PHILIP VAN LANCKER
ActivePHILIP VAN LANCKER has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138k and a net result of €46k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 76% of 4547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+25
Solvency91▲+20
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.5 against 1.71 in 2024; short-term debt: 24.8% and cash: 15.7% of total assets), and 33.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.4%
Return on assets
22.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
11 d early
2022
1 d early
2021
7 d late
2020
3 d early
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€138k▲ 46.4%
2024 · €94k
2019: €55k
2020: €76k
2021: €98k
2022: €116k
2023: €115k
2024: €94k
2019 → 2025
Total assets
€207k▲ 1.5%
2024 · €204k
2019: €78k
2020: €178k
2021: €212k
2022: €212k
2023: €247k
2024: €204k
2019 → 2025
Net result
€46k▲ 1,063%
2024 · €4k
2019: €12k
2020: €17k
2021: €22k
2022: €19k
2023: €-353
2024: €4k
2019 → 2025
Working capital
€78k▲ 89.7%
2024 · €41k
2019: €59k
2020: €54k
2021: €69k
2022: €85k
2023: €57k
2024: €41k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€116k▲ 18.9%€115k▼ 0.8%€94k▼ 18.5%€138k▲ 46.4%
Operating result€28k-€26k▼ 4.3%€3▼ 100.0%€8k▲ 327,699%€72k▲ 771%
Net result€22k-€19k▼ 13.3%€-353€4k€46k▲ 1,063%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 771% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €207k
Fixed assets
€78k▼ 26.0%
Current assets
€129k▲ 31.0%
Equity and liabilities €207k
Equity
€138k▲ 46.4%
Debt
€70k▼ 36.8%
The debt ratio falls from 54.0% to 33.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€88k▲
2024 · €39k
Cash flow
€62k▲
2024 · €34k
Solvency
66.4%▲
2024 · 46.0%
Current ratio
2.50▲
2024 · 1.71
Quick ratio
2.50▲
2024 · 1.71
Debt / equity
0.51▼
2024 · 1.17
ROE
33.3%▲
2024 · 4.2%
ROA
22.1%▲
2024 · 1.9%
Interest coverage
20.17▲
2024 · 7.53
Debt
€70k▼
2024 · €110k
Debt ≤ 1 year
€52k▼
2024 · €58k
Debt > 1 year
€14k▼
2024 · €53k
Income taxes
€24k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€204k€207k▲
Fixed assets21/28€106k€78k▼
Tangible fixed assets22/27€106k€78k▼
Plant, machinery and equipment23€613€327▼
Furniture and vehicles24€64k€50k▼
Leasing and similar rights25€38k€25k▼
Other tangible fixed assets26€3k€3k▼
Financial fixed assets28€135€135=
Current assets29/58€98k€129k▲
Amounts receivable after more than one year29€35k€35k=
Other amounts receivable291€35k€35k=
Amounts receivable within one year40/41€39k€57k▲
Trade receivables40€19k€22k▲
Other amounts receivable41€20k€35k▲
Cash at bank and in hand54/58€17k€33k▲
Deferred charges and accrued income490/1€7k€4k▼
Equity and liabilities
Total equity and liabilities10/49€204k€207k▲
Equity10/15€94k€138k▲
Contributions10/11€6k€6k=
Reserves13€86k€130k▲
Tax-exempt reserves132€25k€25k=
Distributable reserves133€61k€105k▲
Investment grants15€2k€1k▼
Amounts payable17/49€110k€70k▼
Amounts payable after more than one year17€53k€14k▼
Financial debts170/4€53k€14k▼
Amounts payable within one year42/48€58k€52k▼
Current portion of amounts payable after more than one year42€25k€23k▼
Trade debts44€15k€5k▼
Suppliers440/4€15k€5k▼
Taxes, remuneration and social security45€7k€22k▲
Taxes450/3€5k€22k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€10k€2k▼
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Non-recurring operating income76A-€28k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€16k▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€462€153▼
Gross operating margin9900€42k€90k▲
Operating profit (loss)9901€8k€72k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€6k€70k▲
Income taxes67/77€2k€24k▲
Profit (loss) for the period9904€4k€46k▲
Profit (loss) for the period to be appropriated9905€4k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€46k▲
Transfer from equity791/2€24k€2k▼
Transfer to equity691/2€3k€46k▲
To other reserves6921€3k€46k▲
Profit to be distributed694/7€25k€2k▼
Return on contributions (dividend)694€25k€2k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €46k ▲1063%
Operating result €72k, net result €46k, both a record.
30-06
Financial
Equity above €100kEq €138k ▲46.4%
2 profitable years in a row build equity to €138k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
20-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-353 ▼102%
Net result drops to €-353, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €100kEq €116k ▲18.9%
4 profitable years in a row build equity to €116k.
07-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 7 days late
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Korte Molenstraat 79750 KruisemGround area
944 m²
Building footprint
154 m²
Volume, LiDAR
780 m³
Parcel 45015C0573/00D000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VAN LANCKER PHILIP
since 19972.084.484.072
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45015C0573/00D000 | Flanders | 944 m² | 1 · 154 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKruisem2.084.484.072
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Of 12,603 companies in sector 49410 we hold annual accounts for 8,194. 6,367 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-1997
Fiscal year end30-06
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.