Philota
ActivePhilota has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €-2k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 17% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency7▼-48
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.3 against 0.82 in 2024), and 88.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.1%
Return on assets
-1.1%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€2k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 31510 sector peers (2025).
NBB · sector comparisonPosition among 31510 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
34 d early
2023
33 d early
2022
3 d early
2021
32 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▼ 73.0%
2024 · €81k
2018: €70k
2019: €75k
2020: €84k
2021: €88k
2022: €88k
2023: €91k
2024: €81k
2018 → 2025
Total assets
€195k▼ 8.7%
2024 · €213k
2018: €279k
2019: €288k
2020: €288k
2021: €276k
2022: €253k
2023: €244k
2024: €213k
2018 → 2025
Net result
€-2k▲ 79.6%
2024 · €-10k
2018: €10k
2019: €5k
2020: €9k
2021: €4k
2022: €297
2023: €2k
2024: €-10k
2018 → 2025
Working capital
€-72k▼ 705%
2024 · €-9k
2018: €-19k
2019: €-10k
2020: €-325
2021: €-12k
2022: €-9k
2023: €4k
2024: €-9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€88k▲ 0.3%€91k▲ 2.7%€81k▼ 11.2%€22k▼ 73.0%
Operating result€10k-€3k▼ 67.9%€6k▲ 108%€-9k€-1k▲ 86.6%
Net result€4k-€297▼ 92.0%€2k▲ 715%€-10k€-2k▲ 79.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €9k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €195k
Fixed assets
€163k▼ 5.9%
Current assets
€31k▼ 20.8%
Equity and liabilities €195k
Equity
€22k▼ 73.0%
Debt
€173k▲ 30.4%
The debt ratio rises from 62.2% to 88.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€9k▲
2024 · €2k
Cash flow
€8k▲
2024 · €739
Solvency
11.1%▼
2024 · 37.8%
Current ratio
0.30▼
2024 · 0.82
Quick ratio
0.30▼
2024 · 0.82
Debt / equity
7.97▲
2024 · 1.65
ROE
-9.6%▲
2024 · -12.7%
ROA
-1.1%▲
2024 · -4.8%
Interest coverage
5.71▲
2024 · 1.29
Debt
€173k▲
2024 · €133k
Debt ≤ 1 year
€104k▲
2024 · €49k
Debt > 1 year
€69k▼
2024 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€213k€195k▼
Fixed assets21/28€173k€163k▼
Tangible fixed assets22/27€173k€163k▼
Land and buildings22€173k€163k▼
Current assets29/58€40k€31k▼
Amounts receivable within one year40/41€78€282▲
Other amounts receivable41€78€282▲
Cash at bank and in hand54/58€40k€31k▼
Equity and liabilities
Total equity and liabilities10/49€213k€195k▼
Equity10/15€81k€22k▼
Contributions10/11€12k€12k=
Reserves13€78k€22k▼
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€76k€22k▼
Profit (loss) carried forward14€-10k€-12k▼
Amounts payable17/49€133k€173k▲
Amounts payable after more than one year17€84k€69k▼
Financial debts170/4€84k€69k▼
Amounts payable within one year42/48€49k€104k▲
Current portion of amounts payable after more than one year42€14k€15k▲
Other amounts payable47/48€35k€89k▲
Accrued charges and deferred income492/3-€102
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k▼
Other operating charges640/8€4k€512▼
Gross operating margin9900€6k€10k▲
Operating profit (loss)9901€-9k€-1k▲
Financial income75/76B€260€679▲
Recurring financial income75€260€679▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-10k€-2k▲
Profit (loss) for the period9904€-10k€-2k▲
Profit (loss) for the period to be appropriated9905€-10k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-12k▼
Profit (loss) brought forward from the previous period14P-€-10k
Transfer from equity791/2-€57k
Profit to be distributed694/7-€57k
Return on contributions (dividend)694-€57k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-10k ▼521%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Heresteeg 73530 Houthalen-HelchterenGround area
933 m²
Building footprint
155 m²
Volume, LiDAR
761 m³
Parcel 72452E0007/00L000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Philota
since 20102.190.435.984
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72452E0007/00L000 | Flanders | 933 m² | 1 · 155 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 31,367 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.