PHIVIMAT
Open bankruptcySummary
A bankruptcy procedure is open for PHIVIMAT according to publications in the Belgian State Gazette. The 2023 annual accounts show negative equity (-€33,692) and a net result of -€33,815.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Liège, Liège division
- Declared bankrupt
- 7 October 2024
- Supervising judge
- Jean-Luc Bare
- Official Gazette
- 11-10-2024 (pdf) ↗search the document for 2024/138673
Deadlines
- Appeal or third-party opposition until
- passed on 26 October 2024Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 6 November 2024art. XX.104 and XX.155 CEL
- First verification report
- passed on 21 November 2024Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 7 October 2025Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curators
- Francois AncionRue Des Ecoliers 3, 4020 Liege 2f.ancion@avocat.be
- Charlotte MuschRue Des Ecoliers 3, 4020 Liege 2c.musch@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 03-10-2024, 64 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
64 d late
2022
60 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 62 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Full-service restaurants sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Equity
-€33,692
2022 · €123
Total assets
€86,269▲ 406%
2022 · €17,061
Net result
-€33,815▼ 593%
2022 · -€4,877
Working capital
-€32,762
2022 · €123
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023
Operating result-€4,877--€30,599▼ 527%
Net result-€4,877within the sector's middle half--€33,815below the sector's middle half▼ 593%
Equity€123within the sector's middle half--€33,692below the sector's middle half
Total assets€17,061below the sector's middle half-€86,269within the sector's middle half▲ 406%
Debt€16,938-€119,961▲ 608%
Working capital€123within the sector's middle half--€32,762within the sector's middle half
Solvency0.7%within the sector's middle half--39.1%below the sector's middle half▼ 39.8pp
Current ratio1.01within the sector's middle half-0.54within the sector's middle half▼ 0.47
Return on assets (ROA)-28.6%below the sector's middle half--39.2%below the sector's middle half▼ 10.6pp
Staff (FTE)3.4
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €30,599 in 2023 against €4,877 in 2022; the loss grows.
Balance-sheet composition
Assets €86,269
Fixed assets
€47,926
Current assets
€38,343
Key figures and ratios
EBITDA
-€17,983
Cash flow
-€21,198
Quick ratio
0.52▼
2022 · 0.87
Debt to equity
-3.56
Interest coverage
-5.59
Debt ≤ 1 year
€71,104▲
2022 · €16,938
Debt > 1 year
€46,866
Staff costs
€128,328▲
2022 · €33,467
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €33,467 | €128,328 | ▲ 283% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €12,616 | - |
| Other operating charges640/8 | - | €2,372 | - |
| Non-recurring operating charges66A | €1,518 | €3,691 | ▲ 143% |
| Gross operating margin9900 | €30,108 | €116,408 | ▲ 287% |
| Operating profit (loss)9901 | -€4,877 | -€30,599 | ▼ 527% |
| Financial charges65/66B | - | €3,216 | - |
| Recurring financial charges65 | - | €3,216 | - |
| Profit (loss) for the period before taxes9903 | -€4,877 | -€33,815 | ▼ 593% |
| Profit (loss) for the period9904 | -€4,877 | -€33,815 | ▼ 593% |
| Profit (loss) for the period to be appropriated9905 | -€4,877 | -€33,815 | ▼ 593% |
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €17,061 | €86,269 | ▲ 406% |
| Fixed assets21/28 | - | €47,926 | - |
| Tangible fixed assets22/27 | - | €47,384 | - |
| Plant, machinery and equipment23 | - | €47,384 | - |
| Financial fixed assets28 | - | €543 | - |
| Current assets29/58 | €17,061 | €38,343 | ▲ 125% |
| Stocks and contracts in progress3 | €2,250 | €1,513 | ▼ 32.8% |
| Stocks30/36 | €2,250 | €1,513 | ▼ 32.8% |
| Amounts receivable within one year40/41 | €12,639 | €25,828 | ▲ 104% |
| Trade receivables40 | - | €1,345 | - |
| Other amounts receivable41 | €12,639 | €24,483 | ▲ 93.7% |
| Cash at bank and in hand54/58 | €2,172 | €11,002 | ▲ 407% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €17,061 | €86,269 | ▲ 406% |
| Equity10/15 | €123 | -€33,692 | ▼ 27,519% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€4,877 | -€38,692 | ▼ 693% |
| Amounts payable17/49 | €16,938 | €119,961 | ▲ 608% |
| Amounts payable after more than one year17 | - | €46,866 | - |
| Financial debts170/4 | - | €46,866 | - |
| Amounts payable within one year42/48 | €16,938 | €71,104 | ▲ 320% |
| Current portion of amounts payable after more than one year42 | - | €7,842 | - |
| Trade debts44 | €7,717 | €18,034 | ▲ 134% |
| Suppliers440/4 | €7,717 | €18,034 | ▲ 134% |
| Taxes, remuneration and social security45 | €9,221 | €45,228 | ▲ 391% |
| Taxes450/3 | €3,190 | €21,583 | ▲ 577% |
| Remuneration and social security454/9 | €6,030 | €23,645 | ▲ 292% |
| Accrued charges and deferred income492/3 | - | €1,991 | - |
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€4,877 | -€33,815 | ▼ 593% |
| + Depreciation and write-downs630 | - | €12,616 | - |
| Operating cash flow (approximation) | -€4,877 | -€21,198 | ▼ 335% |
| Change in cash | - | €8,830 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
11-10
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Liège · event 07-10-2024
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
SignalNBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aywaille · 1 establishment unit since 2022
Ground area
3,785 m²
Building footprint
118 m²
Volume, LiDAR
995 m³
Parcel 62009B0307/00H000, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
La Maison
since 20222.341.786.470
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62009B0307/00H000 | Wallonia | 3,785 m² | 1 · 118 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
2 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | FRANCOIS ANCION RUE DES ECOLIERS 3,
4020 LIEGE 2 |
07-10-2024 → present |
| Curator | CHARLOTTE MUSCH RUE DES
ECOLIERS 3, 4020 LIEGE 2 |
07-10-2024 → present |
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Of 20,509 companies in sector 56111 we hold annual accounts for 11,467. 227 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-11-2022
Fiscal year end31-12
Trade name FR
LA MAISON
Activities, NACEBEL 2025
56111Full-service restaurants
Contact
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.