Photim
ActivePhotim is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €289k and a net result of €45k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 5495 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
46 d early
2023
on the day
2022
23 d late
2021
4 d late
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€289k▲ 18.3%
2024 · €244k
2019: €124k
2021: €162k
2022: €185k
2023: €218k
2024: €244k
2019 → 2025
Net result
€45k▼ 4.6%
2024 · €47k
2019: €8k
2021: €27k
2022: €64k
2023: €33k
2024: €47k
2019 → 2025
Total assets
€311k▲ 14.9%
2024 · €270k
2019: €352k
2021: €334k
2022: €255k
2023: €282k
2024: €270k
2019 → 2025
Solvency
93.0%▲ 2.7pp
2024 · 90.3%
2019: 35.3%
2021: 48.4%
2022: 72.6%
2023: 77.3%
2024: 90.3%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€162k-€185k▲ 14.3%€218k▲ 17.9%€244k▲ 12.2%€289k▲ 18.3%
Operating result€46k-€94k▲ 106%€50k▼ 46.4%€82k▲ 62.0%€66k▼ 19.1%
Net result€27k-€64k▲ 136%€33k▼ 48.4%€47k▲ 41.6%€45k▼ 4.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €311k
Fixed assets
€39k▼ 30.4%
Current assets
€271k▲ 26.8%
Equity and liabilities €311k
Equity
€289k▲ 18.3%
Debt
€22k▼ 16.7%
The debt ratio falls from 9.7% to 7.0%: equity grows while debt is paid down.
Key figures and ratios
Solvency
93.0%▲
2024 · 90.3%
ROE
15.4%▼
2024 · 19.1%
ROA
14.4%▼
2024 · 17.3%
Debt
€22k▼
2024 · €26k
Debt ≤ 1 year
€22k▼
2024 · €26k
Income taxes
€20k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€270k€311k▲
Fixed assets21/28€57k€39k▼
Tangible fixed assets22/27€51k€33k▼
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24€1k€838▼
Other tangible fixed assets26€41k€27k▼
Financial fixed assets28€6k€6k=
Current assets29/58€214k€271k▲
Amounts receivable within one year40/41€53k€58k▲
Trade receivables40€25k€58k▲
Other amounts receivable41€28k€0▼
Current investments50/53-€125k
Cash at bank and in hand54/58€159k€85k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€270k€311k▲
Equity10/15€244k€289k▲
Contributions10/11€12k€12k=
Reserves13€232k€276k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€56k€56k=
Distributable reserves133€176k€221k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€26k€22k▼
Amounts payable within one year42/48€26k€22k▼
Current portion of amounts payable after more than one year42€0-
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€23k€21k▼
Taxes450/3€23k€21k▼
Remuneration and social security454/9€41€0▼
Other amounts payable47/48€0€264▲
Income statement
Code20242025
Non-recurring operating income76A€26k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€17k▼
Other operating charges640/8€885€702▼
Non-recurring operating charges66A€130€0▼
Gross operating margin9900€105k€84k▼
Operating profit (loss)9901€82k€66k▼
Financial income75/76B€0€2k▲
Recurring financial income75€0€2k▲
Financial charges65/66B€12k€4k▼
Recurring financial charges65€2k€4k▲
Non-recurring financial charges66B€10k€0▼
Profit (loss) for the period before taxes9903€70k€65k▼
Income taxes67/77€23k€20k▼
Profit (loss) for the period9904€47k€45k▼
Profit (loss) for the period to be appropriated9905€47k€45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€45k▲
Profit (loss) brought forward from the previous period14P€-5k€0▲
Transfer from equity791/2€24k€0▼
Transfer to equity691/2€45k€45k▼
To other reserves6921€45k€45k▼
Profit to be distributed694/7€20k€0▼
Return on contributions (dividend)694€20k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Liquidity triplescurrent ratio 8.16
Current ratio from 3.17 to 8.16; short-term debt falls from €64k to €26k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Equity above €200kEq €218k ▲17.9%
4 profitable years in a row build equity to €218k.
23-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
30-06
Financial
Highest result since 2019net €64k ▲136%
Operating result €94k, net result €64k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 2.98
Current ratio from 0.90 to 2.98; short-term debt falls from €126k to €53k.
04-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
30-06
Financial
Equity above €150kEq €162k ▲30.1%
2 profitable years in a row build equity to €162k.
18-06
State Gazette act
Board meeting · General meeting
Director appointment · Permanent representative
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eksterstraat 1A9881 AalterGround area
3,834 m²
Building footprint
607 m²
Volume, LiDAR
755 m³
Parcel 44009B0117/00D000, Flanders · tallest building 6.7 m. Linked by address, not a title deed.
1 establishment unit
Photim
since 20052.148.430.234
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44009B0117/00D000 | Flanders | 3,834 m² | 1 · 607 m² | 6.7 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyPhotimBE 0875.157.160
controls
Where this company holds controlthis company sits on their board1
1 location
Recognitions · licences · registrations
Legal Entity Identifier
894500SQULV5J6BS6T72
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 13,703 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2005
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
59113Video and film production, excluding cinema and television films
59120Post-production of films, video and television programmes
70200Business and other management consultancy
70220Business consulting
74142
92113
92114
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:tim.duhamel@telenet.be