Lower solvency than 90% of companies in retail trade. Sector median 33.4% · 25,237 companies.
2025 accounts filed 46 days after the deadlineTurnover not published (micro format)
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 7,654 companies had the same profile as PHOENIX NOVA has now. Each dot stands for 20 companies, two years later.
84.6%
were still trading
5.8%
stopped another way
8.8%
went bankrupt
Micro
2 to 5 years old
negative equity
a loss of 10% of the balance sheet or more
Another 0.8% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,654 companies, not a prediction for PHOENIX NOVA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Registered office moved from Kortrijk to Wilrijk
Transfer of shares from Hidden nameVisible after signing in to Name after signing inVisible after signing in · Transfer of shares from Name hiddenVisible after signing in to Hidden nameVisible after signing in · New registered office: Boomsesteenweg 602, 2610 Wilrijk (Antwerpen) · General meeting of 01-07-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010898564
Incorporation
Founding capital of €5,000, 100 shares · Founders: Name after signing inVisible after signing in and Name hiddenVisible after signing in · Appointments: Hidden nameVisible after signing in (director) and Name after signing inVisible after signing in (director) · published on 02-07-2024 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as PHOENIX NOVA: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €12,600 and €18,600, founded in 2024.
The 2025 annual accounts show negative equity (-€11,838) and a net result of -€16,838. Its solvency ranks better than 10% of 25,237 sector peers (NACE 47, financial year 2025).
The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €15,046 on 31-12-2025
What the company ownsHow it is paid for
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
each dot is a set of accounts, on the day it reached the National Bank
2025 annual accounts filed 46 days after the deadline. Filed on 15 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00514687.
per financial year, computed from the annual accounts
Line
Trend
2025
-15,843
-16,155
5,238
-10,256
-78.7%
0.51
-111.9%
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
Tangible fixed assets
€1,638
Financial fixed assets
€3,600
€683
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on PHOENIX NOVA
Equity is negative. Debt (€26,884) exceeds the balance-sheet total (€15,046).
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
3 names, the dashed line is today
20242025202620272028
Name after signing inVisible after signing in Director
Name hiddenVisible after signing in Director (not named in the articles)
Hidden nameVisible after signing in Director (not named in the articles)
BoardEarlier
Mandates as a list
Name after signing inVisible after signing in
Director, appointed by deed of 11-09-2025, still in office
Name hiddenVisible after signing in
Director (not named in the articles), appointed by deed of 02-07-2024, until 01-07-2025
Hidden nameVisible after signing in
Director (not named in the articles), appointed by deed of 02-07-2024, until 01-07-2025
1 current director with another company that went bankrupt, was dissolved or struck off
Name after signing inVisible after signing in
9 other companies of this director went bankrupt (2018, 2019, 2020, 2021, 2022, 2024, 2025) and 1 was judicially dissolved (2025).
Name hiddenVisible after signing inbankruptcy on 12-06-2025appointed in 2024, still in office
Hidden nameVisible after signing inbankruptcy on 17-04-2025appointed in 2024, still in office
Name after signing inVisible after signing injudicial dissolution on 14-01-2025appointed in 2024, still in office
Name hiddenVisible after signing inbankruptcy on 16-05-2024mandate in 2018
Hidden nameVisible after signing inbankruptcy on 03-03-2022appointed in 2020, still in office
Name after signing inVisible after signing inbankruptcy on 03-06-2021mandate 2018 to 2019
Name hiddenVisible after signing inbankruptcy on 10-09-2020mandate in 2017
Hidden nameVisible after signing inbankruptcy on 14-03-2019mandate in 2018
Name after signing inVisible after signing inbankruptcy on 15-02-2018mandate until 2015
Name hiddenVisible after signing inbankruptcy on 01-02-2018mandate 2016 to 2018
Source: Belgian Official Gazette (bankruptcies, judicial dissolutions, board mandates), FPS Economy (strike-offs) and the KBO register. A bankruptcy, dissolution or strike-off says nothing about the director's part in it.
Network & group
No group
PHOENIX NOVA has no parent and no holdings in its annual accounts. Hidden nameVisible after signing in is the only director.
Earlier ties
Name after signing inVisible after signing in
via Name hiddenVisible after signing in, no longer at Hidden nameVisible after signing in · Manager · deed of 03-08-2016
Bankrupt
Name after signing inVisible after signing in
via Name hiddenVisible after signing in, no longer at Hidden nameVisible after signing in · Manager · deed of 21-08-2020
Bankrupt
Name after signing inVisible after signing in
via Name hiddenVisible after signing in, at PHOENIX NOVA until 2025 · Manager · deed of 01-06-2017
Bankrupt
Hidden nameVisible after signing in
via Name after signing inVisible after signing in, no longer at Name hiddenVisible after signing in · Manager
Bankrupt
Hidden nameVisible after signing in
via Name after signing inVisible after signing in, no longer at Name hiddenVisible after signing in · Manager · deed of 29-12-2017
Bankrupt
Hidden nameVisible after signing in
via Name after signing inVisible after signing in, no longer at Name hiddenVisible after signing in · Manager · deed of 07-12-2018
Bankrupt
Show 2 more earlier ties
Hidden nameVisible after signing in
via Name after signing inVisible after signing in, no longer at Name hiddenVisible after signing in · Manager · deed of 26-02-2018
Bankrupt
Hidden nameVisible after signing in
via Name after signing inVisible after signing in, no longer at Name hiddenVisible after signing in · Manager · deed of 21-02-2018
Bankrupt
Connections & network
Connections & network
PHOENIX NOVA is linked to other companies through directors or shares. Look especially for linked companies in trouble.
