PHIROM
ActiveSummary
PHIROM has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €45k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▼-14
Solvency40▼-55
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.0 against 2.84 in 2024; short-term debt: 83.8% and cash: 9.1% of total assets), and 85.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.7%
Return on assets
14.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
133 d early
2024
104 d early
2023
50 d early
2022
22 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▼ 75.7%
2024 · €195k
Total assets
€322k▲ 16.3%
2024 · €277k
Net result
€45k▼ 34.9%
2024 · €70k
Working capital
€1k▼ 99.1%
2024 · €140k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€69k-€92k▲ 34.1%€91k▼ 1.4%€62k▼ 31.6%
Net result€53k-€71k▲ 33.2%€70k▼ 1.4%€45k▼ 34.9%
Equity€55k-€126k▲ 128%€195k▲ 55.4%€47k▼ 75.7%
Total assets€131k-€194k▲ 48.4%€277k▲ 43.0%€322k▲ 16.3%
Debt€76k-€68k▼ 9.7%€82k▲ 20.1%€275k▲ 235%
Working capital€41k-€117k▲ 186%€140k▲ 19.6%€1k▼ 99.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 32% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €322k
Fixed assets
€51k ▼ 15.7%
Current assets
€271k ▲ 25.2%
Equity and liabilities €322k
Equity
€47k ▼ 75.7%
Debt
€275k ▲ 235%
Debt's share of the balance-sheet total rises from 29.6% to 85.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€76k▼
2024 · €96k
Cash flow
€59k▼
2024 · €75k
Current ratio
1.00▼
2024 · 2.84
Debt to equity
5.79▲
2024 · 0.42
ROE
95.5%▲
2024 · 35.7%
ROA
14.1%▼
2024 · 25.1%
Interest coverage
16.12▼
2024 · 23.83
Debt ≤ 1 year
€270k▲
2024 · €76k
Income taxes
€13k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €4k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €9k | €5k | €14k | ▲ 175% |
| Other operating charges640/8 | €192 | €899 | €245 | €893 | ▲ 265% |
| Non-recurring operating charges66A | - | - | - | €1k | - |
| Gross operating margin9900 | €80k | €102k | €96k | €78k | ▼ 18.8% |
| Operating profit (loss)9901 | €69k | €92k | €91k | €62k | ▼ 31.6% |
| Financial income75/76B | - | - | €1k | €1k | ▼ 16.0% |
| Recurring financial income75 | - | - | €1k | €1k | ▼ 16.0% |
| Financial charges65/66B | €62 | €2k | €4k | €5k | ▲ 17.3% |
| Recurring financial charges65 | €62 | €2k | €4k | €5k | ▲ 17.3% |
| Profit (loss) for the period before taxes9903 | €69k | €90k | €88k | €59k | ▼ 33.6% |
| Income taxes67/77 | €16k | €19k | €19k | €13k | ▼ 28.7% |
| Profit (loss) for the period9904 | €53k | €71k | €70k | €45k | ▼ 34.9% |
| Profit (loss) for the period to be appropriated9905 | €53k | €71k | €70k | €45k | ▼ 34.9% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €131k | €194k | €277k | €322k | ▲ 16.3% |
| Fixed assets21/28 | €14k | €10k | €60k | €51k | ▼ 15.7% |
| Tangible fixed assets22/27 | €14k | €10k | €60k | €51k | ▼ 15.7% |
| Furniture and vehicles24 | €14k | €10k | €60k | €51k | ▼ 15.7% |
| Current assets29/58 | €117k | €184k | €217k | €271k | ▲ 25.2% |
| Amounts receivable within one year40/41 | - | €10k | €21k | €21k | ▲ 0.9% |
| Trade receivables40 | - | €10k | €21k | €14k | ▼ 33.6% |
| Other amounts receivable41 | - | - | - | €7k | - |
| Current investments50/53 | - | - | €130k | €220k | ▲ 69.2% |
| Cash at bank and in hand54/58 | €117k | €174k | €65k | €29k | ▼ 54.7% |
| Deferred charges and accrued income490/1 | - | - | €734 | €838 | ▲ 14.1% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €131k | €194k | €277k | €322k | ▲ 16.3% |
| Equity10/15 | €55k | €126k | €195k | €47k | ▼ 75.7% |
| Contributions10/11 | €2k | €2k | €2k | €2k | = |
| Reserves13 | - | €124k | €193k | €45k | ▼ 76.5% |
| Distributable reserves133 | - | €124k | €193k | €45k | ▼ 76.5% |
| Profit (loss) carried forward14 | €53k | €0 | - | €0 | - |
| Amounts payable17/49 | €76k | €68k | €82k | €275k | ▲ 235% |
| Amounts payable within one year42/48 | €76k | €66k | €76k | €270k | ▲ 254% |
| Financial debts43 | - | - | €609 | €759 | ▲ 24.8% |
| Credit institutions430/8 | - | - | €609 | €759 | ▲ 24.8% |
| Trade debts44 | €118 | €7 | €2k | €1k | ▼ 7.7% |
| Suppliers440/4 | €118 | €7 | €2k | €1k | ▼ 7.7% |
| Taxes, remuneration and social security45 | €19k | €27k | €21k | €26k | ▲ 26.3% |
| Taxes450/3 | €19k | €27k | €21k | €26k | ▲ 26.3% |
| Other amounts payable47/48 | €57k | €40k | €53k | €242k | ▲ 352% |
| Accrued charges and deferred income492/3 | - | €2k | €6k | €5k | ▼ 15.8% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €53k | €71k | €70k | €45k | ▼ 34.9% |
| + Depreciation and write-downs630 | €12k | €9k | €5k | €14k | ▲ 175% |
| Operating cash flow (approximation) | €65k | €80k | €75k | €59k | ▼ 20.6% |
| Investment in fixed assets (approximation) | - | €-6k | €-55k | €-4k | ▲ 91.9% |
| Change in cash | - | €57k | €-109k | €-36k | ▲ 67.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €45k ▼34.9%
Net result drops to €45k, the lowest in the series.
18-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €195k ▲55.4%
3 profitable years in a row build equity to €195k.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €71k ▲33.2%
Operating result €92k, net result €71k, both a record.
31-12
Financial
Equity above €100kEq €126k ▲128%
2 profitable years in a row build equity to €126k.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
Ground area
116 m²
Building footprint
63 m²
Volume, LiDAR
556 m³
Parcel 44432C0594/00B003, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PHIROM
since 20212.315.083.261
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C0594/00B003 | Flanders | 116 m² | 1 · 63 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HH CONSULT
BE 0802.373.904
Sint-Jans-Molenbeek · Eq €47,457
NUDGE GROUP
BE 0784.407.623
Genappe · Eq €47,447
Information Security & Data Protection Advisors
BE 0704.646.503
Oudergem · Eq €47,496
MG SOFTWARE
BE 0761.658.549
Vilvoorde · Eq €47,500
Insiting
BE 0727.763.878
Hoogstraten · Eq €47,504
Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 6,791 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.