PHOEBUS
ActiveSummary
The computed 12-month bankruptcy probability of PHOEBUS is 1.8% (moderate). The 2025 annual accounts show equity of €23k and a net result of €-2k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 64% of 27786 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-60
Solvency84▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 2.01 in 2024; short-term debt: 40.5% of total assets), and 40.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.5%
Return on assets
-4.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
30 d late
2022
3 d early
2021
31 d late
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▼ 6.4%
2024 · €24k
2018: €11k
2019: €8k
2020: €9k
2021: €23k
2022: €23k
2023: €17k
2024: €24k
2018 → 2025
Total assets
€38k▼ 16.5%
2024 · €45k
2018: €32k
2019: €30k
2020: €50k
2021: €62k
2022: €62k
2023: €50k
2024: €45k
2018 → 2025
Net result
€-2k
2024 · €7k
2018: €-7k
2019: €-3k
2020: €824
2021: €14k
2022: €-460
2023: €-6k
2024: €7k
2018 → 2025
Working capital
€22k▲ 0.2%
2024 · €22k
2018: €10k
2019: €8k
2020: €10k
2021: €23k
2022: €21k
2023: €13k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€23k▼ 2.0%€17k▼ 25.6%€24k▲ 41.6%€23k▼ 6.4%
Operating result€16k-€-1k€-6k▼ 426%€9k€-2k
Net result€14k-€-460€-6k▼ 1,172%€7k€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets
€956 ▼ 62.4%
Current assets
€37k ▼ 13.7%
Equity and liabilities €38k
Equity
€23k ▼ 6.4%
Debt
€15k ▼ 27.9%
Debt's share of the balance-sheet total falls from 46.9% to 40.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-368▼
2024 · €11k
Cash flow
€47▼
2024 · €9k
Current ratio
2.41▲
2024 · 2.01
Quick ratio
2.19▲
2024 · 1.88
Debt to equity
0.68▼
2024 · 0.88
ROE
-6.8%▼
2024 · 29.4%
ROA
-4.1%▼
2024 · 15.6%
Interest coverage
-0.30▼
2024 · 4.24
Debt ≤ 1 year
€15k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€45k€38k▼
Fixed assets21/28€3k€956▼
Tangible fixed assets22/27€2k€596▼
Furniture and vehicles24€2k€596▼
Financial fixed assets28€360€360=
Current assets29/58€43k€37k▼
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€40k€34k▼
Trade receivables40€16k€5k▼
Other amounts receivable41€24k€29k▲
Deferred charges and accrued income490/1-€163
Equity and liabilities
Total equity and liabilities10/49€45k€38k▼
Equity10/15€24k€23k▼
Contributions10/11€19k€19k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14-€-2k
Amounts payable17/49€21k€15k▼
Amounts payable within one year42/48€21k€15k▼
Financial debts43€5k€5k▲
Credit institutions430/8€5k€5k▲
Trade debts44€16k€9k▼
Suppliers440/4€16k€9k▼
Taxes, remuneration and social security45€779€779=
Taxes450/3€779€779=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€702€620▼
Gross operating margin9900€12k€251▼
Operating profit (loss)9901€9k€-2k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€8k€-2k▼
Income taxes67/77€815-
Profit (loss) for the period9904€7k€-2k▼
Profit (loss) for the period to be appropriated9905€7k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€773€-2k▼
Profit (loss) brought forward from the previous period14P€-6k-
Transfer to equity691/2€773-
To other reserves6921€773-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €14k ▲1639%
Operating result €16k, net result €14k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €824
Net result €824 after 2 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 8801180 UkkelGround area
459 m²
Building footprint
222 m²
Volume, LiDAR
2,418 m³
2 parcels, Brussels · tallest building 20.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Ducpétiauxlaan 20, 1060 Sint-Gillis (bij-Brussel)
since 20082.167.706.807
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0132/00S000 | Brussels | 281 m² | 1 · 100 m² | 20.2 m · 4 fl. |
| 21013B0367/00E006 | Brussels | 178 m² | 1 · 122 m² | 19.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
CUBITO
BE 0837.811.863
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Halfweg
BE 0839.922.010
Lokeren · Eq €22,620
SYLMA MANAGEMENT
BE 0598.821.976
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TALRENOVE
BE 0826.684.676
Heist-op-den-Berg · Eq €22,459
BAKU CITY
BE 0705.928.188
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Of 4,097 companies in sector 43240 we hold annual accounts for 1,632. 1,155 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-01-2008
Fiscal year end31-12
Activities, NACEBEL 2025
43240Other construction installation
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+32478435875