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Phoenix T.A.

Active
Private limited company (pre-2019)founded 200718 yrs activeSteenovens 28, 2440 Geel, BelgiumKBO/BCE: BE 0893.611.114

Phoenix T.A. has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €1k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 32% of 1887 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
61 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▼-21
Solvency54▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 1.96 in 2024; short-term debt: 9.9% and cash: 0.4% of total assets), but 71.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
28.9%
Return on assets
0.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
24 d late
2024
31 d late
2023
6 d late
2022
41 d early
2021
53 d early
2020
46 d early
2019
52 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€84k▲ 1.7%
2024 · €83k
2018: €37k 2019: €53k 2020: €62k 2021: €74k 2022: €68k 2023: €71k 2024: €83k
2018 → 2025
Total assets
€293k▼ 11.7%
2024 · €331k
2018: €114k 2019: €367k 2020: €359k 2021: €384k 2022: €357k 2023: €333k 2024: €331k
2018 → 2025
Net result
€1k▼ 88.1%
2024 · €12k
2018: €9k 2019: €15k 2020: €9k 2021: €12k 2022: €-6k 2023: €3k 2024: €12k
2018 → 2025
Working capital
€38k▼ 18.3%
2024 · €47k
2018: €33k 2019: €81k 2020: €52k 2021: €59k 2022: €49k 2023: €37k 2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€74k-€68k▼ 7.9%€71k▲ 4.2%€83k▲ 16.9%€84k▲ 1.7%
Operating result€13k-€-3k€8k€20k▲ 162%€5k▼ 74.1%
Net result€12k-€-6k€3k€12k▲ 318%€1k▼ 88.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2021: €13k€13kNet result 2021: €12k€12kOperating result 2022: €-3k€-3kNet result 2022: €-6k€-6kOperating result 2023: €8k€8kNet result 2023: €3k€3kOperating result 2024: €20k€20kNet result 2024: €12k€12kOperating result 2025: €5k€5kNet result 2025: €1k€1k20212022202320242025
The operating result falls in 2025; 2025 is 74% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €293k
Fixed assets €225k▼ 4.2%
Current assets €67k▼ 30.0%
Equity and liabilities €293k
Equity €84k▲ 1.7%
Provisions €33k▼ 11.2%
Debt €175k▼ 17.1%
The debt ratio falls from 63.8% to 59.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€20k
2024 · €35k
Cash flow
€16k
2024 · €27k
Solvency
28.9%
2024 · 25.1%
Current ratio
2.33
2024 · 1.96
Quick ratio
2.33
2024 · 1.96
Debt / equity
2.08
2024 · 2.55
ROE
1.7%
2024 · 14.5%
ROA
0.5%
2024 · 3.6%
Interest coverage
3.88
2024 · 6.44
Debt
€175k
2024 · €212k
Debt ≤ 1 year
€29k
2024 · €49k
Debt > 1 year
€146k
2024 · €162k
Income taxes
€3k
2024 · €4k
Staff costs
€364
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€331k€293k
Fixed assets21/28€235k€225k
Tangible fixed assets22/27€235k€225k
Land and buildings22€232k€219k
Plant, machinery and equipment23€3k€1k
Furniture and vehicles24€437€5k
Current assets29/58€96k€67k
Amounts receivable within one year40/41€95k€58k
Trade receivables40€91k€43k
Other amounts receivable41€3k€14k
Cash at bank and in hand54/58€2k€1k
Deferred charges and accrued income490/1-€9k
Equity and liabilities
Total equity and liabilities10/49€331k€293k
Equity10/15€83k€84k
Contributions10/11€19k€19k=
Reserves13€65k€57k
Tax-exempt reserves132€65k€57k
Profit (loss) carried forward14€-493€9k
Provisions and deferred taxes16€37k€33k
Deferred taxes168€37k€33k
Amounts payable17/49€212k€175k
Amounts payable after more than one year17€162k€146k
Financial debts170/4€162k€146k
Amounts payable within one year42/48€49k€29k
Current portion of amounts payable after more than one year42€16k€16k
Trade debts44€12k€6k
Suppliers440/4€12k€6k
Taxes, remuneration and social security45€7k€8k
Taxes450/3€7k€8k
Other amounts payable47/48€15k-
Income statement Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62-€364
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k
Other operating charges640/8€2k€2k
Gross operating margin9900€37k€22k
Operating profit (loss)9901€20k€5k
Financial income75/76B€1k€623
Recurring financial income75€0€623
Non-recurring financial income76B€1k-
Financial charges65/66B€5k€5k
Recurring financial charges65€5k€5k
Profit (loss) for the period before taxes9903€16k€703
Transfer from deferred taxes780-€4k
Income taxes67/77€4k€3k
Profit (loss) for the period9904€12k€1k
Transfer from tax-exempt reserves789-€8k
Profit (loss) for the period to be appropriated9905€12k€9k
Appropriation of the result
Profit (loss) to be appropriated9906€-493€9k
Profit (loss) brought forward from the previous period14P€-13k€-493

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
06-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
20-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €-6k ▼148%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
08-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
15-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
09-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Highest result since 2018net €15k ▲74.9%
Net result €15k, the highest in the series.
31-12
Financial Liquidity triplescurrent ratio 16.36
Current ratio from 5.83 to 16.36; short-term debt falls from €7k to €5k.
04-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2016
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-12-2016 Dauwen Tim: Resigned as Manager
01-09-2015 Dauwen An: Resigned as Manager
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2007
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Steenovens 282440 Geel
Ground area
1,015 m²
Building footprint
183 m²
Volume, LiDAR
1,096 m³
Parcel 13373L0076/00V000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Phoenix T.A.
Steenovens 28, 2440 GeelOffice administrative, office support and other business support activities
since 20072.166.918.434
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13373L0076/00V000 Flanders 1,015 m² 1 · 183 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

98450064V3A8CE49B104
live in the LEI register

Similar companies · same sector, comparable size

Of 3,463 companies in sector 25530 we hold annual accounts for 1,656. 1,213 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded21-11-2007
Fiscal year end31-12
Activities, NACEBEL
25530Machining of metals
25510Coating of metals
25610Manufacture of fabricated metal products, except machinery and equipment
43320Joinery installation
46190Agents in non-specialised wholesale trade
46810Wholesale of solid, liquid and gaseous fuels and related products
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.