3 connected companies
Depth
Shared directorsIn bankruptcy
This companyCompanyDirectorShareholding+N: links not shown yetClick a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
Name after signing inVisible after signing in
via Name hiddenVisible after signing in · Director · deed of 14-03-2025
Open bankruptcy · founded in 2020 · total assets €61,359 (2023)
Hidden nameVisible after signing in
via Name after signing inVisible after signing in · Director · deed of 05-08-2024
Open bankruptcy · founded in 2010 · total assets €20,324 (2023)
Name hiddenVisible after signing in
via Hidden nameVisible after signing in · Director · deed of 04-06-2024
Bankrupt · total assets €11,609 (2022)
Timeline
Timeline
5 events since 2024
Board
Capital
Filings
Establishments
Address
202420252026
2026
Annual accounts 2025 filedNBB ↗micro format · 46 days late
2025
Registered office moved from Kortrijk to WilrijkTransfer of shares from Name hiddenVisible after signing in to Hidden nameVisible after signing in · Transfer of shares from Name after signing inVisible after signing in to Name hiddenVisible after signing in · New registered office: Boomsesteenweg 602, 2610 Wilrijk (Antwerpen) · General meeting of 01-07-20257 points ▸
General meeting, 01-07-2025
Director resignation, Hidden nameVisible after signing in
Director resignation, Name after signing inVisible after signing in
Director appointment, Name hiddenVisible after signing in
Registered in the Peppol Directory Reachable for e-invoices through 0208:1010898564
IncorporationFounding capital of €5,000, 100 shares · Founders: Name hiddenVisible after signing in and Hidden nameVisible after signing in · Appointments: Name after signing inVisible after signing in (director) and Name hiddenVisible after signing in (director) · published on 02-07-20245 points ▸
Founder, Hidden nameVisible after signing in
Founder, Name after signing inVisible after signing in
Founding capital, €5,000, 100 shares
Director appointment, Name hiddenVisible after signing in (director (not named in the articles))
Director appointment, Hidden nameVisible after signing in (director (not named in the articles))
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
On 28 June 2024, PHOENIX NOVA was incorporated as a private limited company by two natural persons, with a starting capital of €5,000.12In 2025 the registered office moved to Wilrijk.3Hidden nameVisible after signing in is director of the company, appointed by deed of 11-09-2025.3
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
PurposeThe purpose describes the activities the company may carry out under its articles.
“De uitbating, het beheer en de inrichting van drankgelegenheden, verbruikssalons, cafés, tavernes, clubs, bars, tearooms, restaurants…”
7 activities
De uitbating, het beheer en de inrichting van drankgelegenheden, verbruikssalons, cafés, tavernes, clubs, bars, tearooms, restaurants, hotels, traiteurdiensten, alsook het inrichten van banketten, feestelijkheden en de verhuring van feestzalen, de bereiding en de handel, import en export van alle mogelijke koude en warme gerechten, dranken, gebak en confiserie, vlees- en viswaren, ijs en rookwaren en alle aanverwante artikelen.
Van alle bestuursopdrachten in andere vennootschappen waarnemen en mandaten en functies in andere ondernemingen uitoefenen.
Het beheer, het verwerven, de instandhouding en valorisatie van een onroerend vermogen nastreven alsook de huurfinanciering van onroerende goederen aan derden, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen, zoals het onderhoud, ontwikkeling, de verfraaiing en de verhuring van deze goederen, alsmede zich borg stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze onroerende goederen.
Belangen nemen door associatie, inbreng, fusie, financiële tussenkomst of op gelijk welke andere wijze, in alle vennootschappen, verenigingen of ondernemingen met een identiek, gelijklopend of samenhangend voorwerp met het hare, of die van aard kunnen zijn de ontwikkeling van haar onderneming te begunstigen of een bron van afzetten te vormen.
De functies van bestuurder of vereffenaar uitoefenen in andere vennootschappen.
Zich borgstellen of zakelijke zekerheden verlenen ten voordele van vennootschappen of particulieren, in de meest ruime zin.
Alle handelingen en verrichtingen voltrekken die een rechtstreeks of onrechtstreeks verband houden met haar voorwerp of welke van dien aard zouden zijn dat zij de verwezenlijking van dit voorwerp, rechtstreeks of onrechtstreeks, geheel of ten dele vergemakkelijken.