Equity
€2.1m ▲ 2.3%
PHIMA paid out €220,983 in dividends. That is 82% of the 2025 profit.
PHIMA
Lifetime
20 annual accounts with figures on one time axis, 30 filings since 1996peak €563,706 (2021)
€453,988▲ 46.9%
peak €314,689 (2020)
€269,566▲ 39.1%
peak €2.1m (2025)
€2.1m▲ 2.3%
€135,706▼ 28.4%
Board2 names since 2020
2 directors and 1 other
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
Gross margin from €309,027 to €453,988Result from €193,847 to €269,566Dividend €220,983Debts from €189,618 to €135,706
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 20,124 companies had the same profile as PHIMA has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,124 companies, not a prediction for PHIMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Reappointments: (director) and (director)
General meeting of 08-09-2020 · Gazette deed
Capital decrease of €314,000 to €100,000
Capital from €414,000 to €100,000 · General meeting of 15-12-2017 · Gazette deed
First establishment
PHIMA SA, Rue Deulin François 60, Charleroi
Incorporation
published on 11-08-1993 · Gazette deed
Official details
Source: KBO- Status
- Active since 22-07-1993Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.067.909.2476040 Charleroi, since 22-08-1994
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- ≈ €910,000estimated
- €2.3m▼ 0.2%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on PHIMA
PHIMA files the micro format. That format states no turnover. The gross margin rose from €294,363 in 2006 to €453,988 in 2025.
The balance sheet grew most from 2008 to 2009 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PHIMA
- What is the company number of PHIMA?
- The company number of PHIMA is 0450.593.506. The VAT number is the same number with BE in front: BE 0450.593.506.
- Where is PHIMA based?
- The registered office is at Rue de la Joncquière 58, 6280 Gerpinnes.Company details
- What is the legal form of PHIMA?
- PHIMA is a private limited company (pre-2019) (BVBA).
- When was PHIMA founded?
- PHIMA was founded on 22-07-1993.
- Is PHIMA still active?
- Yes, PHIMA is an active enterprise in the KBO register.
- What is the turnover of PHIMA?
- The turnover in financial year 2025 is ≈ €910,000. This figure is estimated from the gross margin of €453,988 and 877 comparable companies of the same size. It probably lies between €630,000 and €1.3m. It is a rough estimate.Financials
- Is PHIMA profitable?
- In financial year 2025, PHIMA made a profit of €269,566.
- Where can I find the annual accounts of PHIMA?
- PHIMA filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PHIMA due?
- PHIMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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