Phoslock Belgium
ActiveThe computed 12-month bankruptcy probability of Phoslock Belgium is 1.7% (moderate). The 2025 annual accounts show negative equity (€-10k) and a net result of €-6k. Equity is shrinking by ~85.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 2269 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
32
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-10k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
90 d late
2022
31 d late
2021
3 d early
2020
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-10k▼ 136%
2024 · €-4k
2020: €3k
2021: €2k
2022: €-687
2023: €-1k
2024: €-4k
2020 → 2025
Total assets
€3k▲ 26.5%
2024 · €3k
2020: €4k
2021: €3k
2022: €2k
2023: €2k
2024: €3k
2020 → 2025
Net result
€-6k▼ 95.0%
2024 · €-3k
2020: €-2k
2021: €-1k
2022: €-2k
2023: €-642
2024: €-3k
2020 → 2025
Working capital
€-10k▼ 136%
2024 · €-4k
2020: €3k
2021: €2k
2022: €-687
2023: €-1k
2024: €-4k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2k-€-687€-1k▼ 93.4%€-4k▼ 229%€-10k▼ 136%
Operating result€-1k-€-2k▼ 65.0%€-603▲ 70.7%€-3k▼ 377%€-6k▼ 102%
Net result€-1k-€-2k▼ 66.5%€-642▲ 72.5%€-3k▼ 374%€-6k▼ 95.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €3k in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
Debt
€14k▲
2024 · €7k
Debt ≤ 1 year
€14k▲
2024 · €7k
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3k€3k▲
Current assets29/58€3k€3k▲
Amounts receivable within one year40/41€697€2k▲
Other amounts receivable41€697€2k▲
Cash at bank and in hand54/58€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€3k€3k▲
Equity10/15€-4k€-10k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-9k€-15k▼
Amounts payable17/49€7k€14k▲
Amounts payable within one year42/48€7k€14k▲
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Other amounts payable47/48€5k€7k▲
Income statement
Code20242025
Other operating charges640/8€574€617▲
Gross operating margin9900€-2k€-5k▼
Operating profit (loss)9901€-3k€-6k▼
Financial charges65/66B€165€121▼
Recurring financial charges65€165€121▼
Profit (loss) for the period before taxes9903€-3k€-6k▼
Profit (loss) for the period9904€-3k€-6k▼
Profit (loss) for the period to be appropriated9905€-3k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-15k▼
Profit (loss) brought forward from the previous period14P€-6k€-9k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 90 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toekomstlaan 383600 GenkGround area
3,876 m²
Building footprint
906 m²
Volume, LiDAR
4,290 m³
Parcel 71302A0032/00B035, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Phoslock Belgium
since 20192.292.976.763
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71302A0032/00B035 | Flanders | 3,876 m² | 1 · 906 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 1,467 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-2019
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.