PHIMALUX
ActiveSummary
PHIMALUX has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100,997 and a net result of -€1,990. Equity is shrinking by ~7.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).
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Signals
This company filed its last 7 accounts on average 28 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27,538 | €27,535 | €25,681 | €25,069 | €17,775 | ▼ 29.1% |
| Other operating charges640/8 | €2,554 | €2,618 | €2,918 | €2,931 | €3,024 | ▲ 3.2% |
| Gross operating margin9900 | €19,339 | €19,752 | €17,744 | €19,433 | €18,812 | ▼ 3.2% |
| Operating profit (loss)9901 | -€10,753 | -€10,400 | -€10,855 | -€8,568 | -€1,987 | ▲ 76.8% |
| Financial income75/76B | €92 | €315 | €86 | €114 | €103 | ▼ 9.2% |
| Recurring financial income75 | €92 | €315 | €86 | €114 | €103 | ▼ 9.2% |
| Financial charges65/66B | €625 | €154 | €133 | €97 | €106 | ▲ 9.4% |
| Recurring financial charges65 | €75 | €154 | €133 | €97 | €106 | ▲ 9.4% |
| Non-recurring financial charges66B | €550 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€11,285 | -€10,240 | -€10,902 | -€8,551 | -€1,990 | ▲ 76.7% |
| Income taxes67/77 | €16 | €10 | - | -€10 | - | - |
| Profit (loss) for the period9904 | -€11,301 | -€10,249 | -€10,902 | -€8,541 | -€1,990 | ▲ 76.7% |
| Profit (loss) for the period to be appropriated9905 | -€11,301 | -€10,249 | -€10,902 | -€8,541 | -€1,990 | ▲ 76.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €313,261 | €284,458 | €257,545 | €233,425 | €212,038 | ▼ 9.2% |
| Fixed assets21/28 | €292,958 | €267,019 | €241,338 | €216,268 | €198,493 | ▼ 8.2% |
| Tangible fixed assets22/27 | €292,958 | €267,019 | €241,338 | €216,268 | €198,493 | ▼ 8.2% |
| Land and buildings22 | €292,958 | €267,019 | €241,338 | €216,268 | €198,493 | ▼ 8.2% |
| Current assets29/58 | €20,304 | €17,439 | €16,207 | €17,156 | €13,545 | ▼ 21.1% |
| Amounts receivable within one year40/41 | - | €753 | €35 | €34 | €16 | ▼ 52.4% |
| Trade receivables40 | - | €753 | €9 | - | - | - |
| Other amounts receivable41 | - | - | €26 | €34 | €16 | ▼ 52.4% |
| Current investments50/53 | €9,591 | €9,508 | €9,482 | €9,513 | €9,546 | ▲ 0.3% |
| Cash at bank and in hand54/58 | €10,110 | €6,438 | €5,970 | €6,860 | €3,662 | ▼ 46.6% |
| Deferred charges and accrued income490/1 | €603 | €740 | €721 | €749 | €320 | ▼ 57.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €313,261 | €284,458 | €257,545 | €233,425 | €212,038 | ▼ 9.2% |
| Equity10/15 | €132,680 | €122,431 | €111,528 | €102,987 | €100,997 | ▼ 1.9% |
| Contributions10/11 | €18,592 | €18,592 | €20,451 | €20,451 | €20,451 | = |
| Capital10 | €18,592 | €18,592 | - | - | - | - |
| Issued capital100 | €18,592 | €18,592 | - | - | - | - |
| Reserves13 | €54,508 | €54,508 | €52,649 | €52,649 | €52,649 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | - | - | - | - |
| Legal reserve130 | €1,859 | €1,859 | - | - | - | - |
| Tax-exempt reserves132 | €3,070 | €3,070 | €3,070 | €3,070 | €3,070 | = |
| Distributable reserves133 | €49,579 | €49,579 | €49,579 | €49,579 | €49,579 | = |
| Profit (loss) carried forward14 | €59,579 | €49,330 | €38,428 | €29,887 | €27,897 | ▼ 6.7% |
| Amounts payable17/49 | €180,582 | €162,027 | €146,017 | €130,438 | €111,041 | ▼ 14.9% |
| Amounts payable within one year42/48 | €180,582 | €162,027 | €146,017 | €130,438 | €111,041 | ▼ 14.9% |
| Trade debts44 | €595 | €40 | €30 | €415 | €17 | ▼ 95.8% |
| Suppliers440/4 | €595 | €40 | €30 | €415 | €17 | ▼ 95.8% |
| Other amounts payable47/48 | €179,987 | €161,987 | €145,987 | €130,023 | €111,023 | ▼ 14.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€11,301 | -€10,249 | -€10,902 | -€8,541 | -€1,990 | ▲ 76.7% |
| + Depreciation and write-downs630 | €27,538 | €27,535 | €25,681 | €25,069 | €17,775 | ▼ 29.1% |
| Operating cash flow (approximation) | €16,236 | €17,286 | €14,779 | €16,528 | €15,786 | ▼ 4.5% |
| Investment in fixed assets (approximation) | - | -€1,596 | €0 | €0 | €0 | - |
| Change in cash | - | -€3,671 | -€469 | €891 | -€3,198 | ▼ 459% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.