PHILITAB SERVICES

Active

Private limited companyfounded 200026 yrs activeStokerijstraat 29, 2110 Wijnegem, BelgiumKBO/BCE: BE 0470.806.623

Summary

PHILITAB SERVICES has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €366,922 and a net result of €48,525. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 66% of 220 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

PHILITAB SERVICESActiveChecked score 95/100

Risk analysis Report Compare

Activity

Wholesale trade

NACE 46215NACE 51250

1 site

Size

€567,601total assets 2026

Equity: €366,922
Profit: €48,525

Turnover not published (abridged schema)

Financial health

95 Excellent Checked score 2026

Bankruptcy chance 12 m: 0.1%

Structure

Largest shareholder: BEMACO · 42.86%
Holdings: 1

Accounts 33 d early0 of 5 deeds read

Why 95- 1 of the last 3 late+ Founded in 2000+ Liquidity: current ratio 2.21, cash €103,703+ Equity €366,922 (64.6% of total assets)Show the evidence

Checked score

Score 2026

95 / 100

Excellent

Probability in this band: under 0.55%

Better than 61% of its sector peers (NACE 46, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2025

Strong

Solvency 90+7

equity 64.6% of total assets

Liquidity 58-1

short-term debt 33.7% · cash 18.3%

Profitability 49-39

return on assets 8.5%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,865 companies)

Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● 0.0% vs 11-2024lowest value 01-2025: 0.1%● 0.0% vs 12-2024lowest value 02-2025: 0.1%● 0.0% vs 01-2025lowest value 03-2025: 0.1%● 0.0% vs 02-2025lowest value 04-2025: 0.1%● 0.0% vs 03-2025lowest value 05-2025: 0.1%● 0.0% vs 04-2025lowest value 06-2025: 0.1%▲ +1.4% vs 05-2025 07-2025: 0.1%▲ +12.5% vs 06-2025 08-2025: 0.1%▼ -2.5% vs 07-2025 09-2025: 0.1%▲ +1.3% vs 08-2025 10-2025: 0.1%▲ +41.3% vs 09-2025 11-2025: 0.2%▲ +97.3% vs 10-2025 12-2025: 0.3%▲ +23.3% vs 11-2025 01-2026: 0.5%▲ +74.2% vs 12-2025 02-2026: 0.5%▲ +8.6% vs 01-2026 03-2026: 0.7%▲ +41.0% vs 02-2026 04-2026: 1.6%▲ +117% vs 03-2026highest value 05-2026: 0.2%▼ -88.9% vs 04-2026 06-2026: 0.2%▲ +4.0% vs 05-2026 07-2026: 0.2%● 0.0% vs 06-2026 08-2026: 0.2%▲ +1.6% vs 07-2026 09-2026: 0.2%▼ -7.0% vs 08-2026 10-2026: 0.1%▼ -40.2% vs 09-2026

1 of the last 3 late raises the probability
Founded in 2000 lowers the probability for this profile
Liquidity: current ratio 2.21, cash €103,703 lowers the probability
Equity €366,922 (64.6% of total assets) lowers the probability

Credit up to €30,000 at 30 days acceptable

Liquidity ample (current ratio 2.21 against 1.8 in 2025; short-term debt: 33.7% and cash: 18.3% of total assets), and 35.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 70%, liquidity 64%, profitability 38%, growth against the median 71%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Founded in 2000

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Liquidity: current ratio 2.21, cash €103,703

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Equity €366,922 (64.6% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-09-2026, 33 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2026

33 d early

2025

150 d late

2024

13 d early

2023

32 d early

2022

31 d early

2021

27 d early

2020

32 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 30 September (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

05-10-2026 today31-03-2027 close31-10-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage