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PHOENIX DIAMOND

Active
Private limited companyfounded 201610 yrs activeHoveniersstraat 2, 2018 Antwerpen, BelgiumKBO/BCE: BE 0647.877.648
Summary

The computed 12-month bankruptcy probability of PHOENIX DIAMOND is 5.5% (elevated). The 2025 annual accounts show equity of €324,519 and a net result of -€320,352. Equity is shrinking by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 20% of 9592 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
PHOENIX DIAMONDActiveChecked score 34/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of diamonds and other precious stones
NACE 46861NACE 46761
1 site
Size
€2.5mtotal assets 2025
Staff
1.1 FTE
Equity
€324,519
Loss
-€320,352
Turnover not published (abridged schema)
Financial health
34 Weak Checked score 2025
Bankruptcy chance 12 m
5.5%
Structure
Accounts 32 d early1 of 4 deeds read
Why 34- 2 changes of registered office in 24 months- Loss of €320,352 (FY 2025)- Equity €324,519 (12.8% of total assets)+ Figures for FY 2025 (filed 29-06-2026)Show the evidence

Checked score

Score 2025
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 14% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 38-11
equity 12.8% of total assets
Liquidity 4-10
short-term debt 87.2% · cash 1.6%
Profitability 3-72
return on assets -12.6%
Bankruptcy probability, 12 months
5.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,788 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.4%● 0.0% vs 12-2024 02-2025: 0.4%● 0.0% vs 01-2025 03-2025: 0.4%● 0.0% vs 02-2025 04-2025: 0.4%▲ +11.7% vs 03-2025 05-2025: 0.4%▲ +1.4% vs 04-2025 06-2025: 0.5%▲ +13.1% vs 05-2025 07-2025: 0.6%▲ +15.2% vs 06-2025 08-2025: 0.9%▲ +62.1% vs 07-2025 09-2025: 0.3%▼ -70.8% vs 08-2025lowest value 10-2025: 0.3%● 0.0% vs 09-2025lowest value 11-2025: 0.5%▲ +74.0% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%● 0.0% vs 12-2025 02-2026: 0.5%● 0.0% vs 01-2026 03-2026: 0.5%▲ +16.5% vs 02-2026 04-2026: 0.7%▲ +20.6% vs 03-2026 05-2026: 0.8%▲ +25.7% vs 04-2026 06-2026: 1.0%▲ +24.9% vs 05-2026 07-2026: 1.3%▲ +25.8% vs 06-2026 08-2026: 1.8%▲ +35.1% vs 07-2026 09-2026: 2.5%▲ +42.1% vs 08-2026 10-2026: 5.5%▲ +122% vs 09-2026highest value
  • 2 changes of registered office in 24 months raises the probability
  • Loss of €320,352 (FY 2025) raises the probability
  • Equity €324,519 (12.8% of total assets) raises the probability
  • Figures for FY 2025 (filed 29-06-2026) lowers the probability
Credit up to €11,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.14 against 1.31 in 2024; short-term debt: 87.2% and cash: 1.6% of total assets), and 87.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 25%, liquidity 7%, profitability 13%, growth against the median 10%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 2 changes of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Loss of €320,352 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Equity €324,519 (12.8% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 29-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9592 sector peers (2025).
NBB · sector comparison
Position among 9592 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 d early
2024
21 d late
2023
19 d late
2022
13 d early
2021
10 d early
2020
37 d early
2019
63 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Caution: From profit to loss in 2025after €141,348 in 2024 -€320,352 View
  • Caution: Among the weakest 5% on net resultsector median €27,458 · 9,570 companies -€320,352 View
  • Total assets 20256 fiscal years filed €2.5m View

By topic

Financials

Fiscal year
2025
Total assets
€2.5m
Loss
-€320,352
Solvency
12.8%
Total assets▼ 5.8%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 10-09-2026Registered office
  2. 29-06-2026Annual accounts filed
  3. 21-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of diamonds and other precious stonesNACE 46861
Founded
05-02-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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