Summary
Philot is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.1m and a net result of €410,719. Its solvency ranks better than 28% of 6,676 sector peers (NACE 64, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €1.1m
- Profit
- €410,719
- Holdings
- 1
- SCHOETERS, Guido Jan Victor AugustDirector
- VERSTREPEN, Nicole MariaDirector
Signalsraises risk2025 accounts filed 55 days lateShow the evidence
Checked score
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
This company filed its last 2 accounts on average 43 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Equity above €1mequity €1.1m ▲58.1%
- Annual accounts filedfinancial year 2024 · abbreviated…
Financials · financial year 2025, abbreviated format
2025 annual accounts filed late (55 days) Filed on 24 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00525686.
2024 to 2025, 2 financial years
The operating result falls in 2025; 2025 is 48% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,112 | €1,258 | ▲ 13.2% |
| Other operating charges640/8 | €2,162 | €1,093 | ▼ 49.4% |
| Gross operating margin9900 | €971,029 | €507,871 | ▼ 47.7% |
| Operating profit (loss)9901 | €967,755 | €505,520 | ▼ 47.8% |
| Financial income75/76B | €50,708 | €97,666 | ▲ 92.6% |
| Recurring financial income75 | €50,708 | €97,666 | ▲ 92.6% |
| Financial charges65/66B | €166,438 | €91,870 | ▼ 44.8% |
| Recurring financial charges65 | €166,438 | €91,870 | ▼ 44.8% |
| Profit (loss) for the period before taxes9903 | €852,024 | €511,316 | ▼ 40.0% |
| Income taxes67/77 | €196,530 | €100,597 | ▼ 48.8% |
| Profit (loss) for the period9904 | €655,494 | €410,719 | ▼ 37.3% |
| Profit (loss) for the period to be appropriated9905 | €655,494 | €410,719 | ▼ 37.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €4.2m | €4.3m | ▲ 1.1% |
| Fixed assets21/28 | €3.7m | €3.7m | ▲ 0.2% |
| Tangible fixed assets22/27 | €0.002m | €0.01m | ▲ 349% |
| Plant, machinery and equipment23 | €0.002m | €0.001m | ▼ 30.3% |
| Furniture and vehicles24 | - | €0.001m | - |
| Other tangible fixed assets26 | - | €0.007m | - |
| Financial fixed assets28 | €3.7m | €3.7m | = |
| Current assets29/58 | €0.6m | €0.6m | ▲ 6.6% |
| Amounts receivable within one year40/41 | €0.3m | €0.2m | ▼ 46.9% |
| Trade receivables40 | €0.2m | €0.004m | ▼ 98.4% |
| Other amounts receivable41 | €0.05m | €0.2m | ▲ 194% |
| Cash at bank and in hand54/58 | €0.3m | €0.5m | ▲ 61.8% |
| Deferred charges and accrued income490/1 | €0.001m | - | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €4.2m | €4.3m | ▲ 1.1% |
| Equity10/15 | €0.7m | €1.1m | ▲ 58.1% |
| Contributions10/11 | €0.05m | €0.05m | = |
| Profit (loss) carried forward14 | €0.7m | €1.1m | ▲ 62.7% |
| Amounts payable17/49 | €3.5m | €3.2m | ▼ 10.3% |
| Amounts payable after more than one year17 | €2.9m | €2.6m | ▼ 10.7% |
| Financial debts170/4 | €2.9m | €2.6m | ▼ 10.7% |
| Amounts payable within one year42/48 | €0.6m | €0.5m | ▼ 8.4% |
| Current portion of amounts payable after more than one year42 | €0.3m | €0.3m | ▲ 3.8% |
| Trade debts44 | €430 | €0.003m | ▲ 514% |
| Suppliers440/4 | €430 | €0.003m | ▲ 514% |
| Taxes, remuneration and social security45 | €0.3m | €0.2m | ▼ 15.7% |
| Taxes450/3 | €0.3m | €0.2m | ▼ 15.7% |
| Other amounts payable47/48 | €0.03m | €0.003m | ▼ 87.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €655,494 | €410,719 | ▼ 37.3% |
| + Depreciation and write-downs630 | €1,112 | €1,258 | ▲ 13.2% |
| Operating cash flow (approximation) | €656,606 | €411,977 | ▼ 37.3% |
| Investment in fixed assets (approximation) | - | -€8,769 | - |
| Change in cash | - | €177,841 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 24-09-2026 | 2026-00525686 |
| 31-12-2024 | abbreviated format | 30-08-2025 | 2025-00448592 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| SCHOETERS, Guido Jan Victor August |
|
| VERSTREPEN, Nicole Maria |
|
Owners and capital
Capital and shareholders
- SCHOETERS, Guido Jan Victor August 2 shares (3.8%) · €2,000
- VERSTREPEN, Nicole Maria founder
- SCHOETERS, Charlotte 25 shares (48.1%) · €25,000
- SCHOETERS, Philippe 25 shares (48.1%) · €25,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 21-02-2023 Incorporation · €52,000 · 52 shares
Group and network
Holdings and subsidiaries
1 holdingHoldings 1
-
100%
According to the 2025 annual accounts of Philot and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
2 current directorsThe board mandates are listed below; here you explore them as a network.
