PHIMA
ActiveSummary
PHIMA has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.1m and a net result of €269,566. Equity is growing by ~5.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).
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Signals
This company filed its last 7 accounts on average 19 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 20,082 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a higher bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €66,223 | €65,360 | €68,951 | €64,470 | €64,517 | ▲ 0.1% |
| Other operating charges640/8 | €20,169 | €13,542 | €13,840 | €14,087 | €13,310 | ▼ 5.5% |
| Gross operating margin9900 | €563,706 | €358,697 | €311,060 | €309,027 | €453,988 | ▲ 46.9% |
| Operating profit (loss)9901 | €477,315 | €279,794 | €228,269 | €230,470 | €376,161 | ▲ 63.2% |
| Financial income75/76B | €9,148 | €14,635 | €16,851 | €18,200 | €20,325 | ▲ 11.7% |
| Recurring financial income75 | €9,148 | €14,635 | €16,851 | €18,200 | €20,325 | ▲ 11.7% |
| Financial charges65/66B | €2,120 | €78,862 | -€2,628 | -€25,457 | €1,654 | ▲ 106% |
| Recurring financial charges65 | €2,120 | €78,862 | -€2,628 | -€25,457 | €1,654 | ▲ 106% |
| Profit (loss) for the period before taxes9903 | €484,343 | €215,568 | €247,747 | €274,128 | €394,832 | ▲ 44.0% |
| Income taxes67/77 | €181,286 | €85,828 | €76,830 | €80,281 | €125,266 | ▲ 56.0% |
| Profit (loss) for the period9904 | €303,057 | €129,740 | €170,917 | €193,847 | €269,566 | ▲ 39.1% |
| Transfer from tax-exempt reserves789 | €93,750 | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €396,807 | €129,740 | €170,917 | €193,847 | €269,566 | ▲ 39.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.1m | €2.1m | €2.2m | €2.3m | €2.3m | ▼ 0.2% |
| Fixed assets21/28 | €812,146 | €814,897 | €839,600 | €804,188 | €607,550 | ▼ 24.5% |
| Tangible fixed assets22/27 | €812,146 | €814,897 | €839,600 | €804,188 | €607,550 | ▼ 24.5% |
| Land and buildings22 | €763,549 | €715,699 | €667,849 | €628,953 | €411,233 | ▼ 34.6% |
| Plant, machinery and equipment23 | €29,296 | €76,558 | €138,710 | €134,226 | €116,784 | ▼ 13.0% |
| Furniture and vehicles24 | €19,300 | €22,640 | €33,041 | €41,009 | €79,533 | ▲ 93.9% |
| Current assets29/58 | €1.2m | €1.3m | €1.4m | €1.5m | €1.7m | ▲ 12.9% |
| Amounts receivable within one year40/41 | €0 | €78,563 | €40,817 | €65,422 | €58,895 | ▼ 10.0% |
| Trade receivables40 | - | €10,000 | €2,592 | €2,027 | €2,897 | ▲ 42.9% |
| Other amounts receivable41 | €0 | €68,563 | €38,225 | €63,396 | €55,998 | ▼ 11.7% |
| Current investments50/53 | €653,037 | €727,060 | €734,444 | €689,766 | €939,619 | ▲ 36.2% |
| Cash at bank and in hand54/58 | €271,204 | €276,055 | €297,318 | €449,961 | €498,244 | ▲ 10.7% |
| Deferred charges and accrued income490/1 | €317,250 | €239,314 | €282,951 | €280,728 | €180,427 | ▼ 35.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.1m | €2.1m | €2.2m | €2.3m | €2.3m | ▼ 0.2% |
| Equity10/15 | €2.0m | €2.0m | €2.1m | €2.1m | €2.1m | ▲ 2.3% |
| Contributions10/11 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Reserves13 | €1.9m | €1.9m | €2.0m | €2.0m | €2.0m | ▲ 2.4% |
| Non-distributable reserves130/1 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Reserves not available under the articles1311 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Tax-exempt reserves132 | €0 | - | - | - | - | - |
| Distributable reserves133 | €1.9m | €1.8m | €2.0m | €2.0m | €2.0m | ▲ 2.4% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €72,785 | €181,381 | €69,705 | €189,618 | €135,706 | ▼ 28.4% |
| Amounts payable within one year42/48 | €72,785 | €175,333 | €69,705 | €189,618 | €135,706 | ▼ 28.4% |
| Trade debts44 | €475 | €203 | €0 | - | €125 | - |
| Suppliers440/4 | €475 | €203 | €0 | - | €125 | - |
| Taxes, remuneration and social security45 | €22,247 | €23,447 | €5,600 | €5,900 | €5,900 | = |
| Taxes450/3 | €22,247 | €23,447 | €5,600 | €5,900 | €5,900 | = |
| Other amounts payable47/48 | €50,063 | €151,683 | €64,105 | €183,718 | €129,681 | ▼ 29.4% |
| Accrued charges and deferred income492/3 | - | €6,048 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €303,057 | €129,740 | €170,917 | €193,847 | €269,566 | ▲ 39.1% |
| + Depreciation and write-downs630 | €66,223 | €65,360 | €68,951 | €64,470 | €64,517 | ▲ 0.1% |
| Operating cash flow (approximation) | €369,280 | €195,101 | €239,868 | €258,317 | €334,083 | ▲ 29.3% |
| Investment in fixed assets (approximation) | - | -€68,112 | -€93,653 | -€29,058 | €132,120 | ▲ 555% |
| Change in cash | - | €4,852 | €21,263 | €152,643 | €48,283 | ▼ 68.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Show earlier events
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52041A0416/00T002 | Wallonia | 6,817 m² | 1 · 382 m² | 7.8 m · 2 fl. |
| 52034B1181/00E080 | Wallonia | 1,438 m² | 1 · 77 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.