Philippe Laconte
ActivePhilippe Laconte has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €306k and a net result of €211k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 47% of 12675 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-6
Solvency79▲+13
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.91 against 1.52 in 2024; short-term debt: 46.1% and cash: 87.1% of total assets), and 46.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.9%
Return on assets
37.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
129 d early
2024
23 d early
2023
35 d early
2022
35 d early
2021
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€306k=
2024 · €306k
2021: €85k
2022: €306k
2023: €504k
2024: €306k
2021 → 2025
Total assets
€569k▼ 23.0%
2024 · €738k
2021: €100k
2022: €335k
2023: €522k
2024: €738k
2021 → 2025
Net result
€211k▼ 9.6%
2024 · €233k
2021: €82k
2022: €221k
2023: €198k
2024: €233k
2021 → 2025
Working capital
€239k▲ 6.4%
2024 · €225k
2021: €84k
2022: €302k
2023: €499k
2024: €225k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€306k▲ 259%€504k▲ 64.7%€306k▼ 39.3%€306k=
Operating result€114k-€320k▲ 180%€308k▼ 3.7%€351k▲ 14.1%€343k▼ 2.3%
Net result€82k-€221k▲ 168%€198k▼ 10.4%€233k▲ 17.7%€211k▼ 9.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €569k
Fixed assets
€67k▼ 17.8%
Current assets
€502k▼ 23.6%
Equity and liabilities €569k
Equity
€306k=
Debt
€262k▼ 39.3%
The debt ratio falls from 58.5% to 46.1%. Debt is lower.
Key figures and ratios
EBITDA
€363k▼
2024 · €366k
Cash flow
€231k▼
2024 · €248k
Solvency
53.9%▲
2024 · 41.5%
Current ratio
1.91▲
2024 · 1.52
Quick ratio
1.91▲
2024 · 1.52
Debt / equity
0.86▼
2024 · 1.41
ROE
68.8%▼
2024 · 76.1%
ROA
37.1%▲
2024 · 31.6%
Interest coverage
5.34▼
2024 · 8.36
Debt
€262k▼
2024 · €432k
Debt ≤ 1 year
€262k▼
2024 · €432k
Income taxes
€64k▼
2024 · €74k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€738k€569k▼
Fixed assets21/28€81k€67k▼
Tangible fixed assets22/27€81k€67k▼
Furniture and vehicles24€81k€67k▼
Current assets29/58€657k€502k▼
Amounts receivable within one year40/41€2k€6k▲
Other amounts receivable41€2k€6k▲
Cash at bank and in hand54/58€654k€495k▼
Deferred charges and accrued income490/1€939€926▼
Equity and liabilities
Total equity and liabilities10/49€738k€569k▼
Equity10/15€306k€306k=
Contributions10/11€3k€3k=
Reserves13€303k€303k=
Distributable reserves133€303k€303k=
Amounts payable17/49€432k€262k▼
Amounts payable within one year42/48€432k€262k▼
Trade debts44€296€357▲
Suppliers440/4€296€357▲
Taxes, remuneration and social security45€492€492=
Taxes450/3€492€492=
Other amounts payable47/48€431k€261k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€20k▲
Other operating charges640/8€6k€914▼
Gross operating margin9900€371k€364k▼
Operating profit (loss)9901€351k€343k▼
Financial income75/76B€1€3▲
Recurring financial income75€1€3▲
Financial charges65/66B€44k€68k▲
Recurring financial charges65€44k€68k▲
Profit (loss) for the period before taxes9903€307k€275k▼
Income taxes67/77€74k€64k▼
Profit (loss) for the period9904€233k€211k▼
Profit (loss) for the period to be appropriated9905€233k€211k▼
Appropriation of the result
Profit (loss) to be appropriated9906€431k€211k▼
Profit (loss) brought forward from the previous period14P€198k-
Profit to be distributed694/7€431k€211k▼
Return on contributions (dividend)694€431k€211k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €233k ▲17.7%
Operating result €351k, net result €233k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 30.23
Current ratio from 11.55 to 30.23; short-term debt falls from €29k to €17k.
31-12
Financial
Equity above €500kEq €504k ▲64.7%
3 profitable years in a row build equity to €504k.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €306k ▲259%
2 profitable years in a row build equity to €306k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hagedoornlaan 521180 UkkelGround area
201 m²
Building footprint
201 m²
Volume, LiDAR
1,281 m³
Parcel 21614H0055/00L059, Brussels · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Philippe Laconte
since 20212.319.171.317
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0055/00L059 | Brussels | 201 m² | 1 · 201 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900JO5O7YPJHDDD18
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Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 6,701 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2021
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.