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PHONAMI

Active Private limited companyfounded 2023active for 3 yearsChaussée de Waterloo 124, 5002 NamurKBO/BCE: BE 0799.837.254

Lifetime

3 annual accounts with figures on one time axis
peak -€749 (2024)
-€1,005▼ €256
lowest -€3,208 (2023)
-€1,096▼ €6
peak €66,792 (2023)
€64,607▼ 1.7%
€1,392▲ 370%
Board2 names since 2023
2 directors and 1 other
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Gross margin from -€749 to -€1,005Loss of €1,096Debts from €296 to €1,392

Key points

from the 2025 annual accounts

Losses

-€5,393 in three years
-3,2082023-1,0902024-1,0962025

Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.

Filings

3 annual accounts 3 late
AprilJune31 JulyOctober202320242025

The 2025 accounts came latest: 24 days after the end of the period.

Position in the sector

97.9%

Higher solvency than 95% of companies in food and beverage service. Sector median 29.6% · 18,550 companies.

Turnover not published (micro format)

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 2,150 companies had the same profile as PHONAMI has now. Each dot stands for 6 companies, two years later.

91.5%
were still trading
6.0%
stopped another way
2.2%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,150 companies, not a prediction for PHONAMI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 23-03-2023
Director, since 23-03-2023
  • 50 sharesdeed of 27-03-2023
  • 50 sharesdeed of 27-03-2023
Board & ownership

Recent changes

Company renamed from JIN TOU IMMO SRL to PHONAMI “nouvel objet” (deed in French) · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0799837254
Incorporation Founding capital of €70,000, 100 shares · Founders: and · Appointments: (director) and (director) · published on 27-03-2023 · Gazette deed
First establishment JIN TOU IMMO, Chaussée de Waterloo 124, Namur
All 7 events

Comparable companies

same main activity, similar in size and age
Company
PHONAMI Namur €65,999 -€1,005 97.9% -
GR EVENTS Dinant €75,697 -€22,310 -12.4% -
THRM Group Molenbeek-Saint-Jean €71,805 -€65,704 -490.9% -
AU POINT DE VUE WAREMME Liège €60,137 -€15,573 33.5% -
DELIGHT SUSHI & POKE BOWL Ostend €65,427 -€15,374 -11.4% -
Oud Gemeentehuis Hemiksem Hemiksem €76,458 -€30,825 -46.5% -
CIEL Leuven Leuven €78,358 -€246 0.9% -

These companies have the same main activity as PHONAMI: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €60,100 and €78,400, founded between 2022 and 2023.

Official details

Source: KBO
Status
Active since 23-03-2023Normal situation
Activity
Full-service restaurantsNACE 56111
Establishment unit
2.345.648.0605002 Namur, since 23-03-2023
Financial year end
31 December
Peppol
Reachable since 07-02-2026
Company details

Annual accounts 2025

€65,999=
Filing
Filed on 24-08-2026
Financials

Insights on PHONAMI

PHONAMI files the micro format. That format states no turnover. The gross margin rose from -€2,482 in 2023 to -€1,005 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about PHONAMI

What is the company number of PHONAMI?
The company number of PHONAMI is 0799.837.254. The VAT number is the same number with BE in front: BE 0799.837.254.
Where is PHONAMI based?
The registered office is at Chaussée de Waterloo 124, 5002 Namur.Company details
What does PHONAMI do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of PHONAMI?
PHONAMI is a private limited company (BV).
When was PHONAMI founded?
PHONAMI was founded on 23-03-2023.
Is PHONAMI still active?
Yes, PHONAMI is an active enterprise in the KBO register.
What is the turnover of PHONAMI?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is PHONAMI profitable?
In financial year 2025, PHONAMI made a loss of €1,096.
Where can I find the annual accounts of PHONAMI?
PHONAMI filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PHONAMI due?
PHONAMI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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