Philize Management
ActivePhilize Management has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €48k. Its solvency ranks better than 14% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency4
Growth-
Stability67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.4), and 93.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.7%
Return on assets
6.7%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 31523 sector peers (2025).
NBB · sector comparisonPosition among 31523 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
17 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€48k
Total assets
€722k
Net result
€48k
Working capital
€-44k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €722k
Fixed assets
€692k
Current assets
€30k
Equity and liabilities €722k
Equity
€48k
Debt
€674k
Debt finances 93.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€84k
Cash flow
€48k
Solvency
6.7%
Current ratio
0.40
Quick ratio
0.40
Debt / equity
14.00
ROE
100.0%
ROA
6.7%
Interest coverage
4.32
Debt
€674k
Debt ≤ 1 year
€74k
Debt > 1 year
€600k
Income taxes
€16k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€722k
Fixed assets21/28€692k
Tangible fixed assets22/27€1k
Furniture and vehicles24€1k
Financial fixed assets28€691k
Current assets29/58€30k
Amounts receivable within one year40/41€15k
Other amounts receivable41€15k
Cash at bank and in hand54/58€15k
Equity and liabilities
Total equity and liabilities10/49€722k
Equity10/15€48k
Profit (loss) carried forward14€48k
Amounts payable17/49€674k
Amounts payable after more than one year17€600k
Financial debts170/4€600k
Amounts payable within one year42/48€74k
Current portion of amounts payable after more than one year42€53k
Trade debts44€549
Suppliers440/4€549
Taxes, remuneration and social security45€21k
Taxes450/3€18k
Remuneration and social security454/9€3k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€175
Other operating charges640/8€50
Gross operating margin9900€84k
Operating profit (loss)9901€84k
Financial charges65/66B€19k
Recurring financial charges65€19k
Profit (loss) for the period before taxes9903€64k
Income taxes67/77€16k
Profit (loss) for the period9904€48k
Profit (loss) for the period to be appropriated9905€48k
Appropriation of the result
Profit (loss) to be appropriated9906€48k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin Vert(NN) 165100 NamurGround area
2,573 m²
Building footprint
187 m²
Volume, LiDAR
1,293 m³
Parcel 92136A0014/02G000, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Philize Management
since 20252.370.005.948
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92136A0014/02G000 | Wallonia | 2,573 m² | 1 · 187 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 37,843 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.