PHILIPPE DE GREEF
ActivePHILIPPE DE GREEF has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-8k) and a net result of €10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+53
Solvency11▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.16 against 0.39 in 2024; short-term debt: 65.3% and cash: 0% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-13.8%
Return on assets
17.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 8647 sector peers (2025).
NBB · sector comparisonPosition among 8647 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
26 d late
2023
27 d late
2022
31 d late
2021
19 d late
2020
30 d late
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-8k▲ 56.0%
2024 · €-17k
2018: €-76k
2019: €-68k
2020: €-31k
2021: €-25k
2022: €-18k
2023: €-17k
2024: €-17k
2018 → 2025
Total assets
€56k▼ 26.6%
2024 · €76k
2018: €79k
2019: €98k
2020: €96k
2021: €100k
2022: €104k
2023: €84k
2024: €76k
2018 → 2025
Net result
€10k▲ 14,316%
2024 · €68
2018: €-103k
2019: €8k
2020: €37k
2021: €6k
2022: €7k
2023: €771
2024: €68
2018 → 2025
Working capital
€-31k▲ 24.1%
2024 · €-40k
2018: €-75k
2019: €-81k
2020: €-43k
2021: €-49k
2022: €-41k
2023: €-41k
2024: €-40k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-25k-€-18k▲ 26.6%€-17k▲ 4.2%€-17k▲ 0.4%€-8k▲ 56.0%
Operating result€8k-€11k▲ 33.7%€5k▼ 50.0%€5k▼ 4.3%€15k▲ 176%
Net result€6k-€7k▲ 12.6%€771▼ 88.3%€68▼ 91.2%€10k▲ 14,316%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 176% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€50k=
Current assets
€6k▼ 78.0%
Key figures and ratios
Solvency
-13.8%▲
2024 · -22.9%
Current ratio
0.16▼
2024 · 0.39
Quick ratio
0.16▼
2024 · 0.39
Debt / equity
-8.27▼
2024 · -5.36
ROA
17.5%▲
2024 · 0.1%
Debt
€63k▼
2024 · €93k
Debt ≤ 1 year
€36k▼
2024 · €66k
Debt > 1 year
€27k=
2024 · €27k
Staff costs
€170▲
2024 · €163
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€56k▼
Fixed assets21/28€50k€50k=
Financial fixed assets28€50k€50k=
Current assets29/58€26k€6k▼
Amounts receivable within one year40/41€22k€4k▼
Trade receivables40€19k€4k▼
Other amounts receivable41€3k-
Cash at bank and in hand54/58€130€6▼
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€76k€56k▼
Equity10/15€-17k€-8k▲
Contributions10/11€19k€19k=
Reserves13€29k€29k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€27k€27k=
Profit (loss) carried forward14€-65k€-55k▲
Amounts payable17/49€93k€63k▼
Amounts payable after more than one year17€27k€27k=
Financial debts170/4€27k€27k=
Amounts payable within one year42/48€66k€36k▼
Financial debts43€42k€28k▼
Credit institutions430/8€42k€28k▼
Trade debts44€15k€5k▼
Suppliers440/4€15k€5k▼
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€8k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€163€170▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€126-
Other operating charges640/8€2k€3k▲
Gross operating margin9900€7k€18k▲
Operating profit (loss)9901€5k€15k▲
Financial income75/76B€0€132▲
Recurring financial income75€0€132▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€68€10k▲
Profit (loss) for the period9904€68€10k▲
Profit (loss) for the period to be appropriated9905€68€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-65k€-55k▲
Profit (loss) brought forward from the previous period14P€-65k€-65k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €37k ▲367%
Operating result €44k, net result €37k, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
George Minnelaan 359830 Sint-Martens-LatemGround area
1,009 m²
Building footprint
135 m²
Volume, LiDAR
723 m³
Parcel 44064B0854/00B002, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
George Minnelaan 35, 9830 Sint-Martens-Latem
since 20162.259.171.768
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0854/00B002 | Flanders | 1,009 m² | 1 · 135 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dirk Van den Berghen Management Consulting
BE 0643.550.854
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DBC Manifest
BE 1000.083.064
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EUROCROWD
BE 1006.004.321
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BAROQ
BE 0454.471.823
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March14
BE 1001.545.190
La Hulpe · Eq €27k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 33,596 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.