Philippe D. Gardens
ActivePhilippe D. Gardens has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €208k and a net result of €14k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 94% of 1193 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+6
Solvency100▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 6.85 against 2.95 in 2024; short-term debt: 9.7% and cash: 47.8% of total assets), and 9.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.3%
Return on assets
6.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
28 d early
2023
21 d late
2022
31 d late
2021
31 d late
2020
26 d early
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€208k▲ 0.1%
2024 · €208k
2018: €91k
2019: €111k
2020: €154k
2021: €168k
2022: €238k
2023: €204k
2024: €208k
2018 → 2025
Total assets
€230k▼ 21.8%
2024 · €295k
2018: €235k
2019: €229k
2020: €234k
2021: €193k
2022: €304k
2023: €311k
2024: €295k
2018 → 2025
Net result
€14k▲ 283%
2024 · €4k
2018: €72k
2019: €20k
2020: €43k
2021: €14k
2022: €69k
2023: €37k
2024: €4k
2018 → 2025
Working capital
€131k▼ 22.7%
2024 · €170k
2018: €18k
2019: €58k
2020: €77k
2021: €109k
2022: €148k
2023: €151k
2024: €170k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€168k-€238k▲ 41.2%€204k▼ 14.2%€208k▲ 1.8%€208k▲ 0.1%
Operating result€23k-€86k▲ 281%€52k▼ 39.7%€2k▼ 95.8%€10k▲ 368%
Net result€14k-€69k▲ 398%€37k▼ 47.0%€4k▼ 90.0%€14k▲ 283%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 368% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €230k
Fixed assets
€77k▲ 102%
Current assets
€154k▼ 40.1%
Equity and liabilities €230k
Equity
€208k▲ 0.1%
Debt
€22k▼ 74.2%
The debt ratio falls from 29.5% to 9.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▲
2024 · €26k
Cash flow
€42k▲
2024 · €27k
Solvency
90.3%▲
2024 · 70.5%
Current ratio
6.85▲
2024 · 2.95
Quick ratio
6.85▲
2024 · 2.95
Debt / equity
0.11▼
2024 · 0.42
ROE
6.8%▲
2024 · 1.8%
ROA
6.1%▲
2024 · 1.3%
Interest coverage
57.31▲
2024 · 15.40
Debt
€22k▼
2024 · €87k
Debt ≤ 1 year
€22k▼
2024 · €87k
Income taxes
€5k▲
2024 · €860
Staff costs
€14k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€295k€230k▼
Fixed assets21/28€38k€77k▲
Intangible fixed assets21-€0
Tangible fixed assets22/27€38k€77k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€29k€63k▲
Other tangible fixed assets26€7k€11k▲
Current assets29/58€257k€154k▼
Amounts receivable within one year40/41€87k€41k▼
Trade receivables40€40k€21k▼
Other amounts receivable41€47k€21k▼
Cash at bank and in hand54/58€169k€110k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€295k€230k▼
Equity10/15€208k€208k▲
Contributions10/11€19k€19k=
Reserves13€185k€185k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€184k€184k=
Profit (loss) carried forward14€4k€4k▲
Amounts payable17/49€87k€22k▼
Amounts payable within one year42/48€87k€22k▼
Trade debts44€74k€2k▼
Suppliers440/4€74k€2k▼
Taxes, remuneration and social security45€11k€8k▼
Taxes450/3€3k€8k▲
Remuneration and social security454/9€8k-
Other amounts payable47/48€2k€12k▲
Income statement
Code20242025
Remuneration, social security and pensions62€27k€14k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€28k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€56k€56k▼
Operating profit (loss)9901€2k€10k▲
Financial income75/76B€4k€10k▲
Recurring financial income75€970€274▼
Non-recurring financial income76B€3k€10k▲
Financial charges65/66B€2k€666▼
Recurring financial charges65€2k€666▼
Profit (loss) for the period before taxes9903€5k€19k▲
Income taxes67/77€860€5k▲
Profit (loss) for the period9904€4k€14k▲
Profit (loss) for the period to be appropriated9905€4k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€18k▲
Profit (loss) brought forward from the previous period14P-€4k
Profit to be distributed694/7-€14k
Return on contributions (dividend)694-€14k
Social balance
Average headcount (FTE)90870.60.6=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity doublescurrent ratio 6.85
Current ratio from 2.95 to 6.85; short-term debt falls from €87k to €22k.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €4k ▼90%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €200kEq €238k ▲41.2%
5 profitable years in a row build equity to €238k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 5.46
Current ratio from 1.98 to 5.46; short-term debt falls from €78k to €24k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €154k ▲38.9%
3 profitable years in a row build equity to €154k.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Equity above €100kEq €111k ▲22.3%
2 profitable years in a row build equity to €111k.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boechout · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heerbaan 782530 BoechoutGround area
610 m²
Building footprint
191 m²
Parcel 11004B0046/00K005, Flanders. Linked by address, not a title deed.
1 establishment unit
Philippe D. Gardens
since 20172.262.908.248
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11004B0046/00K005 | Flanders | 610 m² | 1 · 191 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
1 live approval · 1 endedGroenaanleg en –beheer duaal (so)
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Of 21,206 companies in sector 81300 we hold annual accounts for 4,359. 3,371 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2017
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
01191Growing of flowers
42110Construction of roads and motorways
42212Civil engineering
43120Site preparation
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.