philLight

Active

Private limited companyfounded 2023active for 3 yearsRue Haute(V-P) 22, 6210 Les Bons Villers, BelgiumKBO/BCE: BE 0797.636.245

Summary

philLight has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,841 and a net result of -€6,618. Equity is growing by about 3.6% per year across the filed financial years. Its solvency ranks better than 84% of 4,323 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

philLightActiveChecked score 87/100

Risk analysis Report Compare

Activity

Photography, excluding press photography

NACE 74201

1 site

Size

€34,753total assets 2025

Equity: €28,841
Loss: -€6,618

Turnover not published (micro format)

Financial health

87 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

THERASSE Philippe Patrick JacquesDirector
Maia TherasseDirector

2025 accounts filed 75 days late

Why 87raises riskLast filed accounts filed 75 days late; 1 of the last 3 latelowers riskLiquidity: current ratio 5.18, cash €28,079Sector: Other professional, scientific and technical activities (NACE 74)Equity €28,841 (83.0% of total assets)Show the evidence

Checked score

Score 2025

87 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 52% of its sector peers (NACE 74, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+13

equity 83.0% of total assets

Liquidity 96+13

short-term debt 17.0% · cash 80.8%

Profitability 0-88

return on assets -19.0%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,423 companies, NACE 74, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.3%▼ -0.1 percentage points vs 09-2026

Credit of up to €2,500 on 30-day terms is acceptable

Liquidity ample (current ratio 5.18, compared with 2.39 in 2024, above the usual 1.5; short-term debt: 17% and cash: 80.8% of total assets), and 17% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro): better than 88% on solvency, 90% on liquidity, 7% on profitability and 25% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Last filed accounts filed 75 days late; 1 of the last 3 late

NBB · filings

Liquidity: current ratio 5.18, cash €28,079

NBB · annual accounts

Sector: Other professional, scientific and technical activities (NACE 74)

KBO

Equity €28,841 (83.0% of total assets)

NBB · annual accounts

2025 accounts filed 75 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-10-2026, 75 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 3 filings

Deviation from the deadline

2025

75 days late

2024

26 days early

2023

4 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 15 days after the deadline; the sector median (NACE 74) for financial year 2024 is 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (3 of the last 3 filed years within 78 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

14-10-2026 Annual accounts filedfinancial year 2025 · micro…
16-01-2026 Resignation: Philippe Therasse (director)Appointment: Maia Therasse (director)
31-12-2025 Weakest financial yearnet -€6,618

Key points

Caution: Among the weakest 17% on net resultsector median €9,418 · 4,318 companies -€6,618 View
Caution: Latest accounts filed lateafter the legal deadline 75 days View
Board changedlatest change 16-01-2026 · 2 in office 1 joined · 1 left View

By topic

Financials

Financial year: 2025
Total assets: €34,753
Loss: -€6,618
Solvency: 83.0%

Total assets▼ 39.0%

Net result

20232025

Go to Financials

Board & ownership

Board: 2 members

THERASSE Philippe Patrick JacquesDirector
Maia TherasseDirector

Go to Board & ownership

Timeline

Events: 7
Since: 2023
Next accounts: by 31-07-2027

31-12-2025Liquidity more than doubled
05-07-2025Annual accounts filed
27-07-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Photography, excluding press photographyNACE 74201
Founded: 26-01-2023
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 31

Annual meeting: First Monday of June at 11:00
Purpose: “Dans le sens le plus large possible : toutes les activités liées à la photographie,la…” (deed in French)

Go to Articles of association

Key facts about philLight

What is the company number of philLight?: 0797.636.245. In Belgium the VAT number is the company number with BE in front: BE 0797.636.245.
Where is philLight based?: The registered office is at Rue Haute(V-P) 22, 6210 Les Bons Villers.Company details
What does philLight do?: According to the KBO register, the main activity is photography, excluding press photography (NACE 74201).
What is the legal form of philLight?: Private limited company (BV).
When was philLight founded?: On 26-01-2023.
Is philLight still active?: Yes, philLight is an active enterprise in the KBO register.
What is the turnover of philLight?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is philLight profitable?: In financial year 2025, philLight made a loss of €6,618.
Where can I find the annual accounts of philLight?: philLight filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of philLight due?: By 31-07-2027, for financial year 2026.Timeline