Skip to content

PHOENIX 4

Active
Private limited companyfounded 20197 yrs activeRue du Manège 14, 4800 Verviers, BelgiumKBO/BCE: BE 0733.738.088
Summary

The computed 12-month bankruptcy probability of PHOENIX 4 is 5.7% (elevated). For PHOENIX 4, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€38,269) and a net result of -€8,580. Equity is shrinking by ~37.1% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability30=
Solvency12▼-3
Growth58=
Track record100
Bankruptcy probability, 12 months
5.7% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023
Solvency, return and age of the figures
Solvency
-12.8%
Return on assets
-2.9%
Age of the figures
33 mo
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 4 filings
Position against the passed deadline
31-12-2024 close31-07-2025 deadline28-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 31-12-2024, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
153 d late
2022
31 d late
2021
31 d late
2020
153 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 92 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

PHOENIX 4 was incorporated on 5 September 2019 as a Private limited company.1 Total assets went from EUR 304,995 in 2020 to EUR 297,957 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2023

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2023, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€8,580▲ 9.0%
2022 · -€9,424
Working capital
€14,272▼ 23.2%
2022 · €18,583
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2020202120222023
Operating result-€3,960--€3,307▲ 16.5%-€3,324▼ 0.5%-€2,129▲ 36.0%
Net result-€11,858--€9,407▲ 20.7%-€9,424▼ 0.2%-€8,580▲ 9.0%
Equity-€10,858--€20,265▼ 86.6%-€29,689▼ 46.5%-€38,269▼ 28.9%
Total assets€304,995-€302,903▼ 0.7%€300,664▼ 0.7%€297,957▼ 0.9%
Debt€315,853-€323,168▲ 2.3%€330,353▲ 2.2%€336,226▲ 1.8%
Working capital€28,874-€23,737▼ 17.8%€18,583▼ 21.7%€14,272▼ 23.2%
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2020: -€3,960-€3,960Net result 2020: -€11,858-€11,858Operating result 2021: -€3,307-€3,307Net result 2021: -€9,407-€9,407Operating result 2022: -€3,324-€3,324Net result 2022: -€9,424-€9,424Operating result 2023: -€2,129-€2,129Net result 2023: -€8,580-€8,5802020202120222023-€10,000-€7,500-€5,000-€2,500€0Operating result 2021: -€3,307-€3,310Net result 2021: -€9,407-€9,410Operating result 2022: -€3,324-€3,320Net result 2022: -€9,424-€9,420Operating result 2023: -€2,129-€2,130Net result 2023: -€8,580-€8,580202120222023
The operating result stays negative: a loss of €2,129 in 2023 against €3,324 in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €297,957
Fixed assets €272,250 =
Current assets €25,707 ▼ 9.5%
Key figures and ratios
2023 value · change against 2022
Solvency
-12.8%▼
2022 · -9.9%
Current ratio
2.25▼
2022 · 2.89
Debt to equity
-8.79▲
2022 · -11.13
ROA
-2.9%▲
2022 · -3.1%
Debt ≤ 1 year
€11,435▲
2022 · €9,832
Debt > 1 year
€324,792▲
2022 · €320,522
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 31 lines
Balance sheet Code20222023
Assets
Total assets20/58€300,664€297,957▼
Fixed assets21/28€272,250€272,250=
Financial fixed assets28€272,250€272,250=
Current assets29/58€28,414€25,707▼
Amounts receivable within one year40/41€28,392€25,692▼
Other amounts receivable41€28,392€25,692▼
Cash at bank and in hand54/58€22€15▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€300,664€297,957▼
Equity10/15-€29,689-€38,269▼
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14-€30,689-€39,269▼
Amounts payable17/49€330,353€336,226▲
Amounts payable after more than one year17€320,522€324,792▲
Other amounts payable178/9€320,522€324,792▲
Amounts payable within one year42/48€9,832€11,435▲
Trade debts44€4,027€3,150▼
Suppliers440/4€4,027€3,150▼
