 18, 8301 Knokke-Heist”deed of 02-03-2023 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
70210
Activities of head offices; management consultancy activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “1.alle mogelijke advies- en/of dienstenfuncties; 2.Interim management; 3.alle mogelijke activiteiten die verband houden met het verlenen van…”deed of 02-03-2023 (in Dutch)
8 activities
- 1.alle mogelijke advies- en/of dienstenfuncties;
- 2.Interim management;
- 3.alle mogelijke activiteiten die verband houden met het verlenen van consultancy,opleiding,technische expertise en bijstand op volgende domeinen:development,salessupport,management,business development,human resources;
- 4.het geven van advies en verstrekken van diensten met betrekking tot de organisatie en het beheer van bedrijven en ondernemingen,de vertegenwoordiging en het optreden als commercieel tussenpersoon;
- 5.het verlenen van bijstand,advies en leiding aan bedrijven,privé personen en instellingen,voornamelijk doch niet uitsluitend op het vlak van management,marketing,productie en ontwikkeling,processing en het besturen van vennootschappen,dit alles in de meest ruime betekenis;
- 6.Het ter beschikking stellen van commerciële en technische knowhow;
- 7.Het optreden als raadgever voor advies en logistieke steun in eender welk contract;
- 8.Het optreden als raadgever voor het organiseren van sportieve,culturele of bedrijfsevenementen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Oud-strijdersstraat 18 registered office 8301 Knokke-Heist | 28-02-2023 | 2.342.396.877 |
Buildings and parcels at the address
- Ground area
- 196 m²
- Buildings
- 86 m²
- Volume, LiDAR
- 510 m³
- Tallest building
- 8.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 31008I0760/00_000 | 196 m² | 1 · 86 m² | 8.4 m · 2 |