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Phosil

Active
Private limited companyfounded 20251 yr activeBronstraat 99, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 1026.229.217
Summary

Phosil has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,464 and a net result of €5,964. Its solvency ranks better than 50% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency81
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.28; short-term debt: 43.8% and cash: 42.6% of total assets), and 43.8% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
56.2%
Return on assets
44.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
30 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 August 2025, Phosil was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€7,464
Total assets
€13,287
Net result
€5,964
Working capital
€7,464

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €13,287
Equity €7,464
Debt €5,823
Debt finances 43.8% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
2.28
Debt to equity
0.78
ROE
79.9%
ROA
44.9%
Debt ≤ 1 year
€5,823
Income taxes
€1,866

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 26 lines
Balance sheet Code2025
Assets
Total assets20/58€13,287
Current assets29/58€13,287
Amounts receivable within one year40/41€7,623
Trade receivables40€7,623
Cash at bank and in hand54/58€5,664
Equity and liabilities
Total equity and liabilities10/49€13,287
Equity10/15€7,464
Contributions10/11€1,500
Reserves13€5,964
Distributable reserves133€5,964
Amounts payable17/49€5,823
Amounts payable within one year42/48€5,823
Trade debts44€2,199
Suppliers440/4€2,199
Taxes, remuneration and social security45€3,624
Taxes450/3€3,624
Income statement Code2025
Other operating charges640/8€431
Gross operating margin9900€8,261
Operating profit (loss)9901€7,830
Profit (loss) for the period before taxes9903€7,830
Income taxes67/77€1,866
Profit (loss) for the period9904€5,964
Profit (loss) for the period to be appropriated9905€5,964
Appropriation of the result
Profit (loss) to be appropriated9906€5,964
Transfer to equity691/2€5,964
To other reserves6921€5,964

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€431
Gross operating margin9900€8,261
Operating profit (loss)9901€7,830
Profit (loss) for the period before taxes9903€7,830
Income taxes67/77€1,866
Profit (loss) for the period9904€5,964
Profit (loss) for the period to be appropriated9905€5,964
Line2025
Assets
Total assets20/58€13,287
Current assets29/58€13,287
Amounts receivable within one year40/41€7,623
Trade receivables40€7,623
Cash at bank and in hand54/58€5,664
Equity and liabilities
Total equity and liabilities10/49€13,287
Equity10/15€7,464
Contributions10/11€1,500
Reserves13€5,964
Distributable reserves133€5,964
Amounts payable17/49€5,823
Amounts payable within one year42/48€5,823
Trade debts44€2,199
Suppliers440/4€2,199
Taxes, remuneration and social security45€3,624
Taxes450/3€3,624
Line2025
Profit (loss) for the period9904€5,964
Operating cash flow (approximation)€5,964

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
339 m²
Building footprint
135 m²
Volume, LiDAR
2,191 m³
Parcel 21013B0046/00A004, Brussels · tallest building 19.0 m, ±6 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Phosil
Bronstraat 99, 1060 Sint-Gillis (bij-Brussel)Business and other management consultancy
since 20252.376.536.622
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21013B0046/00A004 Brussels 339 m² 1 · 135 m² 19.0 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,589. 19,713 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-08-2025
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1026229217
Also 9925:BE1026229217
Registered 01-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.