PHMA

Active

Besloten Vennootschap van publiek rechtfounded 20196 yrs activeRue des Croix du Feu(L.L) 5, 7100 La Louvière, BelgiumKBO/BCE: BE 0738.420.616

Summary

For the legal form of PHMA, Checked does not compute a bankruptcy probability. The 2024 annual accounts show equity of €19,840 and a net result of €2,049. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

PHMAActiveChecked score 75/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€31,355total assets 2024

Equity: €19,840
Profit: €2,049

Turnover not published (abridged schema)

Financial health

75 Excellent Checked score 2024

Probability: legal form outside the model

Structure

Accounts 32 d early0 of 1 deed read

Why 75Latest accounts filed on timeShow the evidence

Checked score

Score 2024

75 / 100

Excellent▼ -16 vs 2023

Without a bankruptcy probability: score from the figures alone

Every signal that weighs is under Signals.

Financial strength · tick = 2023

Strong

Solvency 88-1

equity 63.3% of total assets

Liquidity 83-1

short-term debt 36.7% · cash 99.9%

Profitability 54-46

return on assets 6.5%

Bankruptcy probability, 12 months

For this legal form (e.g. co-owners' association, public body or foreign branch) we don't show a bankruptcy probability: some of these forms legally cannot go bankrupt and no reliable figure is possible here.

Credit up to €1,000 at 30 days acceptable

Liquidity ample (current ratio 2.72 against 2.8 in 2023; short-term debt: 36.7% and cash: 99.9% of total assets), and 36.7% of the assets are financed with debt.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

1 signal. The signal on the left, the evidence on the right.

○neutral

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

32 d early

2024

28 d late

2023

30 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 3 accounts on average 9 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (3 of the last 3 filed years within 60 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage