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PHOTO-RUSH

Inactive
KBO/BCE: BE 0424.892.860

PHOTO-RUSH was declared bankrupt on 19-11-2024 (Ondernemingsrechtbank Brussel); the bankruptcy was closed for insufficient assets by judgment of 08-07-2025, published in the Belgian State Gazette on 15-07-2025.

No longer registered with the KBO; last annual accounts for fiscal year 2023.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises riskneutral
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Belgian State Gazette
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-06-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
30-06-2024 close31-01-2025 deadline21-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 29-02-2024, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
29 d late
2022
28 d late
2021
28 d late
2020
28 d late
2019
242 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2023, micro schema

Equity
€-20k▼ 23.9%
2022 · €-16k
2019: €-18k 2020: €-30k 2021: €-18k 2022: €-16k
2019 → 2023
Total assets
€60k▼ 9.8%
2022 · €67k
2019: €53k 2020: €92k 2021: €47k 2022: €67k
2019 → 2023
Net result
€-4k
2022 · €2k
2019: €-27k 2020: €-12k 2021: €13k 2022: €2k
2019 → 2023
Working capital
€-13k▲ 32.8%
2022 · €-19k
2019: €-8k 2020: €-24k 2021: €-12k 2022: €-19k
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20192020202120222023Trend
Equity€-18k-€-30k▼ 65.5%€-18k▲ 40.4%€-16k▲ 10.5%€-20k▼ 23.9%
Operating result€-27k-€-11k▲ 60.6%€16k€-3k€-4k▼ 28.6%
Net result€-27k-€-12k▲ 56.1%€13k€2k▼ 85.6%€-4k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20kOperating result 2019: €-27k€-27kNet result 2019: €-27k€-27kOperating result 2020: €-11k€-11kNet result 2020: €-12k€-12kOperating result 2021: €16k€16kNet result 2021: €13k€13kOperating result 2022: €-3k€-3kNet result 2022: €2k€2kOperating result 2023: €-4k€-4kNet result 2023: €-4k€-4k20192020202120222023
The operating result stays negative: a loss of €4k in 2023 against €3k in 2022; the loss grows.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €60k
Fixed assets €82▼ 99.2%
Current assets €60k▲ 6.4%
Key figures and ratios
2023 value · change against 2022
EBITDA
€7k
2022 · €-459
Cash flow
€6k
2022 · €4k
Solvency
-33.1%
2022 · -24.1%
Current ratio
0.82
2022 · 0.75
Quick ratio
0.32
2022 · 0.27
Debt / equity
-4.02
2022 · -5.15
ROA
-6.4%
2022 · 2.8%
Interest coverage
19.68
2022 · -0.33
Debt
€80k
2022 · €83k
Debt ≤ 1 year
€73k
2022 · €76k
Debt > 1 year
€7k=
2022 · €7k
Staff costs
€9k
2022 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet Code20222023
Assets
Total assets20/58€67k€60k
Fixed assets21/28€10k€82
Tangible fixed assets22/27€10k-
Furniture and vehicles24€10k-
Financial fixed assets28€82€82=
Current assets29/58€57k€60k
Stocks and contracts in progress3€36k€36k=
Stocks30/36€36k€36k=
Amounts receivable within one year40/41€18k€15k
Trade receivables40€18k€7k
Other amounts receivable41-€7k
Cash at bank and in hand54/58€2k€2k
Deferred charges and accrued income490/1-€7k
Equity and liabilities
Total equity and liabilities10/49€67k€60k
Equity10/15€-16k€-20k
Contributions10/11€26k€26k=
Capital10€26k€26k=
Issued capital100€26k€26k=
Reserves13€29k€29k=
Non-distributable reserves130/1€29k€29k=
Other1319€29k€29k=
Profit (loss) carried forward14€-71k€-75k
Amounts payable17/49€83k€80k
Amounts payable after more than one year17€7k€7k=
Financial debts170/4€7k€7k=
Amounts payable within one year42/48€76k€73k
Trade debts44€18k-
Suppliers440/4€18k-
Taxes, remuneration and social security45€1k-
Taxes450/3€1k-
Other amounts payable47/48€57k€73k
Income statement Code20222023
Remuneration, social security and pensions62€20k€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€10k
Other operating charges640/8€6k€2k
Gross operating margin9900€25k€17k
Operating profit (loss)9901€-3k€-4k
Financial income75/76B€6k-
Recurring financial income75€6k-
Non-recurring financial income76B€6k-
Financial charges65/66B€1k€336
Recurring financial charges65€1k€336
Profit (loss) for the period before taxes9903€2k€-4k
Profit (loss) for the period9904€2k€-4k
Profit (loss) for the period to be appropriated9905€2k€-4k
Appropriation of the result
Profit (loss) to be appropriated9906€-71k€-75k
Profit (loss) brought forward from the previous period14P€-73k€-71k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
15-07
Bankruptcy Bankruptcy closure (insufficient assets)
Ondernemingsrechtbank Brussel · GEROLINE BV NIJVERHEIDSZONE ’BEGIJNENMEERS’ 71, 1770 LIEDEKERKE · event 08-07-2025
2024
02-12
Bankruptcy Opening
Ondernemingsrechtbank Brussel · GEROLINE BV NIJVERHEIDS- ZONE ’BEGIJNENMEERS’ 71, 1770 LIEDEKERKE · event 19-11-2024
29-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
28-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
28-02
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 28 days late
2021
30-06
Financial Back to profitnet €13k
Net result €13k after 2 loss-making years.
28-02
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 28 days late
2020
29-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 242 days late
2019
28-02
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
28-02
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
29-05
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 118 days late
2016
10-01
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
2014
30-12
NBB filing Annual accounts filed
fiscal year 2014 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Insolvency mandates

1 mandate
Role Name Tenure
Curator Johan MOMMAERTS
SINT-MAARTENSTRAAT 53, 3000 LEUVEN
19-11-2024 → present