Taxes, remuneration and social security45€5,798€7,628▲
Taxes450/3€5,798€7,628▲
Other amounts payable47/48€7€657▲
Income statement Code20222023
Other operating charges640/8€759€497▼
Gross operating margin9900-€2,565-€1,632▲
Operating profit (loss)9901-€3,324-€2,129▲
Financial charges65/66B€6,100€6,452▲
Recurring financial charges65€6,100€6,452▲
Profit (loss) for the period before taxes9903-€9,424-€8,580▲
Profit (loss) for the period9904-€9,424-€8,580▲
Profit (loss) for the period to be appropriated9905-€9,424-€8,580▲
Appropriation of the result
Profit (loss) to be appropriated9906-€30,689-€39,269▼
Profit (loss) brought forward from the previous period14P-€21,265-€30,689▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2020202120222023Change
Other operating charges640/8-€764€759€497▼ 34.5%
Gross operating margin9900-€2,870-€2,543-€2,565-€1,632▲ 36.4%
Operating profit (loss)9901-€3,960-€3,307-€3,324-€2,129▲ 36.0%
Financial charges65/66B-€6,100€6,100€6,452▲ 5.8%
Recurring financial charges65€7,898€6,100€6,100€6,452▲ 5.8%
Profit (loss) for the period before taxes9903-€11,858-€9,407-€9,424-€8,580▲ 9.0%
Profit (loss) for the period9904-€11,858-€9,407-€9,424-€8,580▲ 9.0%
Profit (loss) for the period to be appropriated9905-€11,858-€9,407-€9,424-€8,580▲ 9.0%
Line2020202120222023Change
Assets
Total assets20/58€304,995€302,903€300,664€297,957▼ 0.9%
Fixed assets21/28€272,250€272,250€272,250€272,250=
Financial fixed assets28€272,250€272,250€272,250€272,250=
Current assets29/58€32,745€30,653€28,414€25,707▼ 9.5%
Amounts receivable within one year40/41€28,492€28,492€28,392€25,692▼ 9.5%
Other amounts receivable41-€28,492€28,392€25,692▼ 9.5%
Cash at bank and in hand54/58€1,253€161€22€15▼ 33.0%
Deferred charges and accrued income490/1-€2,000€0--
Equity and liabilities
Total equity and liabilities10/49€304,995€302,903€300,664€297,957▼ 0.9%
Equity10/15-€10,858-€20,265-€29,689-€38,269▼ 28.9%
Contributions10/11-€1,000€1,000€1,000=
Profit (loss) carried forward14-€11,858-€21,265-€30,689-€39,269▼ 28.0%
Amounts payable17/49€315,853€323,168€330,353€336,226▲ 1.8%
Amounts payable after more than one year17€311,982€316,252€320,522€324,792▲ 1.3%
Other amounts payable178/9-€316,252€320,522€324,792▲ 1.3%
Amounts payable within one year42/48€3,871€6,917€9,832€11,435▲ 16.3%
Trade debts44€726€2,942€4,027€3,150▼ 21.8%
Suppliers440/4-€2,942€4,027€3,150▼ 21.8%
Taxes, remuneration and social security45-€3,968€5,798€7,628▲ 31.6%
Taxes450/3-€3,968€5,798€7,628▲ 31.6%
Other amounts payable47/48-€7€7€657▲ 9,286%
Line2020202120222023Change
Profit (loss) for the period9904-€11,858-€9,407-€9,424-€8,580▲ 9.0%
Operating cash flow (approximation)-€11,858-€9,407-€9,424-€8,580▲ 9.0%
Investment in fixed assets (approximation)-€0€0€0-
Change in cash--€1,091-€139-€7▲ 94.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2024
31-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 153 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers
exact location from the address register On OpenStreetMap
Ground area
1,947 m²
Building footprint
155 m²
Volume, LiDAR
2,418 m³
Parcel 63079A0697/00S003, Wallonia · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
21 companies at this address See who is registered here
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63079A0697/00S003
ProtectedMonument
Wallonia 1,947 m² 1 · 154 m² 16.7 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2023 list no shareholders, and no other source names one.

Holdings 1

According to the 2023 annual accounts of PHOENIX 4 and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded05-09-2019
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0733738088
Also 9925:BE0733738088
Registered 19-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.