PHILCOPAR
ActiveSummary
PHILCOPAR has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €415,817 and a net result of €15,136. Equity remains stable across the filed fiscal years (±1.6% per year). The computed 12-month bankruptcy probability is 1.0% (low).
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Signals
This company filed its last 7 accounts on average 18 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €3,214 | - | - | - |
| Other operating charges640/8 | €1,710 | €1,238 | €1,937 | €725 | €984 | ▲ 35.7% |
| Gross operating margin9900 | -€19,912 | -€18,847 | -€13,519 | -€9,293 | -€16,649 | ▼ 79.2% |
| Operating profit (loss)9901 | -€21,622 | -€20,085 | -€18,670 | -€10,018 | -€17,633 | ▼ 76.0% |
| Financial income75/76B | €29,329 | €22,512 | €40,280 | €12,923 | €35,076 | ▲ 171% |
| Recurring financial income75 | €29,329 | €22,512 | €40,280 | €12,923 | €35,076 | ▲ 171% |
| Financial charges65/66B | €1,862 | €3,063 | €24,017 | €1,084 | €795 | ▼ 26.7% |
| Recurring financial charges65 | €1,862 | €3,063 | €24,017 | €1,084 | €795 | ▼ 26.7% |
| Profit (loss) for the period before taxes9903 | €5,845 | -€636 | -€2,407 | €1,821 | €16,648 | ▲ 814% |
| Income taxes67/77 | €1,021 | €537 | €577 | €291 | €1,512 | ▲ 420% |
| Profit (loss) for the period9904 | €4,824 | -€1,173 | -€2,984 | €1,530 | €15,136 | ▲ 889% |
| Profit (loss) for the period to be appropriated9905 | €4,824 | -€1,173 | -€2,984 | €1,530 | €15,136 | ▲ 889% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €441,708 | €424,406 | €413,005 | €418,813 | €421,749 | ▲ 0.7% |
| Fixed assets21/28 | - | - | €7,169 | - | - | - |
| Tangible fixed assets22/27 | - | - | €7,169 | - | - | - |
| Furniture and vehicles24 | - | - | €7,169 | - | - | - |
| Current assets29/58 | €441,708 | €424,406 | €405,836 | €418,813 | €421,749 | ▲ 0.7% |
| Amounts receivable after more than one year29 | €93,085 | €103,753 | €115,243 | €152,534 | €166,451 | ▲ 9.1% |
| Other amounts receivable291 | €93,085 | €103,753 | €115,243 | €152,534 | €166,451 | ▲ 9.1% |
| Amounts receivable within one year40/41 | €8,033 | €6,314 | €967 | €2,322 | €9,089 | ▲ 291% |
| Trade receivables40 | €1,815 | - | - | - | - | - |
| Other amounts receivable41 | €6,218 | €6,314 | €967 | €2,322 | €9,089 | ▲ 291% |
| Current investments50/53 | €287,638 | €307,075 | €288,510 | €260,590 | €245,179 | ▼ 5.9% |
| Cash at bank and in hand54/58 | €52,630 | €6,871 | €759 | €3,352 | €817 | ▼ 75.6% |
| Deferred charges and accrued income490/1 | €322 | €393 | €357 | €15 | €213 | ▲ 1,320% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €441,708 | €424,406 | €413,005 | €418,813 | €421,749 | ▲ 0.7% |
| Equity10/15 | €424,558 | €412,135 | €409,151 | €402,110 | €415,817 | ▲ 3.4% |
| Contributions10/11 | €6,205 | €6,205 | €6,205 | €6,205 | €6,205 | = |
| Reserves13 | €310,430 | €299,180 | €299,180 | €300,710 | €315,830 | ▲ 5.0% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €308,570 | €297,320 | €299,180 | €300,710 | €315,830 | ▲ 5.0% |
| Profit (loss) carried forward14 | €107,923 | €106,750 | €103,766 | €95,195 | €93,782 | ▼ 1.5% |
| Amounts payable17/49 | €17,150 | €12,271 | €3,854 | €16,703 | €5,932 | ▼ 64.5% |
| Amounts payable within one year42/48 | €17,150 | €12,271 | €3,854 | €16,703 | €5,932 | ▼ 64.5% |
| Financial debts43 | €5,537 | - | €2,560 | €8,132 | €5,502 | ▼ 32.3% |
| Credit institutions430/8 | €5,537 | - | €2,560 | €8,132 | €5,502 | ▼ 32.3% |
| Trade debts44 | €592 | - | €1,294 | - | - | - |
| Suppliers440/4 | €592 | - | €1,294 | - | - | - |
| Taxes, remuneration and social security45 | €1,021 | €1,021 | - | - | - | - |
| Taxes450/3 | €1,021 | €1,021 | - | - | - | - |
| Other amounts payable47/48 | €10,000 | €11,250 | - | €8,571 | €430 | ▼ 95.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,824 | -€1,173 | -€2,984 | €1,530 | €15,136 | ▲ 889% |
| + Depreciation and write-downs630 | - | - | €3,214 | - | - | - |
| Operating cash flow (approximation) | €4,824 | -€1,173 | €230 | €1,530 | €15,136 | ▲ 889% |
| Change in cash | - | -€45,759 | -€6,112 | €2,593 | -€2,535 | ▼ 198% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Show earlier events
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
2 establishment units
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076B0461/00E000 | Wallonia | 773 m² | 1 · 182 m² | 8.5 m · 2 fl. |
| 21332E0033/00K049 | Brussels | 254 m² | 1 · 87 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Structure & network
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
Ownership & control
1 board mandateRecognitions · licences · registrations
Legal Entity Identifier
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.