Board mandates elsewhere
1 board mandateHistory
Acts, filings and financial milestones
21-02
Gazette deed
IncorporationAppointments: SCHOETERS, Guido Jan Victor August (director) and VERSTREPEN, Nicole Maria (director) · Founder · Power of attorney12 facts ▸
- Founder, SCHOETERS, Guido Jan Victor August
- Founder, VERSTREPEN, Nicole Maria
- Founder, SCHOETERS, Charlotte
- Founder, SCHOETERS, Philippe
- Power of attorney, SCHOETERS, Guido Jan Victor August
- Power of attorney, VERSTREPEN, Nicole Maria
- Incorporation, 16-02-2023
- Founding capital, €52,000
- Registered office clause, “2560 Kessel,Fazantenweg 4” (deed in Dutch)
- Board rule, 2
- Director appointment, SCHOETERS, Guido Jan Victor August (director (not named in the articles))
- Director appointment, VERSTREPEN, Nicole Maria (director (not named in the articles))
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12018B0165/00D000 | Flanders | 2,276 m² | 1 · 210 m² | 11.2 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De deelname onder welke vorm ook aan oprichting, aankoop, uitbreiding, omvorming van ondernemingen en vennootschappen allerhande, alsmede…” (deed in Dutch)
10 activities (deed in Dutch)
- De deelname onder welke vorm ook aan oprichting, aankoop, uitbreiding, omvorming van ondernemingen en vennootschappen allerhande, alsmede het verwerven in allerhande ondernemingen van aandelen of rechten in de meest ruime zin onder meer bij wijze van inbreng, onderschrijving, aankoop of op welke wijze ook.
- Het beheer van allerhande patrimonia, de deelname aan de ontwikkeling en de coördinatie van ondernemingen, aan het bestuur, het toezicht en aan de vereffening van vennootschappen, het verstrekken van technische, administratieve, financiële assistentie, en van consultancy inzake management en marketing, dit alles hetzij op contractuele basis dan wel als wettelijk of statutair orgaan van de onderneming, waarbij met het oog hierop de vennootschap het mandaat van zaakvoerder, bestuurder, beheerder, directeur en vereffenaar van andere rechtspersonen kan uitoefenen.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten van welke aard ook, zoals het verwerven door inschrijving of aankoop, het beheren van aandelen, aandelenopties, obligaties, kasbons, afgeleide producten of andere roerende waarden, van welke vorm ook, uitgegeven door Belgische of buitenlandse emittenten.
- Het toestaan van leningen en kredietopening aan rechtspersonen en ondernemingen of particulieren, in eender welke vorm; het zich borg stellen of aval verlenen, ten voordele van vennootschappen of particulieren in de meeste ruime zin; alle handelsoperaties en financiële operaties verrichten, behalve deze die wettelijk voorbehouden zijn aan depositobanken, houders van deposito’s op korte termijn, spaarkassen hypotheekmaatschappijen en kapitalisatieondernemingen.
- Het verwerven, vervreemden, beheren, uitbaten, valoriseren, renoveren, verkavelen, huren en verhuren, doen bouwen of doen verbouwen, de promotie van en in onroerende goederen evenals alle welkdanige onroerende transacties in de meest brede zin met inbegrip van de onroerende leasing.
- Het verstrekken van raad en advies in de ruimste zin der maatschappelijke behoeften.
- Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer van het eigen roerend patrimonium, en het valoriseren van dit patrimonium door het stellen van alle daden van beheer en bestuur, waaronder de aankoop, verkoop, verhuring, zelf in huur nemen, ruilen van alle roerende goederen en roerende rechten, financiele activa, beleggingsproducten in de ruimste zin.
- Zij heeft in het algemeen de volle rechtsbekwaamheid om alle handelingen en verrichtingen te voltrekken die een rechtstreeks of onrechtstreeks verband houden met haar voorwerp of welke van die aard zouden zijn dat zij de verwezenlijking van dit voorwerp, rechtstreeks of onrechtstreeks, geheel of ten dele vergemakkelijken.
- Zij kan belangen nemen door associatie, inbreng, fusie, financiële tussenkomst of op gelijk welke andere wijze, in alle vennootschappen, verenigingen of ondernemingen met een identiek, gelijklopend of samenhangend voorwerp met het hare, of die van aard kunnen zijn de ontwikkeling van haar onderneming te begunstigen of een bron van afzetten te vormen.
- De vennootschap kan zowel voor eigen rekening als voor rekening van derden binnen de perken van de wet alle financiële, commerciële, industriële daden en verrichtingen stellen met roerend of onroerend karakter, die rechtstreeks of onrechtstreeks, geheel of gedeeltelijk, verband houden met haar voorwerp, de ontwikkeling ervan kunnen teweegbrengen of de verwezenlijking ervan kunnen vergemakkelijken.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Philot
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Algemene vergadering die bestuurder(s)benoemt bepaalt aantal,duur opdracht en bij meerdere bevoegdheid, met of zonder beperking van duur” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Monday of June at 11:00
Oversight and winding up
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Goederen nog in natura opzelfde wijze verdeeld, netto-actief verdeeld naar verhouding aantal aandelen” (deed in Dutch)